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Real Estate Credit Analyst

Location:
Shreveport, LA
Posted:
September 28, 2023

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Resume:

JOHN THOMAS WOOD

**** ****** ****, **********, ** 71105

Email : adz0oy@r.postjobfree.com

Telephone: 318-***-****

Objective

To establish and grow my career with a professional company by using my experience and expertise to work toward the goals and visions of the company to create a winning relationship

EXPERIENCE

2019 – 2020

CO-CEO, Louisiana Catholic Federal Credit Union

SHREVEPORT, LA

Responsible for marketing and growth of a two-branch federal credit union

Supervised 12 employees; managed $25,000,000

Ensured employees adhered to Human Resource policies and procedures

Provided monthly report of profit and loss status to the Board of Directors

2018 – 2019

BRANCH MANAGER, advantage finance corporation

shreveport, la

Responsible for profit and loss, forecasting, branch revenue, expenses, and monitoring and creation of strategic plans

Hired and trained new staff members

Motivated and monitored staff performance to keep in alignment with company goals

2016-2018

SENIOR MORTGAGE LOAN OFFICER, REGIONS BANK / MORTGAGE

SHREVEPORT, LA

Managed real estate lending for 3 branch offices in a 12-state market

Strengthened delivery of purchasing, refinancing, investment properties, and related

Developed branch partners for referral applicants through local real estate agents

2012-2015

BRANCH MANAGER/SR. MORTGAGE CONSULTANT, MEMBER ADVANTAGE MORTGAGE/CARTER FEDERAL CREDIT UNION

BOSSIER CITY, LA

Managed real estate lending for 8-branch operation with 3-state market area

Oversaw purchasing, refinancing, second homes, investment properties, construction, and first-time home buyers accounts via FHA, VA, USDA, and conventional loans

2004-2012

BRANCH MANAGER, AMERICAN GENERAL FINANCE

SHREVEPORT, LA

Managed branch operations for sales and compliance; developed new business and created marketplace presence

Managed branch portfolio and developed business plans and strategies

Trained, coached, and mentored staff

Developed time management schedules, maintained audit policies and procedures to optimize branch profits

2000-2004

BRANCH MANAGER/DISTRICT MANAGER, CITIFINANCIAL

LAKE CHARLES, LA

Managed 8-branch operation and sales team to retain customer base

Created and maintained company presence in market

Set goals for team member to encourage favorable organizational outcomes

Maintained compliance, audit, and regulatory control to ensure branch profitability

1993-2000

BRANCH MANAGER/VICE PRESIDENT, FIRST NATIONAL BANK OF LAKE CHARLES

LAKE CHARLES, LA

Managed and retained business customers

Planned and developed innovative sources of selling loans and alternative products

Reviewed credit analysis and cash analysis for loan development

Set employee goals and trained staff to maintain regulatory control, profitability, and compliance.

1987-1993

BRANCH MANAGER, CALCASIEU MARINE

LAKE CHARLES, LA

Created business sources and bank products

Responsible for sales management, human resources, training, and compliance

Controlled expense and optimized branch profitability and monitored goals

Promoted adherence to branch policies and procedures

EDUCATION

1984

BACHELOR OF SCIENCE, BUSINESS ADMINISTRATION

NORTHWESTERN STATE UNIVERSITY

Natchitoches, LA

1983

ASSOCIATE DEGREE, business administration

NORTHWESTERN STATE UNIVERSITY

Natchitoches, LA

1991-1993

LOUISIANA STATE UNIVERSITY

Louisiana Bankers Association School of Banking

Baton Rouge, LA

1985

LOUISIANA STATE UNIVERSITY

Independent Fee Appraisers

Residential and Commercial Real Estate Appraisals Value and Assessing Course

Baton Rouge, LA

1990

Notary Public

LICENSES

NMLS License No. 203385

Louisiana, Texas, Arkansas

State of Louisiana Insurance License No. 249292

Series #6 and Class C

Notary Public I.D. No. 8282

ACHIEVEMENTS

Acquired knowledge of 1st Mortgage Development while responsible for eight branches.

First year Originated $14,800,000.00 in New Mortgage Loans.

Branch of the Month Award in the years 2005,2006,2007, 2008, 2009, 2010

Business Development Award

Commercial State Insurance C. License; Series 6 License

REFERENCES AVAILABLE UPON REQUEST



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