Greater Noida,India,******

+919*********

adzprg@r.postjobfree.com

VIKRAM SINGH VIKRAM RAGHAV

Skilled professional with 8 years' background in management and organizational assessments. Proven skill in transforming and revitalizing strategies using available systems and modern approaches. Specializes in AML, Compliance, Sanction, Risk and Automation Tools.

PROFESSIONAL

SUMMARY

RISK MANAGER, 04/2021 - Current

TCS, Gurugram, India

EXPERIENCE

• Facilitated training workshops to reduce risk of accidents for employees. Built and maintained risk awareness amongst staff by providing ongoing support and training.

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Designed and implemented overall risk management processes, analysing financial impact when risks occur.

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Analysed financial data to identify potential problems impacting company finances.

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Reviewed new contracts and internal business proposals to maintain a risk-free environment.

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Performed thorough risk assessments and evaluations, identifying potential risks and comparing with set criteria such as costs and legal requirements.

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Conducted advanced policy and compliance audits, liaising with internal and external auditors to ensure optimum results.

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Worked collaboratively with project and operational teams designing continuity solutions to minimise delivered risk.

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Produced in-depth risk reports, educating about significant risks and confirming individuals understood accountability.

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Prepared detailed risk management and insurance budgets, keeping within targets.

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Created regular audits of insurance coverage, complying with laws and regulations.

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Oversaw operational and compliance risks with robust compliance assurance processes.

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Coordinated risk control and self assessment with 1LOD, providing support with controls testing.

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Communicated technical information clearly to non-technical stakeholders for easy comprehension.

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• Ensured accuracy of information within risk frameworks and reporting processes. Embedded and further refined risk awareness within company culture through briefs and relevant training.

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• Created thorough business continuity plans to mitigate potential risks.

• Supervised risk team members, providing ongoing support and guidance to FINANCIAL ANALYST, 08/2016 - 03/2021

American Express Banking Corporation, Gurgaon, India, India ASSISTANT MANAGER, 02/2014 - 04/2016

HDFC BANK, Noida, India

maintain department effectiveness.

Supported risk reporting delivery to committees and external bodies by providing executive summary reports, data analysis and benchmarking research.

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Supported improvements to risk management tools and methodologies to meet objectives and business needs.

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Manage KYC Onboarding, financial review & Sanctions compliance program for prepaid plastic and paper products, providing leadership in determining optimal compliance structure & programming across products developed by Global Prepaid.

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Conduct end-to-end Know your Customer/ Know your Seller due diligence process for onboarding prospective business clients of Global Prepaid products in regions - Americas, JAPA, and EMEA.

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Conduct high level due diligence on entities & individuals using investigative tools such as World Check, Lexis Nexis, Bridger Solutions, Google research, Factiva etc to determine possible/confirmed derogatory news and sanctions.

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Approving business sellers globally across markets post KYC/KYS checks, Enhanced due-diligence procedures.

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Support Compliance with Regulatory requirements required by the US Patriot Act Article 326 for Seller Identification Programme.

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Prepare negative news write-up and potential reputational/financial risk associated with any entity/individual and seek leadership approvals in accordance to the company policy and regulatory requirement.

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Provide compliance direction and necessary on boarding approvals to the client managers, concierge desk teams before initiating any business relationship.

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Identification, Evaluation, EDD & preparation of Politically Exposed Persons (PEP) write-up's as per legal documentation & OFAC guidelines.

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Conduct OFAC Sanctions screening using OFAC Bridger tool on various entities and new customers before establishing any business relationship. Escalate matters to the central compliance and ethics teams where critical business decisions are required.

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Doing KYC of all account opening forms received from customers and verifying as per our internal checklist to comply with the bank's customer policy

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Being in a CPU, handling all the queries raised by all north branches of the HDFC bank in a given timeline

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Monitored and managed operational activities - Directed the branch/store/bank operational risks, financial aspects, and QA and audit processes

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Investigate and resolve customers issues and complaints regarding operational matters

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• Maintaining the data for internal Audit purposes Conduct client identification and verification of information submitted by the client for account opening

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Supporting staffing & training function of the department to maintain the optimum level of staff at any point in time

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Compiled reports on operating functions, ensuring efficiency and conformation with compliance and regulatory standards were maintained at acceptable levels

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• Compiling MIS reports tracking different aspects of operations in terms of manpower utilization, queries handled, and status of client account. Trained and helped less experienced staff manage workloads and assignments, facilitating fulfilment of organisational objectives.

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• Cut labour and product costs by creatively addressing inefficiencies.

• Helped less experienced staff manage daily assignments. Generated strategic weekly Key Performance Indicator (KPI) targets, motivating and incentivising staff to continually achieve and exceed expectation.

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Optimised employee schedules by balancing company priorities with staff leave requests and shift preferences.

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Handled escalated store policy violations, implementing security improvements to prevent shrinkage and misconduct.

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Implemented staffing strategies to secure qualified personnel to meet business demands.

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Established monthly goals, communicating priorities to staff and closely tracking progress to achieve success.

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Developed long-term training strategies for new and existing employees across multiple departments.

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Scheduled weekly projects, anticipating timelines for milestones and completion dates.

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Maintained positive, professional working environment to optimise staff and customer satisfaction.

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Protected and enhanced company reputation, promoting mission and values in all professional interactions.

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Fostered strong rapport with prospective clients and stakeholders to aid negotiations.

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CORE

QUALIFICATIONS

• Record management

• Framework development

• Budget forecasting expertise

• Compliance testing knowledge

• Pivot table development

• Lookups software

• Financial modelling

• Advanced Excel

• Excel formatting

• Excel VBA

• Microsoft Word, PowerPoint and Excel

• Tableau

• Python

• Compliance

• Budgeting and forecasting

• Variance analysis

• Problem-solving

Army Institute of Management and Technology, Greater Noida, UP, 2013 MBA: Major - Finance, Minor - IT

BYK College of Commerce, Nashik, MH, 2010

Bachelor in Computer Application: Computer Application EDUCATION

CERTIFICATIONS • Python, Tableau and VBA certified LANGUAGES English: First Language

Hindi: C2

Proficient

Marathi: B1

Intermediate

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