Lara McKinney 205-***-****

adzbhj@r.postjobfree.com

Experience

August 2022

Director of Mortgage Operations-Avadian Credit Union

Oversee daily operations of underwriting, processing, closing, post-closing and home equity departments. Maintain updated guidelines for all products including conventional, FHA, VA, USDA, construction loans, HELOCs and portfolio products. Approve exceptions for loans in all categories. Review standard procedures for improvement in all areas.

January 2021 to June 2022

Underwriter-GoPrime Mortgage

Underwrite all conventional, FHA, VA, USDA and DPA loans. Run all AUS systems for final approval and clear all conditions. Coordinate with loan officers, processors, closing and post closing departments. Answer scenario questions for the underwriting help desk from all branches in all states.

August 2016 to December 2020

Director of Underwriting-Mortgage Right

Created, developed and staffed underwriting department. Implemented all procedures for hiring and training new underwriters. Educated all departments in relation to current underwriting guidelines with all agencies and investors. Obtained delegation with all investors, FHA, VA, USDA, FNMA and FHLMC. Managed all underwriters and underwriting assistants.

Assisted with onboarding and training of new branches. Underwrite conventional, FHA, VA and USDA loans. Coordinate with all underwriters, closing department and post closing departments to ensure all secondary and investor guidelines are satisfied. Licensed in 37 states.

September 2008 to July 2016

Underwriter-Hamilton Mortgage

Underwrite all retail and wholesale conventional, FHA, VA and USDA loans. Coordinate with loan officers, processors, closers and post closers. Licensed throughout the southeast.

May 2003 to September 2008

Assistant Vice President of Underwriting-Castle Mortgage

Managed the underwriting department workflow and volume for efficiency and accuracy. Underwrite conventional, FHA & VA loans. Underwrite all no docs products to investor guidelines. Coordinated with marketing department for accuracy of pricing loan products to sell to investors. Coordinated with closing and post closing to ensure all guidelines met for sell to Fannie Mae, Freddie Mac and Ginnie Mae. Assisted in post closing audits for state and federal agencies.

SKILLS

Encompass, DU/DO, LP/LPA and GUS AUS systems

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