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Credit Union Lending Specialist

Location:
Thornton, CO
Posted:
September 21, 2023

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Resume:

Profile

Dedicated and Loyal employee

Quick Learner

Team Player

Detail Oriented

Leader

Goal Oriented

Self Starter

Systems Knowledge

CUDC - Credit Union Direct Connect

Symitar -

Meridian Link - internal loan system

Dealer Track

CECL

Value Check

NMLS

References

Richard Zerwer

Space Age FCU

VP of Lending

303-***-****

Sunnie Lewis

Space Age FCU

Lending and Collections Coordinator

303-***-****

Paul Kelly

Canvas CU

Underwriter

303-***-****

Achievements and Qualifications

Underwrote 77% of all loans coming through Space

Age in the past 6 months

Booked 96% of loans that came to Space Age to be

underwritten

Colorado Secretary of State

Promoted from Lending Specialist within 8 months of starting with Space Age

NMLS Licensed - 1733527 received January 7, 2018

Work Experience

Space Age Credit Union, Aurora CO 2016 - Present

Underwriter

Complete 250-350 loans per week

Confidently complete risk assessments

Utilize all Lending and Underwriting Guidelines

Consider Debt-to-Income Ratios

Utilize loan to value ratios

Conventional Auto loans

Credit and Income Analysis

Fund dealers on a daily and weekly basis

-approximately 3 million a week

Analyze credit reports

Risk Assessment

Successfully underwrite first mortgages, second

mortgages, HELOC, LOC’S, term signature loans, auto loans, recreational vehicle loans, Visa loans

Facilitate Gap claims

Cultivate relationships with indirect dealers

Lending Specialist - promoted after 8 months

Collections Bankruptcies

Garnishments Repossessions

Auditing Loans Title Releases

Prepared and Released Deeds of Trust



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