Michael E. McCarley, Sr.

*** ****** ******, *******, *** York 14211 - US

E-mail: adzsd7@r.postjobfree.com

P 716-***-****

Skills

Business Viability Research (Business)

Loan Program Design

Business Financing

Loan Origination

Commercial Underwriting

Lending Presentation to Committees

Loan Closing

Interpretation of Financial Statements

Negotiations

Financial Analysis

Credit Analysis

Business Development

Community Outreach

Resource Acquisition

Professional Detail

RF SUNY New York Buffalo State University SBDC

4/2020 – 8/2023 Business Analyst (Small Business Development Center)

1300 Elmwood Avenue 14222 716-***-****)

Buffalo/New York

Brought on as a Pandemic-19 Advisor- presented educational seminars to entrepreneurs assisting the entrepreneur in transforming into a more confident and effective business professional. Contracts included working with a local community-based organization (CBO’s) in the re-establishment of their small business and/or revolving loan program, establishing a small business education seminar series for a local chamber of commerce, pitch deck preparation and presentation, and “mind of business” technologies.

Buffalo Urban League, Inc.

2/2000 – 4/2020 Special Consultant- Minority and Women’s Revolving Loan Trust Fund (MWRLTF) and Minority and Woman’s Loan and Technical Assistance Program (MWLTAP)

15 Genesee Street, 14203 716-***-****)

Buffalo/New York

Re-engineered “sleeping” community loan program. This position involved the creation of a Fast Trac Application Process, Program Policies and Procedures, Loan Review Criteria, and presentation of applications to the Loan Committee for “Accept/Deny” consideration. Responsible for the due diligence investigation and verification of an applicant’s credit worthiness; repayment ability and viability of the business, compiled credit results and reports for loan committee to consider the prospect for financing. Additionally, provided technical assistance, referral services and managed the loan portfolio and workouts for funding from the Empire State Development Corporation.

Reported directly to the V.P. of Community Initiatives and Special Projects, Chief Financial Officer, and President/Chief Executive Officer of the agency.

Reported directly to Empire State Development Corporation (ESDC), and

Additional communication with other financial partners was on a request by request basis.

SBEI

4/2016 – 4/2020 Small Business Coaching/ Small Business Educator/Training Specialist

111 Hedwig Avenue 14211 716-***-****)

Buffalo/New York

Presented educational seminars to entrepreneurs assisting the entrepreneur in transforming into a more confident and effective business professional. Contracts included working with a local community-based organization (CBO’s) in the re-establishment of their small business and/or revolving loan program, establishing a small business education seminar series for a local chamber of commerce, pitch deck preparation and presentation, and “mind of business” prospectives.

Education Detail

Dates Attended School

Degree

Location

9/1978 - 3/1980 Howard University

Some College Coursework Completed

2400 6th Street, NW 20059 202-***-****)- Washington - DC – US

Additional Information:

Have completed more than 12,500 hours of small business, finance, and strategy training from 1985 to 2023.

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