High Risk School

Amanda M. Vonkurzbach

Jacksonville, FL

904-***-**** *****************@*****.***

SKILLS SUMMARY

Risk and compliance professional with over 12 years of experience in the finance sector. Expert in financial regulations such as BSA, AML/KYC,

CIP and OFAC sanctions. Proven track record of monitoring adherence to regulations, policies, and standards of conduct. Strong background in

compliance administration and providing

guidance to management. Experience in process analysis, risk management, and project execution. With system knowledge of Microsoft Products, Teams, Webex, Excel, Power Point, Lexis Nexis, Clear World, Watchdog, Salesforce, FIS systems and Actimize.

WORK EXPERIENCE

May 2023 to August 2023 Insight Global for Valley Bank Remote Client Onboarding – Remediation Project – Temporary Contract position Reviewed documentation to verify all necessary documents were received by client and completed properly. Communicated with internal partners if anything was missing or incomplete. Remediated any missing information from client’s profiles per regulations once full packages were received. Ran OFAC, check systems and Factiva reports on all related parties and entities both foreign and domestic. Uploaded completed packages in document depository system once remediation was completed.

October 2022 to January 2023 Silvergate Bank Remote Client Onboarding Specialist II

Received new client and account maintenance requests from Relationship Managers in a timely manner. Reviewed client package for required documentation based high risk, US and non-US entity requirements. Communicated with Relationship Managers regarding any missing or incomplete information. Communicated any concerns regarding client’s risk with internal partners. Performed OFAC, Watchdog and Clear World reports on all signers, owners, controlling parties and members of the entities. Cleared hits using provided documentation and escalated any hits that were not able to be cleared to leadership team for further direction. Input client’s profile into banking system as well as set up accounts according to the business application form provided by client. Most clients were high risk non-US entities, with a focus on cryptocurrency related businesses. Made policy improvement suggestions when issues were found in current policies and procedures. June 2011 to September 2022 Bank of America Jacksonville, Florida Officer, Operations Control Analyst – Consumer AML Operations – Customer Identification Program July 2018 to September 2022

Received alerts on client profiles missing CIP/CDD information. Reviewed all internal and external systems to remediate defects and updated systems according to required guidelines. Reviewed client correspondence responding to refreshing client profiles based on risk rating. Verified business and business owners’ identification using Lexis Nexis. Reviewed profiles with correspondence and updated profiles when necessary. Sent requests for client outreach when correspondence had missing or incomplete information. Processed requests for account closures for failure to respond to refresh requests. Acted as SME and coached teammates with questions on process and procedures or coached them to make best decisions for client and bank needs and helped with understanding QA defects they received and gave feedback on rebuttal submission if needed. Submitted process improvements when gaps or inconsistencies were found in current procedures. Took on new process from another line of business and was included in on round tables to make process and procedures based on requirements. Worked on ad hoc reports and ad hoc projects for line business and outside line of business as needed. Took on role of acting Team Lead/Coach in Team leads/Coach absence as needed. Operations Control Analyst – Consumer AML Operations – Customer Specialty Unit May 2013 – July 2018

Interpret, analyze, research and investigate information gathered from numerous applications and third-party sources, including transaction history to identify red flags that prompt further inquiry regarding the banks risk with the customer based on strict Consumer AML and Compliance guidelines. Performed Enhanced Due Diligence per guidelines. Work alongside Consumer AML leadership to roll out new policies and procedures due to new and updated regulations. Assist fellow analysts with understanding the many alert types and how to detect them through internet research and account activity. Provided the procedure team with several findings that could cause risk to the bank, as well as new terminology that would help analysts detect high risk and special concern customers. Reviewed and attempted to remediate customer profiles that were flagged for the high-risk refresh process by obtaining current CIP/CDD information from customer. Short Sale Specialist- FHA/Freddie Mac/Conventional June 2011- May 2013

Reviewed offers for short payoff approvals. Responsible for efficient and effective underwriting and negotiation of short sales, for the highest possible loss mitigation while maintaining a high level of quality and production. Reviewed financial documents to determine if hardship requirements were met. Review contracts and pre- qualification approvals for the potential buyer to verify that they met investor guidelines for approval. Negotiated the offer directly with the selling agent to meet investor requirements. Submitted offers to investor for approval within required time frames. Worked directly with government agencies FHLMC & FHA. ACCOMPLISHMENTS

Consistently received Top Performer in both Quality and Production. Received 15 High Five awards that came from my teammates. Received 6 Silver 2 Platinum awards for outstanding performance on special projects and process improvements.

EDUCATION

June 1995 Terry Parker High School High School Diploma Jacksonville, Florida

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