Sheresa Byrns
Cell 650-***-****
adzb9o@r.postjobfree.com
SUMMARY OF QUALIFICATIONS:
Customer-focused professional offering 8 + years of experience in providing quick and accurate solutions to client needs. Reputable self-directed and adaptive team player with excellent abilities in managing and prioritizing workloads effectively and completely. Capable of working independently within assigned timelines while ensuring a high degree of quality. Proven effectiveness in verbal and written communications, multi-tasking, assignment flexibility with strong coordination and mathematical skills. Working knowledge of TRID and RESPA Compliance with Conventional, FHA, and VA with residential and commercial properties. WORK EXPERIENCE:
Athas Capital Group Calabasas, CA Dec. 2021 – Dec. 2022 Reliant Home Funding Melville, NY May 2021 – Oct. 2021 Doc Drawer/ Junior Closer (remote)
● Issued initial, subsequent and disclosures on various loan types for most of U.S.
● Coordinated closing schedules with attorneys/escrow and other relevant parties.
● Prepared closing documents for residential and business purpose non-QM mortgage loans.
● Balanced Closing Disclosures, prepared closing documents and funded loans through warehouses.
● Assisted post-closing team with audit findings to complete timely investor deliveries. DHI Mortgage Austin, TX Oct. 2018 – May 2021
Centralized Disclosure Specialist (remote)
● Reviewed and determined information received regarding loan terms, costs, and borrowers.
● Issued initial and subsequent disclosures to consumers for various loan types in multiple states.
● Effectively communicated with relevant parties to confirm the disclosures are appropriate.
● Updated relevant LOS to inform appropriate parties report accurate and timely disclosures.
● Reviewed department reports confirming all disclosures were processed accurately & promptly. RealtyShares (Closed) San Francisco, CA April 2016 – Dec. 2016 Closer
● Manually created Fix & Flip mortgage loan documents using Word for term, type and funding stages.
● Maintained investor relations for multiple and ongoing investment projects.
● Reviewed and approved Closing Disclosures and Loan Estimate for rates and funding allocation.
● Addressed, researched and responded to closing inquiries, resolved issues with appropriate parties.
● Funded and scheduled funding for Investment/Rehab/Construction loans and portfolios. Ellie Mae (Temp) Pleasanton, CA
Document Solutions Analyst April 2015 – Dec. 2015
● Created, managed, and maintained lender and investor settings information and mortgage documents.
● Collaborated with the Compliance team to validate business requirements for Encompass Documents.
● Worked with form and software developers in the creation and enhancement of the EDS products.
● Reviewed and tested calculations and triggers for TRID Closing Disclosures and Loan Estimate.
● Setup and updated client information, settings, loan programs, and investor-specific documents. San Francisco Fire Credit Union (Temp) San Francisco, CA Sept. 2014 – Jan. 2015 Princeton Capital Los Gatos, CA Oct. 2011 - March 2014 Closer
● Scheduled settlements, ensured loan terms were met, calculated payments, insurance and tax escrows.
● Updated proprietary loan systems, prepared and electronically delivered loan documents.
● Deposited funds and processed payoff transactions through internal proprietary banking systems.
● Completed verifications through Mortgage Electronic Registration System and Loan Quality Initiative.
● Evaluated and approved HUD-1’s and drafted wire requests for funding, prepared collateral packages. Education
Heald College Associate of Arts San Francisco, CA October 2009 – February 2010 Heald College A.A.S. in Business Administration
Major: Accounting San Francisco, CA January 2008 – October 2009 COMPUTER SKILLS
Adobe, Microsoft Office (Word, Excel, PowerPoint, Outlook), Google Docs, Encompass 360, CoreLogic, DocMagic, Desktop Underwriter, Mortgage Electronic Registration System other Automated Underwriting Systems