Real Estate Customer Service

Tedros Ghirmazion

adz26r@r.postjobfree.com (***) 381 – 5509

Work Experience

Happy Money Tustin, CA

Business Operations Analyst August 2020 – Present

• Reviewed $15 million of sensitive lendee data in order to generate annualized reports for investors

• Collaborated in projects with engineers and analysts to optimize bookkeeping processes via automation

• Coordinated with vendors and investors to resolve financial discrepancies and accounting errors

• Prepared monthly reports to track key performance indicators and consumer loan patterns

• Acted as a liaison and technical resource between management, staff and information systems to define and communicate standards of operational policy, plans, customer service or financial/performance reporting

• Presented results of financial modeling and analysis to various teams across the division including Tech Operations, Engineering, Marketing, and Senior Executive teams Hyundai Glovis Irvine, CA

Financial Analyst September 2019 – July 2020

• Analyzed variances within financials biweekly to find the causes of overruns and underruns

• Reported financial forecasts monthly, quarterly, and yearly to provide suitable financial advice

• Presented management with monthly and ad-hoc profit & loss statement analysis results

• Member of investment review committee responsible for making company-wide investment options

• Modeled profit implications of a number of business actions and presented management with solutions to assure cost efficiency and maximize productivity in business operations Eagle Income Tax and Accounting Services Cerritos, CA Accounting Specialist January 2015 – September 2019

• Inputted financial data into databases, recorded transactions and checked figures for accuracy

• Provided A/P liability summaries and cash flow reports to firm executives

• Communicated with clients to discuss account statuses, costs, and inconsistencies

• Performed billing, cash application, general ledger journal entries, collections, and periodic account analysis for A/R Education

California State Polytechnic University, Pomona Graduation Date: May 2019 Bachelor of Science in Business Administration – emphases in Finance, Real Estate, and Law Relevant Coursework: Financial Accounting, Managerial Accounting, Managerial Finance, Real Estate, Operational Management, Financial Institutions and Markets, Investment Analysis, Corporate Finance, Commercial Banking, Financial Modeling, Mergers & Acquisitions

Leadership & Professional Development

CFA Institute Orange, CA

Equity Research Analyst September 2018 – March 2019

• Collaborated with team of Cal Poly students to source, analyze, and value commercial bank investment opportunity

• Read through 10-K, 10-Q, 8-K and other financial forms to value company and determine market competition

• Analyzed the composition of company loan portfolio to determine credit risk and exposure to potential charge-offs

• Presented findings, research report and investment recommendation to CFA panel in a competition setting Other Affiliations: Finance Society of Cal Poly, Midnight Mission, Honors Society, Model Stock Investment Club Certifications, Skills, & Interests

• Certifications: Bloomberg Market Concepts, EViews, SAP, PowerBI, Data Analytics, Oracle SmartView

• Software: Microsoft Office (Advanced Excel, Word, PowerPoint), SAP, Quickbooks, SQL, Tableau

• Interests: Data Analytics, Investment Analysis, Economics, Golf, Basketball, and Baseball

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