CW CHARDEY S. WARE

FINANCIAL ANALYST

P R O F E S S I O N A L S U M M A R Y EXPERIENCE

• Over 10 years of experience

in a banking or financial

institution.

• Expert in human resource

responsibilities

• Experience in Mortgage,

auto and credit underwriting

• Strong multitasker, time

management, organization

skills and self-starter

• Regulatory Compliance,

Legal and policy knowledge

in multiple industries.

• Trained & Proficient in all

Microsoft Office systems,

Outlook365, Encompass,

AFS Vision, SQL, ATS,

Oracle, procurement,

sterling, excel, PowerPoint,

Micro 365, EMR

• Project management and

analyzing financial reports

daily.

• Fast and adorable to job

responsibilities.

• Medical Terminology, CPT-

10 and CPT-9 trained.

• Billing and coding trained.

Office Administrator (Hybrid)

January 2023- Present

Laurus Academy- National Heritage School, Southfield, MI

• Carrying out clerical duties such as answering phone calls, responding, and sending emails, and preparing student records, preparing documents mailing or Fax, sending out all office correspondence and memos, filing, organizing student and employee records, office and school projects, presentations, and preparing daily report analysis.

• Perform Human resource responsibilities for new and existing employees: Onboarding, I-9, prepare payroll, training and development, benefits questions, employee relations and Compliance and legal knowledge.

• Coordinating, scheduling, managing appointments, meetings, and interviews. Assist registrar with student enrollment, filling, classroom placement, curriculum, and course data.

• Performing bookkeeping tasks such as invoicing, managing principal visa report, collecting money for special events, monitoring accounts receivable, making bank deposits and budget tracking.

• Continuation of working with administrative staff and principal to negotiate for internal resources that allow the school and office to run smoothly.

• Purchasing office, teacher and student supplies, equipment, and furniture.

• Overseeing the cleanliness, duties and responsibilities of the main office, facilities, and school equipment.

Compliance Analyst/Underwriting - QC

June 2017- January 2023

Sprouts Mortgage, Florida (Remote)

● Evaluate, review, update, and interpret federal laws, fair lending, policies, procedures, and regulations to ensure compliance standards were met.

● Managed compliance efforts and identified their impact on developed solutions for practices that are out of compliance.

● Monitor departments to ensure they are compliant with the companies and industries policies and regulations.

● Prepare daily financial reports for analysis to be reviewed and analyzed by senior management.

● Audit company financial reports for any errors, red flags, and accuracy based on state and company policies.

● Provide updates to team members and management when regulations, rules, and policies change.

● Review data security and ensure compliance regulations are met.

● Train new team members to use best practices that align with company policy, core values, and state regulations. Credit Underwriter / Compliance Analyst

March 2014- June 2017

JP Morgan - Chase, Tempe, AZ (Remote)

• Researched banking guidelines and statutory requirements to stay updated on new laws and regulations.

• Formulate buyer income using company and state regulatory calculations in order to complete audit of loan application.

• Audit company financial reports for any errors, red flags, and accuracy based on state and company policies. by analyzing the applicant’s financial status, credit, and property evaluation to determine the appropriate loan program.

• Assess creditworthiness of existing or prospective clients

• Ensure overall health of compliance processes and tools are met.

• Engage with lines of business to promptly remediate compliance findings. Perform risk analysis to determine the level of risk to the bank and recommend action(s) to mitigate risk. Present results of risk activities verbally and in writing to management.

• Audit company financial reports for any errors, red flags, and accuracy based on state and company policies.

• Provide updates to team members and management when regulations, rules, and policies change.

• Train new team members to use best practices that align with company policy, core values, and state regulations. Credit Analyst

March 2008- March 2014

Chrystal Capital/ Santander Financial, Tempe, AZ

• Assess creditworthiness of existing or prospective clients

• Examine financial transactions and credit history case by case

(applications, statements, balance sheets, legal documents, etc.)

• Complete ratio, trend and cash flows analyses and create projections.

• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner.

• Determine in depth the degree of risk involved.

• Carefully analyze data and produce clear and objective reports.

• Routinely monitor loans for compliance

• Adhere to credit policy and guidelines.

• Monitor corporate portfolio asset quality on an ongoing basis

• Draft models of credit information that predict trends and patterns.

SKILLS EDUCATION

Excellent writing and communication

skills, with experience creating high-

quality content.Outlook 365

Data Entry/ document review

Microsoft Office all programs

Google Docs/Google Sheets

Medical terminology

Educated in CPT 9 & 10, HCPCS,

ICD-10, UB04, CMS 1500

Policy and Regulation knowledge in

multi-industries

Met daily loan closing averaged of 25-43

daily. Daily Average 47 loans daily

Project management

Time Management

Financial analysis

Document preparation

Leadership experience

Organizational skills

People skills

Problem-solving abilities

Business Development

Controlling Expenses

WCCCD – Medical Administrative Specialist w/ applied science, 2018- associate degree

WCCD - Business Administration and Management -applied science, 2008- associate degree

Grand Canyon University- Bachelor of Science in Business Administration and Management in Accounting (currently enrolled) LEADERSHIP EXPERIENCE

• Relationship building.

• Agility and adaptability.

• Innovation and creativity.

• Decision-making and Critical Thinking

• Conflict management.

• Negotiation

• Employee Training

313-***-****

adzv76@r.postjobfree.com

Contact this candidate