October **, ****

Cheryl Ashley

Thank you for using Cash App Borrow. We’re writing to let you know why your borrow limit decreased on October 24, 2022. Please note that this does not impact your credit score in any way.

Here are the main reasons why your limit decreased: There have been some attempted transactions or activities recorded for your Cash App account that were flagged as blocked, denied, or not permitted per the terms of service for Cash App.

You have a history of overdue Cash App Borrow loans. Please repay any overdue balances as soon as possible. Among other factors, on-time repayments and depositing money in Cash App may help increase your borrow limit in the future. Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age

(provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut St. Box #11, Kansas City, MO 64106. First Electronic Bank, c/o Square Capital, LLC

1455 Market Street #600

San Francisco, CA 94103