Malynda Little

Damascus, OR *****

adzp6p@r.postjobfree.com

503-***-****

I am a Lending Professional seeking long term employment with a Professional Team within a Professional Organization.

Authorized to work in the US for any employer

Work Experience

Director of Lending

NW Priority Credit Union - Portland, OR

January 2021 to May 2023

1. Managed Lending staff across 6 branches

2. Hire and maintain staff by mentoring and coaching with clear direction 3. Manage conflict resolution

4. Maintained a solid Loan Portfolio in order to preserve a very low delinquency ratio 5. Developed policies and procedures for Direct as well as Indirect Loan Programs 6. Establish relations with 3rd party vendors

7. Negotiate and implement contracts

8. Establish and set rates based on the current market 9. Balance and maintain general ledgers

10. Participate and contribute to monthly Manager and Board Meetings 11. I was often a Working Manager during a continued staffing shortage making certain Members’ needs were met

12. Other duties as assigned

Assistant Manager/CSM II

Banner Bank - Portland, OR

September 2015 to December 2020

1. Team Leader and Manager to a four person Retail Team and providing support to an additional 16 partners that were housed at the Portland Branch

2. Responsible for all operational functions of the bank 3. Adherence of compliance and regulations to ensure the safety of both employees and bank property 4. Manage, facilitate and schedule the Western Oregon Division Float Staff 5. Always exceeded sales goals and Client Satisfaction Surveys 6. Operation of a full time cash drawer and Vault

7. Open new accounts and Loans

8. Effectively ran 3 branches, two remotely

9. Worked around the clock processing and funding Payroll Protection Loans for Commercial clients during this COVID-19 Pandemic.

Co-Owner, Office Manager

Integrated Air Solutions,Llc - Damascus, OR

May 2007 to September 2015

1. Provided accounting, Payroll, Accounts payable/receivable and dispatch duties for HVAC Company full time from 2012 to 2015.

2. During prior years my duties as co-owner were maintained while working outside the family business for Teamsters Council #37 Federal Credit Union.

Senior Loan Officer

Teamsters Council #37 Federal Credit Union - Portland, OR March 2000 to January 2012

1. Interview, process, underwrite and fund Consumer loans 2. All duties required to maintain and implement the Credit Union "outhouse" MasterCard program 3. DMV Title and Registration processing, insurance processing, (including premium calculations and monthly balancing)

4. Back up Accounting, Teller and Member Service Departments when needed. 5. Other duties as assigned

Consumer Loan Supervisor

City of Portland Employees Credit Union aka PACE CU aka Advantis CU - Portland, OR July 1985 to February 2000

1. Supervise Loan staff and train new hires

2. Interview, process, underwrite and fund Consumer, Home Equity and Title One Home Improvement loans

3. Implement and maintain all aspects of FHA Title I Home Improvement Loans 4. Implement and maintain all aspects of 457 Deferred Compensation Plan 5. Enforce light 30-day collection policies and procedures 6. Back up to collection, accounting, teller and member service departments when needed. Education

Certificate in Risk Based Pricing and Lending

Lending Solutions, Rex Johnson - Chicago, IL

June 1997 to June 1997

Certificate in Credit Union Management

Mt Hood Community College - Gresham, OR

September 1989 to June 1994

High school diploma

Franklin High School - Portland, OR

September 1983 to June 1985

Skills

• Accounting

• Financial Services

• Loan Origination

• Fair Housing Regulations

• Underwriting

• Management

• Credit Analysis

• Accounts Receivable

• Banking

• Accounts Payable

• Title Processing

• Loan processing

• Escrow

• Pricing

• Analysis Skills

• Leadership

• Employee relations

• Cash management

• Mortgage servicing

Certifications and Licenses

Certified Notary Public

June 1990 to November 2024

NMLS

November 2011 to November 2024

438311

Credit Union Management

June 1997 to Present

Driver's License

November 1982 to November 2024

OR 3906967

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