Amir Ahmed Gobba
Banking Professional
Al Khansaa Street, Block# 6,
Salmiya, Kuwait
adzc2a@r.postjobfree.com
adzc2a@r.postjobfree.com
Core Competencies
• Analytical and attentive to details • Active and dynamic • People management Career Objectives
• Self-Driven with sense of initiative • Critical thinking • Coaching and mentoring
• Tactical decision making • Problem solving • Committed to excellence As an experienced banker along
with an extensive
management-level experience;
I’m exploring new challenging
position in corporate, business,
or investment banking, in a
multinational financial
institution, where my skills and
experiences could be applied,
and for further career growth.
• Flexible to travel/relocate for short/long periods • Business acumen
• Work under pressure with stress tolerance and self-control • Willingness to learn Financial Skills
• Relationship Management
• Islamic Banking/Finance
• Wealth Management
• Credit Administration
• Performance Management
• Business Analysis
• Commercial Banking
• Risk Management
• Retail Banking
• Banking Operations
• Regulatory & Compliance
• Account Reconciliation
• Financial Analysis
• SME’s Lending
• Credit Analysis
• Business Valuation
• Underwriting
• Treasury Management
Technology Skills
Microsoft Word
Microsoft Excel
Microsoft Access
Microsoft Power Point
Microsoft Outlook
Microsoft Project
Internet Explorer
Language Skills
Arabic: Native
English: Fluent
French: Fair
German: Beginner
Biography
Date of Birth: August 01, 1984
Place of Birth: Egypt
Nationality: Egyptian
Religion: Muslim
Marital Status: Married
Military Service: Exempted
Driving Licenses: Egyptian &
Kuwaiti
Professional Experiences
April 2020 : Present
Area Manager, Corporate Finance
Al Mulla Finance Company
• Reporting to Head of Corporate.
• Managing and coaching a team of account managers and officers to achieve business targets and other KPI’s.
• Assist in defining annual strategic and operational plans, both financial and non-financial.
• Relationship management of large corporate portfolio of existing and new clients.
• Review and recommend credit proposals, for new and existing corporate clients, for credit granting, renewal, increase, or modification as well as monitoring NPL’s.
• Guidance and adherence to corporate policy and procedures, as well as CBK regulations.
• Leverage the expertise of the Company/Group by identifying referral opportunities, i.e. cross-selling, vendors agreements, and products base development.
• Conducting portfolio management through market/industry analysis, business models, and management capabilities.
April 2015 : April 2020
Corporate Credit Manager,
Al Mulla Finance Company
• Providing competent credit analysis and sound judgment on granting credit facilities.
• Identifying and marketing new business opportunities to exceed budgetary targets.
• Relationship management of allotted portfolio of existing and new corporate clients.
• Creating tailor-made financial solutions, besides the standard ones of new, renewal, or modified credit proposals, with adequate technical advice.
• Performing daily credit services, monitor, control, and compliance to ensure adherence to approved limits, credit policies & procedures and CBK regulations.
• Ensuring the fulfillment of all facilities securities, collaterals, and supporting documents.
• Monitor and review clients’ accounts and activities periodically in relation to market conditions, and account conduct to arrange for appropriate action. September 2012 : April 2015
Sales & Services Officer,
HSBC Bank Egypt
• Developing branch marketing, sales, and services strategies in accordance with HSBC Global Strategy to achieve the best results in order to maximize branch profitability.
• Widening branch customers base, both corporate & retail, offering all bank products, to support branch balance sheet and income statement.
• Ensuring compliance with Group policies and procedures on Compliance & Money Laundering deterrence, as well as obedience with local laws.
• Assisting and replacing Branch Manager in his absence, with awareness of all bank operations issues, maintaining and enhancing operational standards.
• Supervising and coaching branch staff and ensuring the flow of planned strategies, besides counseling, identifying, and addressing training needs. October 2011 : September 2012 Supervisor, Head of Retail Banking
& Wealth Management,
HSBC Bank Egypt
• Same As Above.
November 2008 : October 2011
Senior Customer Services
Representative, HSBC Bank Egypt
• Handling marketing and sales presentations to the customers.
• Carrying out different corporate, retail, and wealth banking transactions.
• Developing branch business plans in connection with existing accounts as well as potential customers to meet and exceed set targets.
• Selling bank products, indoors and outdoors, to existing and potential customers.
• Cross-Referral of specific customers to dedicated departments like Private Banking, Trade Finance, Corporate Credit, and Treasury.
November 2006 : October 2008 Credit & Marketing Officer, ORIX Leasing Egypt
Credit Duties:
• Analyzing historic and projected financial information to identify key issues and monitor compliance with covenants and terms prior to formulating credit applications.
• Conducting credit/financial analysis robust risk management.
• Assessing clients’ business through studying business, market, industry, and credit risks associated with the provision of the company regulations.
• Developing practical and appropriate credit solutions through an in-depth understanding of clients’ needs.
Marketing Duties:
• Creating and maintaining relations with a portfolio of business clients, besides targeting new potential ones, including conducting outdoors business calls.
• Negotiating new business opportunities.
• Conducting sales/market research.
• Creating positive image about the company to maintain highest level of client satisfaction through providing ongoing high quality of service. November 2005 : November 2006 Accountant,
Spider Petroleum Services
• Preparing journal entries and reconciling general ledger and subsidy accounts, as well as handling daily bookkeeping activities.
• Preparing and analyzing income statement, monthly closing, and cost accounting reports.
• Reconciling monthly bank statements and resolving accounting discrepancies.
• Analyzing revenue and expenditure trends and recommend appropriate budget levels.
• Interact with internal and external auditors in conducting audits. Education
• In-Process: FRM Part 1 Candidate, May 2023, Financial Risk Manager®, Global Association of Risk Professionals (GARP), Jersey City, New Jersey, USA.
• B.Sc. of Commerce, Major: Accounting, Year: 2001 : 2005, Grade: 76.6%. Cairo University, Egypt.
Executive Education Programs
• Financial Data Analysis for Leaders, held by University of California (UC Berkeley), Executive Education, in collaboration with Kuwait Foundation for Advancement of Sciences (KFAS). June : July 2020.
Professional Business Assignments
• Assigned to conduct Compliance and Reputational Risk project in HSBC Bank, Dubai, in January 2013, in collaboration with HSBC and Deliotte regional audit teams.
• Nominated as ‘’Champion’’ in many programs and initiatives during my employment with HSBC Bank, specialized in different banking areas. Learning Programs
• Credit Analysis & Management by HSBC Business School.
• Relationship Management by HSBC business School.
• Compliance & Reputational Risk by HSBC Business Schools.
• Information Security Risk by HSBC Business School.
• Operational Risk by HSBC Business School.
• Diploma in Investment Banking by Shaw Academy.
• Financial Modelling, Financial Planning, and DCF Valuation by Udemy. Professional Development Courses
• Business Banking Accreditation Course held by HSBC Bank Egypt.
• Trade Finance Accreditation Course held by HSBC Bank Egypt.
• Retail Banking & Wealth Management Accreditation Course held by HSBC Bank Egypt.
• Investment & Bancassurance Accreditation Course held by HSBC Bank Egypt.
• Six Sigma & Effective Communications Courses held by HSBC Bank Egypt.
• Lending SME’s held by ORIX Leasing Egypt.
• Professional Forex Officer (Global Money Market) held by Kerford Investment, Egypt.
• In addition to a number of attended sessions, seminars, conferences, and a lot of readings in various economic, business, political, intellectual, and managerial themes. All references shall be furnished upon request.
Amir Ahmed Gobba
https://www.linkedin.com/in/amir-gobba-1355543a/