Moira Oira

Makati

adzujl@r.postjobfree.com

+63-945-***-****

Work Experience

ESL Online English Teacher

Acadsoc

August 2023 to Present

I teach online English language to a non-native English speaker. Account Officer

UnionBank of the Philippines

September 2013 to March 2022

Position Level: Assistant Manager

Industry: Banking/Financial Services

Date Joined: September 2013 -March 2022

Work Description

• Account solicitation, credit evaluation, analysis and recommend credit facilities/loan proposals.

• Working with clients to help them make the right decisions with their accounts and explain the financial services

• Conduct sales calls to Developers/Sellers/Brokers, prepare proposal letters, site inspections trips, loan product briefing.

• Participates in project launching/open house, facilities documentation, mortgage annotation and loan booking.

• Prepares monthly accomplishment report, monitors post booking, loan restructuring.

• Maintains a good working relationship with the Clients/ Developers/ Sellers/ Brokers. Senior Collateral Management Officer

UnionBank of the Philippines

June 2010 to August 2013

Position Level: Assistant Manager

Industry: Banking/Financial Services

Date Joined: June 7, 2010 -August 2013

Work Description

-Supervises the daily operations and activities of the Securities Collateral Section. To ensure completeness and orderliness of loan documentation for loan registration/annotation; approval/clearance for fully paid accounts; pre-booking and monitor all loan documents for renewal such us Loan tax payment, loan Title of the borrower, tax declaration; request/monitor loan appraisal report due for re appraisal; monitors insurance policies of all products; and manages document deficiencies, if any, in accordance with established Bank policies.

-Regularly monitors performance of Junior Officer/staff.

-Ensures proper documentation and its appropriateness to the transactions, coverage of the transactions risks, completeness and enforceability, as well as, proper execution.

-Ensures that all insurance companies accredited are properly submits the documents in accordance with Bank policies and Insurance Commissions.

Auto Insurance Unit Head

Philippine Savings Bank

March 2009 to May 2010

Company name: Philippine Savings Bank

Position Title: Auto Insurance Unit Head

Position Level: Junior Assistant Manager

Industry: Banking/Financial Services

Date Joined: March 2009-May 2010

Work Description

-Supervises the daily operations and activities of the Unit to ensure completeness and orderliness of Insurance loan documentation of all applications for booking and renewal insurance policies of all products nationwide includes external customers, internal insurance policies of employees (FIDELITY), bank equipments (MSPR) approves renewal policies in the system and manages document deficiencies, if any, in accordance with established Bank policies.

-Regularly monitors performance of Loan Processors and the unit as a whole. Ensures proper insurance documentation and its appropriateness to the transactions, coverage of the transactions risks, completeness and enforceability, as well as, proper execution.

-Ensures that all insurance companies accredited are properly submits the documents in accordance with Bank policies and Insurance Commissions.

Auto/Mortgage Loans Review Officer Unit Head

Philippine Savings Bank

July 2008 to February 2009

Position Level: Junior Assistant Manager

Industry: Banking/Financial Services

Date Joined: July 2008-February 2009

Work Description

-Supervises the daily operations and activities of the Unit to ensure completeness and orderliness of loan documentation of all applications for booking or booked applications nationwide, approves bookings in the system and manages booking deficiencies, if any, in accordance with established Bank policies.

-Regularly monitors performance of Loan Processors and the unit as a whole.

-Ensures proper loan documentation and its appropriateness to the transactions, coverage of the transactions risks, completeness and enforceability, as well as, proper execution and registration.

-Oversees and approves amendments, restructuring, repricing, re-availment for (Mortgage, Auto, Personal Loans)

-Conduct testing for any enhancement of the system. Auto/Mortgage Loans Reviewer

Bpi Family Savings Bank

June 1996 to June 2008

Position Level: Staff level c

Industry: Banking/Financial Services

Date Joined: June 1996-June 2008

Credit and Collections Assistant

Direct Funders Management, Inc

October 1995 to May 1996

Industry: Consulting (Business & Management)

Date Joined: Oct 1995 Date Left: May 1996

Customer Service Assistant

Pilipino Telephone Corporation

December 1994 to October 1995

Industry: Telecommunication

Date Joined: Dec 1994 Date Left: Oct 1995

Education

Bachelor's in Business Management

Colegio De San Juan De Letran

May 1993

Skills

• Microsoft Office

• Microsoft Powerpoint

Contact this candidate