JASON W. BARBER
*** ******* **** ***** ************, SC 29680 339-***-**** **********@*******.***
SENIOR LOAN ANALYST
A high achieving Senior Loan Analyst with a proven track record for success in mortgage banking including; conforming, non-conforming, and government products/guidelines. Strong condominium expertise based on limited review, full review, and new construction and conversion review approval process for FNMA/FLMC. Dedicated leader and team player with exceptional skills in building and maintaining strong relationships, while improving business efficiency and productivity.
AREAS OF EXPERTISE
Mortgage Banking
Underwriting
Processing
Leadership/Team Development
Business/Vendor Relations
Banking Computer Software
Project Management
Organizing/Multitasking
Software/Web Interface
PROFESSIONAL EXPERIENCE
NewFed Mortgage Corp., Danvers, MA 2019-2022
Senior Processor
Reviewed and signed off on conventional FNMA/FHLMC, and Mass Housing and FHA loans.
Efficiently evaluated all income, asset, and appraisal documentation.
Strong knowledge and understanding of the condo approval process, full and streamlined
Successfully processed some of the most challenging loan applications including; first-time borrowers, self-employed applicants, and borrowers with problematic credit histories.
Bank of England Mortgage, Woburn, MA 2017-2018
Operations Manager
Point of contact as team lead for 8 processing and sales staff.
Established important procedures to ensure loans are disclosed correctly and in compliance.
Effectively coordinated workflow with processing/underwriting and sales staff.
Provided excellent DU/LP and FHA training to operations and sales staff.
Reviewed and processed Jumbo, conventional FNMA/FHLMC, Bond Loans, USDA and FHA loans.
Efficiently evaluated all income, asset, and appraisal documentation.
Strong knowledge and understanding of the condo approval process, full and streamlined
Assigned processor for all new loan officers to evaluate and aid in their training and transition.
Luxury Mortgage, Needham, MA 2016-2017
Operations Manager
Point of contact as team lead for 8 processing and sales staff.
Effectively coordinated workflow with processing/underwriting and sales staff.
Provided excellent DU/LP and FHA training to operations and sales staff.
Reviewed and processed Jumbo, conventional FNMA/FHLMC, Bond Loans, USDA and FHA loans.
Efficiently evaluated all income, asset, and appraisal documentation.
Strong knowledge and understanding of the condo approval process, full and streamlined
Assigned processor for all new loan officers to evaluate and aid in their training and transition.
Fairway Independent Mortgage Corp., Boston, MA 2015-2016
Operations and Production Specialist
Point of contact as team lead for 10 processing and loan set-up staff.
Established important procedures to ensure loans are disclosed correctly and in compliance.
Effectively coordinated workflow with processing/underwriting staff.
Provided excellent DU/LP and FHA training to operations and sales staff.
Reviewed and processed Jumbo, conventional FNMA/FHLMC, Bond Loans, USDA and FHA loans.
Efficiently evaluated all income, asset, and appraisal documentation.
Strong knowledge and understanding of the condo approval process, full and streamlined
Assigned processor for all new loan officers to evaluate and aid in their training and transition.
Mortgage Master a division of Loan Depot, Walpole, MA 2014-2015
Processing Department Manager
New Loan Officer Liaison – Transition Team
Pipeline management for the company’s operations and sales staff
Established important procedures to ensure loans are disclosed correctly and in compliance.
Effectively coordinated workflow with processing/underwriting staff.
Provided excellent DU/LP and FHA training to operations and sales staff.
Reviewed and signed off on Jumbo, conventional FNMA/FHLMC, Bond Loans, USDA and FHA loans.
Efficiently evaluated all income, asset, and appraisal documentation.
Strong knowledge and understanding of the condo approval process, full and streamlined
Assigned processor for the company’s employee loans and for all new loan officers to evaluate and aid in their training and transition.
Performed at full delegation sign off authority, with all our investors.
GREENPARK MORTGAGE a division of BERSHIRE BANK, Needham, MA 2003-2014
Processing/Loan Set-Up Department Manager
Responsible for managing a department of 22 processors, assistants, and set-up staff.
Established important procedures to ensure loans are disclosed correctly and in compliance.
Effectively coordinated workflow with processing/underwriting staff.
Provided excellent DU/LP and FHA training to operations and sales staff.
Reviewed and signed off on conventional FNMA/FHLMC, and Mass Housing and FHA loans.
Efficiently evaluated all income, asset, and appraisal documentation.
Strong knowledge and understanding of the condo approval process, full and streamlined
Noted as company’s most productive loan processor, handling a pipeline of up to 180 loans and funding as much as 98 loans in one month.
Successfully processed some of the most challenging loan applications including; first-time borrowers, self-employed applicants, and borrowers with problematic credit histories.
Performed at full delegation sign off authority, with all our investors.
EDUCATION & TRAINING
Management/Leadership Training Level 1
FHA DE Endorsed Underwriter
Conventional FNMA/FHLMC, Jumbo, ARM, FHA, USDA
Compliance Training; HMDA, RESPA, Reg B, Reg Z
Used Calyx, Encompass, Genesis, Mortgageflex, Mortgagebot Software