TRIBANDRA KUMAR PANDE

Address: ***, ****** **-*, *******-122001, Haryana, India-122001

Email: adzc5a@r.postjobfree.com; adzc5a@r.postjobfree.com

Mobile: +919*********; +918********* WhatsApp: +919*********,+918*********

Skype: tribandrapande

Career Highlights include:

Dynamic professional offering 36+ years unblemished experience across end-to-end Branch Operations including General Administration, Accounting, Auditing, Cash & Inventory Management, Risk & Audit Management, Money Transfers, Collections, Target Achievement, Team Management, MIS/ Reporting, Statutory Compliance.

Demonstrated strengths across structuring and implementing innovative Administrative & Operations Policies/Procedures to generate undivided commitment and dedication.

An assertive manager with strong aptitude in developing and leading highly effective work teams; possess outstanding motivational abilities to facilitate attainment of strategic goals and bottom line objectives, monitor attrition as well as maintain TAT, quality, productivity and behavioral aspects of the Team.

Functional prudence in formulating and implementing the banking/ accounting/ auditing policies & procedures with the ability to relate theory with practice.

Solutions oriented approach with excellent relationship management skills. A keen planner and strategist with proven abilities in addressing operational issues.

CAREER CHRONOLOGY & ACHIEVEMENTS

Teller 1975 to 1983

Cash Officer 1983 to 1992

Field Officer 1992 to 1999

System Administrator 1999 to 2000

Accountant 2000 to 2001

Field Officer 2001 to 2002

Branch Manager 2002 to 2004

STATE BANK OF INDIA

UTTARANCHAL GRAMIN BANK SPONSORED BY STATE BANK OF INDIA

Head of the Inspection & Audit department as well as Vigilance 2004 to 2009

Played a pivotal role as the Head of the Inspection & Audit department as well as Vigilance of Uttaranchal Gramin Bank, Dehradun Head Office with approx. 150 branches of the bank.

Conducted investigations into the frauds / complaints, Special Investigations, and Staff Accountability Studies on impaired assets.

Preparation of the Regulatory returns to RBI / GOI relating to frauds / attempted frauds and submitted the same to the said authorities.

Provided adequate documentary / oral evidence for Departmental actions.

Initiated computerized Inspection System in the Bank. Backlog of Inspection & Audit of the bank was brought to NIL.

STATE BANK OF INDIA

Chief Manager 2009 to 2011

Administered Retails Assets Risk & Collections in association with a team across the region.

Constantly monitor client portfolio and recommend appropriate short term & long-term investment solutions.

Closely monitored the repayment of the loans by the customers; overseeing the NPA functions of the bank by implementing suitable credit recovery processes for minimizing the incidence of bad debt.

Assured observance of process essentials and capturing/ isolating bottlenecks for smooth working of the processes

Assessed current processes, services & recommend process improvements to maximize customer satisfaction

Determined and issued monthly & yearly delinquency control targets to individual locations.

Spearheaded efforts in leading a result oriented team and is responsible for managing the Branch Profitability, ensuring high quality service and Customer Relationship Management.

Visited the branch randomly and conducting inspection. Attending the risk alerts verification. Handling all operational issues of the branch, fixed Asset verification and training to the employees.

Responsible for day to day smooth and error free functioning of the branch as well as reviewer of processes and registers at the branch to ensure high inspection scores.

Facilitated branch banking operations that include customer service, Cross sell, Walk-ins, ATM’s, Lockers, In-ward and Out-ward clearings, DD and M/T, etc.

Tracked & promptly resolved outstanding issues while leading to better control to enhance overall operational efficiency.

Managed & acquired the preferred banking customers while establishing healthy business relations with clients & external associates for securing repeat business & long term customer loyalty and worked towards solving their queries and complaints efficiently.

Responsible for handling the bank operations pertaining to account opening including collection & verification of documents for banking fields e.g. Home/Vehicle/ Tractor loan, Loan against property, Reversed Mortgage loan, Personal Loans, Agriculture Loans, Education Loans.

Headed, guided, and trained the team on sourcing quality business in terms of Retail & Corporate banking CASA, Life Insurance, Mutual Fund, and Gold and generated leads of assets (VL, HL, LAP, etc.)

Worked on various software like Loan Originating System from Finacle, Core Banking, Bank-soft and Bank Master from Kindle.

Successfully, reviewed loans sanctioned up to INR 50 lac and Sanction of loans more than Rs 50 lac in Gurgaon.

Other Assignments:

1.MUTHOOTTU MINI FINANCIERS PVT. LTD Branch Manager Apr 2014 - Apr 2015.

2.NIIT Worked as Trainer with NIIT for Newly recruited Junior Asstt. In State Bank Of India 17Dec 2018 to 11th Jan 2019.

3.NIIT Worked as Trainer with NIIT for staff In Axis Bank.

4.Director ( DIN 09431112) in G.R.J. TRADES AND FINANCE LIMITED w.e.f . 1st Jan 2022 till date.

5.Director ( DIN 09431112) in MANAGEMENTARS BUSINESS SOLUTIONS PRIVATE LIMITED w.e.f . 20st Jan 2022 till date.

SCHOLASTICS PORTFOLIO

PAN JAB UNIVERSITY, CHANDIGARH, INDIA

Bachelor of Science 1971 Govt. College, Gurgaon, INDIA

ADDITIONAL CERTIFICATE

PASSED: IC38- Certificate Exam of Insurance Agents in Life Insurance- English

Date of Birth: 25th Dec 1951 Linguistic Abilities: English, Punjabi and Hindi Nationality: Indian

Passport :Number: N4153799 Date Of Issue: 04.11.2015 Valid up-to: 03.11.2025 Passport Issued by: DELHI

Sound knowledge of prevalent banking practices, implementing KYC norms and identifying areas to improve customer service/ experience. Possess keen business acumen in analyzing and understanding business requirements, customer-value maximization and developing new business processes & revenue streams.

Contact this candidate