TARLOK CHAND VERMA

**** **** **** *****

West Jordan, Utah 84088

Cellular 801-***-****

adz44x@r.postjobfree.com

CAREER SUMMARY

Over seventeen years of professional experience. Worked as Loan Officer with reputed financial institution. Known by co-workers as dedicated, honest, reliable, and loyal and detail oriented.

PROFESSIONAL EXPERIENCE

Bank of Utah Jan. 2019-Working

Contact customers who are looking for Mortgage Loans. Contact realtors to help their clients to Pre-qualify and get final approval to close their loan on time as per their contract deadline. Also help bank customers to find good loan program as per their income and credit. If there is any issue in their credit file, then guide them to fix their credit so they can get the loan to purchase their dream house or refinance to lower their

term or payment whichever is most important for them.

Patara Collection December 2017-December 2022

CEO

Contact vendors all over the world to bring best quality products to satisfy the clients who like to buy from Patara Collection to become attraction of the party they going to attend. We sell cloths for wedding and all kinds of parties. Sell all kinds of artificial jewelry, Shoes for the whole family. My responsibility to bring quality products. Hire all staff members and trained them according to their responsibilities.

First Utah Bank March 2007-Dec 18

Mortgage Loan Consultant, Salt Lake City, Utah.

Contact customers who are looking for Mortgage loans. Contact realtors to help their clients to pre-qualify and get final approval. Contact bank customers who are looking purchase or refinance their dream home. Working with the International Branch to grow my business. I can speak Hindi, Punjabi and English. Help customers to get their credit improve and when their credit improve then help them to either buy their dream home or refinance their existing home to bring their payment down or put them in better loan program according their needs.

JP Morgan Chase Bank, N.A. August 2004-March 2007

Loan Officer, Salt Lake City, Utah

Contact bank customers who are looking for Mortgage loan and Members of Asian Chamber of Commerce. Also help the customers of realtors looking to buy their dream homes. Also help the customers who are looking to refinance their homes or get the equity out of their home.

Wells Fargo Home Mortgage July 2002 to Aug.2004

West Jordan, Utah

Home Mortgage Consultant (Loan Officer)

Contact customer looking for mortgage loan according to their need. Scheduled interview to fill up the application in the computer and check their credit history to decide under which program, they able to get loan of their choice. If for any reason they are not qualified then inform the reason and told them how they able to fix their credit and get loan.

Contact Realtors and develop relationship with them to get Mortgage leads.

Working with West Jordan Chamber of commerce and West Jordan

Exchange Club and Ganesha Hindu Temple of Utah.

Contact customer on phone who are looking for loan.

Fill up loan application and check all the papers and credit.

Order appraisal and title work.

Submit application to Mortgage Production office.

After Credit and Property approval, contact the customer.

Set up the day and time for closing with the Title Co.

Customer Service

Declare best customer service Home Mortgage Consultant for the year 2003.

Contact customer of realtors looking for Mortgage Loans according to their need.

Medtronic, Inc. 1994 to 2002

Salt Lake City, UT

Manager Inventory Analyst/Material Planner (2000 - 2002)

Planned, scheduled and monitored the movement of materials through the warehouse and production. Determined materials requirement from engineering and production schedules. Coordinated the efficient movement of materials with purchasing, production and engineering.

Kept low inventory. Checked sales orders and purchase orders in MRP environment on computer. Reviewed inventory commitment report and production work orders. Covered all sales orders.

Cleared all the back orders and minimized the inventory after analysis and set-up new inventory level.

Minimized the re-cap. Created inventory analysis system. Developed forecast on the basis of capacity and demand.

Improved efficiency by 10% after analyzing the current process and making indicated changes.

Increased production by 20% after splitting the sub-assemblies and monitoring the production forces and layout of the floor and enforce the warehouse personals pull the materials on priority basis.

Materials Manager (1994 - 2000)

Production work orders, raw materials, sub-assemblies in stock. Coordinated with purchasing and shipping. Trained new employees on manufacturing software- SAMM, Industrios, and Platinum.

100% accurate inventory audit for 3 fiscal years in a row.

Minimized scrap. Developed new procedure plan after researching down the sub-assemblies of finished goods.

Save space by bringing the inventory just on time.

Cut costs by utilizing negotiating skills.

Reduced time necessary to find inventory by restructuring the whole warehouse in family groups of each component and sub-assemblies.

EDUCATION AND TRAINING

Masters Degree-Public Administration, Panjab University, Chandigarh, India, 1978

Utah Mortgage Lender License

Company Sponsored Training:

Trained in MS Word and Excel

SAMM, INDUSTRIOS and PLATINUM

Professional References

Wes Barlow Telephone #

Area Manager 801-***-****

Bank of Utah

Sandy. Utah

Margarita Angelo 801-***-****

Recruiter

Salt Lake County

Salt Lake City, Utah

Contact this candidate