Loan Officer Real Estate

DAVID G. HOWES

Austin, Texas

david.howes***@657-***-**** gmail.com

Driven, trustworthy and performance-based professional with a proven track record of maximizing client service and consistently exceeding goals, seeks a challenging Sales/Finance position, where extensive experience will contribute to growth, profitability and the exceeding of production metrics SUMMARY OF

QUALIFICATIONS • Over 15 years of achievement in Sales and Finance

• Managerial and Supervisory roles with up to 12 employees

• Effective Leader; skilled team-builder and motivator

• Experienced in specialized areas of:

* Client & Customer Service * Sales Management

* Relationship Management * Team Performance Analysis

* Staff Training & Development * Data Analysis & Optimization

* Account Management * Vendor Relations & Negotiation

* Banking & Finance * Operations Management

• Strong interpersonal and communication skills

• Proven research, analytical and problem-solving abilities

• Record of dramatically exceeding sales while maintaining quality service CAREER Consistent Top producer at Lenox Financial HIGHLIGHTS Top 5% producer at Vipco Advisors

Achieved $4.2 million in sales for December 2021 at Ladera Lending

Founded start-up operations for two successful real estate businesses EXPERIENCE

November 2022 AMERICAN DIRECT LENDER, Laguna Hills, California: to Present Senior Loan Officer

— Provide consultation and sell products to new and existing customers

— Pre-qualify and pre-approve loans, evaluate applications and review credit history to determine loan risk

— Establish and maintain ongoing database of clients/realtors through referrals and direct requests

March 2022 OPTIONS HOME LOANS, Garden Grove, California: to September 2022 Senior Loan Officer

— Managed solicitation and origination of various mortgage loan products direct to consumer

September 2021 LADERA LENDING, Lake Forest, California: to February 2022 Senior Loan Officer

— Recognized for compliance while having multiple loans in process

— Achieved $4.2 million in sales for December 2021 May 2021 EXCELERATE CAPITAL, Newport Beach, California: to November 2021 Senior Loan Officer

EXPERIENCED,

CONTINUED

2019 to 2020 LENOX FINANCIAL, Santa Ana, California: Mortgage Advisor

— Developed and maintained ongoing quality customer relationships

— Advised customers of loan programs and products

— Led borrowers through application process

— Monitored loans carefully from initiation to closing

— Ensured compliance of all completed loan documents

— Top Producer out of 27 Mortgage Advisors for six months consecutively 2017 to 2018 Employed at various mortgage companies please refer to NMLS 2015 to 2016 CARDINAL FINANCIAL, Irvine, California: Senior Mortgage Banker

— Managed inbound/outbound calls within extremely fast-paced environment

— Established and maintained key relationships in the Real Estate industry

— Guided borrowers during loan process

2009 to 2015 VIPCO ADVISORS, Dallas, Texas:

Account Executive

— Managed existing business and secured new sales opportunities within diverse customer base

— Presented full line of products/services to prospective customers

— Developed regional budget, managed expenditures and region profitability

— Reported regional activities to Management within strict deadlines

— Met and exceeded individual sales goals for new business resulting in award for one of the top 5% producers

2002 to 2008 HAVAVACTION.COM, Lake Havasu City, Arizona: Founder / Manager-start-up short-term property management business with 28 local properties

— Developed and implemented successful marketing plan

— Managed daily operations

— Built ongoing relationships with multiple vendors; negotiated contracts

— Expanded business, gaining considerable market position in under one year 2000 to 2010 FOREFRONT CAPITAL, Costa Mesa, California: Owner / Broker-start-up consulting firm

— Independently marketed and sold personalized services

— Negotiated pricing with lending institutions

— Guided clients through loan options within changing market landscape EDUCATION PALOMAR JUNIOR COLLEGE, San Marcos, California: Associates Degree

COMPUTER HARDWARE: PC compatibles, Macintosh

LITERACY SOFTWARE: Microsoft Office Suite, CRM

LICENSURE/ NMLS License #1438746

CERTIFICATION BRE License #01063143

Licensed in 9 states

TRAVEL Europe, Japan, Thailand, Costa Rica, Mexico, Belize, Canada Willing to Travel or Relocate

Contact this candidate