Cornelio S. Catubig Jr.

Blk. ** Lot * Ph * B Alvarez St. Barangay Magdalo

Bahayang Pag-asa Subdivision Imus Cavite

Contact number: +639*********-+639*********

E-mail: adyxqj@r.postjobfree.com

Qualifications

An experienced KYC / AML Analyst with over 7 years of Compliance experience:

Exposure to KYC tools such as World-Check, Lexis Nexis, Banker’s Almanac, One Source, Mint Global, Financial Crime Principles, and Customer due diligence and Anti Money Laundering.

Exposure to Credit Documentation, Review and Control which includes preparation of Documents based on approved Credit Proposals, reviewing and preparing checklist and monitoring submission of document deficiencies.

Performed monthly AML risk-based review and analysis on individual and business accounts and made recommendations for further review.

Experience

DTCC

Client Account Services Senior Analyst (March 2023 –Present)

Support onboarding of new accounts by handling required risk and legal documentation through DTCC’s Membership Application Portal

Review and accept all new sales contracts and amendments/addendum to ensure company-wide compliance with established procedures

Respond directly to applicant/client via various communication mediums (e.g., by phone, through CRM tool – Salesforce, etc.)

Partner and coordinate with various internal teams (for example, Relationship Management) to ensure that all onboarding and lifecycle activities occur seamlessly and meet stakeholder expectations

Handle, update, and maintain data stored in DTCC’s systems (e.g., Masterfiles, etc.)

Perform various anti-money laundering (AML) and know-your-customer (KYC) validations to support new onboarding and regular refreshes

Compile reporting for use by internal collaborators, senior leadership, and auditors/regulators

Support new product initiatives that intersect with client account onboarding and lifecycle processes

Ability to function in a fast-paced, high-pressure client-facing environment

Pay attention to detail with a knack for identifying process and operational risks

Strong critical thinking and problem-solving skills

Ability to collaborate optimally to get things done, building and encouraging strong relationships both with partners and clients

Enthusiastic, highly motivated self-started with a strong work ethic and driven focus on results

Aligns risk and control processes into day to day responsibilities to supervise and mitigate risk; escalates appropriately

Capital One

AML Sr Fraud Coordinator Analyst (Sep 2022 – Dec 2022)

Review Investigative Alerts and Cases to assess the presence of fraudulent activity that may require reporting based on Bank Secrecy Act (BSA)/AML requirements, conduct research using financial systems, and document detailed results in written format for alerts and cases. Execute a variety of tasks in support of the conduct of investigations Escalate issues as appropriate for advanced investigation and analysis Build and maintain awareness of the broader context and implications of the various types of risk affecting the business (e.g., financial, legal, reputation, etc.)

Spi Global Inc.

Financial Compliance Operations Analyst (October 2018 – August 2022)

Performs the subject matter expert role for KYC and AMLA regulations and is the and escalation point for AML / global KYC procedures queries.

Provides optimum client experience and appreciation of regulatory, compliance and risk environment through regular review and appraisal of workflows and procedures.

Researches on entities involved in alerts, collate information in the defined manner or as per workflow/procedure using appropriate internal and external data sources.

Obtains and reviews the appropriate documentation and reference data, and ensures regulatory aspects of AML and KYC are completed prior to opening accounts.

Processes decision alerts appropriately based on information gathered along with detailed documentation/annotation using tools at hand (combination of known tools within AML/KYC domain and specific internal tools).

Monitors, Analyzes and identifies, investigates suspicious financial transactions for internal or external clients in adherence to the process framework.

Mitigates financial exposure/risk for the organization by isolating transactions that may be identified as fraudulent or invalid.

Identifies the potential of money laundering and illegal financing risks associated with different products, services, customers and entities.

Recommends relationship retention or termination, and track recommendations and account closures, as required.

Assesses AML and SWIFT reports for potential suspicious activity on a daily basis.

Carries out customer transaction analysis: tracks online, credit card transactions, scans and contrasts transactions and credit card user with information available regarding discrepancies such as historical fraud activities.

Compares usage pattern, including points of purchase, typical value, frequency of transaction, etc. during customer investigation.

Conducts negative news and politically exposed persons (“PEP”) analysis.

Cross-checks to determine false positive on individuals and/or entities from internal filtering system to ensure efficiency of the screening process.

Identifies the potential of money laundering and illegal financing risks associated with different products, services, customers and entities.

Assesses AML and SWIFT reports for potential suspicious activity on a daily basis.

Reviews information on high risk clients to assess risk and/or concerns and overall mitigating factors and releases a complete assessment of the data.

Conducts negative news and politically exposed persons (“PEP”) analysis.

Obtains documentary proof of suspicious transactions and ensure effective record keeping of suspicious transaction identified and reported in line with the requirements of the Financial Intelligence Act.

JPMorgan Chase & Co

Transaction processing Specialist. (July 2018 - Sep 2018)

Transaction Monitoring, CTR and STR, Conduct due diligence, Sanctions and PEP screening BSA ACT.

BPI Direct Banko Inc.

Anti-Money Laundering Officer (Sep 2017 - Feb 2018)

Conduct due diligence on boarding

Conduct screening in CTR and STR and PEP

Conduct audit field audit on Branches

Accenture

Risk and Compliance Senior Analyst (June 2017 – August 2017)

Prepare Client Due Diligence research for Norton Rose Fulbright new /existing clients.

Analyse client data, documentation and negative news in order to determine a client risk profile as established under the AML/KYC Procedures.

Point of contact for the AML compliance team, delegate and review analyst CDD pack and provide feedback based on the review. Prepare daily status reports to the global head of AML compliance.

HSBC Electronic Data Processing Philippines, Inc.

Know Your Customer – Assistant Manager (November 2013 – June 2017)

Strictly adheres to compliance and operational risk controls in accordance with the Bank and regulatory standards including USA PATRIOT Act and Bank Secrecy Act requirements, internal policies and practices; reports control weaknesses, compliance breaches and operational loss events. Complete other related duties as assigned.

Assists in production and distribution of relevant Management Information to both business and KYC Utility Management.

Provides timely, high quality and flexible KYC and Client identification for clients wishing to do business with HSBC.

Responds efficiently to other “ad hoc” requests for assistance from business and KYC department.

Liaises with business area as required and provide advice on the requirement for supporting documentation and information as necessary.

Review/updates KYC profiles for sign off in accordance with the Group Policy, KYC ID Matrix, local regulatory requirements and Sign off authority.

Analyze the risk associated with the client from a technical perspective.

Performs research via internal and external sources, gather and analyze documentation in accordance with regulatory CIP/KYC requirements.

Undertakes all World Check/OFAC checks. Review hits to determine course of action. Refer to Compliance and the Business as required.

Ensures KYC escalation policies are followed, and that issues are properly escalated.

Assists with other project requirements as directed by KYC Management.

Recommend/undertakes further due diligence where required and refer adverse findings to Compliance and the Business.

Updating KYC profiles in accordance with the Group Policy, obtaining documents as required from the client / relationship manager and undertaking due diligence.

Supporting KYC requirements for Global Banking & Markets and Commercial Banking for customers.

Performed monthly AML risk-based review and analysis on individual and business accounts and made recommendations for further review and analysis on Moderate Risk accounts.

Conducted enhanced due diligence research of individuals, institutions and trust through LexisNexis and other internet tools.

Interacted with Bank management on suspicious transactions conducted by customers.

Wells Fargo

Electronic Communication Review Analyst (November 2012 – November 2013)

Conduct daily review of emails to ensure compliance with internal company policies, applicable laws & regulations. (Government mandated laws, such as Anti Money Laundering law, Bank Secrecy Act and others).

Review various types of electronic communications such as e-mail on a daily basis to identify if the communication meets policy requirements.

Complete internet searches and reviews to ensure Team Members are complying with internal company policies, applicable laws & regulations in regards to internet postings/social media usage.

Review internal Investment Plans to ensure compliance with policy in regards to electronic communications. Items will be escalated to US partner that may not be in Compliance and need.

US AUTOPARTS (PHILIPPINES) INC.

Accounts Receivable Clerk (May 2012 – October 2012)

Updating records of payments regarding chargeback in Paymentec and PayPal.

Analyze client’s cases in Paymentech and PayPal regarding payments.

UPS SCS PHILIPPINES INC.

Sr. Finance Accounting Assistant (May 2010 – February 2012)

Maintaining the fixed assets system, inventory count records and recording monthly depreciation, disposal and additions.

Preparation of daily BIR 2307 requirement from suppliers.

Maintain books of accounts, monthly sorting of charge invoices and facilitate binding charge invoices.

Annual submission of books to BIR.

Preparation of monthly VAT returns, including VAT relief listings.

Act as back up on preparation of monthly tax returns such as EWT, WC, FT and quarterly income tax return.

Follow up of BIR form 2307 from customers in coordination with A/R collection team

Handles the processing annual registration with BIR, any other BIR Requirements, annual business permits.

Provide support on documentation requirements during BIR audit and assessments.

UTI Global Logistic Inc.

Business Support Specialist (August 2008 – February 2009)

Support Implementation Process-Validate Requirements and set -up processes and reporting.

Data Integrity of Client Master Files (CMF) for accuracy and compliance to prescribe formats.

Understand Impact of KPI report parameters and results.

Set-up Client Master Files.

Maintain Global; ^ Country level operating systems with Client Master Files.

Set-up other specified Databases where required.

Be familiar with Standard Operating Procedures (SOPs)

Set up of Distribution lists.

Create user Access for Global Clients to Tracking System

Set up and maintain alerting functions from Global Tracking system.

Operations:

Responsible for Data Integrity

CMF Maintenance

Understand Impact SOP Validation Trends

Understand High Level Data review of KPI reporting

Monitor EDI feeds, retrigger as necessary

Support System changes

Identify & Support Preventive Action Solutions & Continuous Improvement Iniatives

Run necessary report to support Operations Owner

Update/Maintain CMFs for accuracy and compliance to prescribed formats.

Affiliated Computer Services

AP Invoice Resolution Field T2 (April 2008 - June 2008)

Validate input verify and post invoice data

Monitor exception invoice resolution

Disburse checks for posted invoices

Execute special check run

Remediate returned checks

Validate disbursement processed by bank

Meet or exceed operational throughput quality

Perform and hoc reporting and special project

Comglasco Ag

Accounting System Staff (November 2005 – March 2006)

Conduct Audit on Branches

Maintained Accounting Balances Report

Prepared Monthly Reports on Sales of Branch

Prepared Reports on Accounts Receivable

Generate Monthly Inventory Reports

Robinsons Land Corporation

Jr. Sales Auditor (January 1999 – September 1999)

Preparing Tenants Daily Sales Report

Conduct Audit on Mall Tenants

Conduct Audit on Amusement Center

Unified Group of Companies

Jr. Auditor - Supervisor (July 1996 – December 1998)

Preparing General Ledgers in Loans Accounting

Conduct Field Audit for Unified Branches

Check Inventory Supplies and Merchandise

Monitor Cash Position for Day to Day Operation

Obtain and evaluate internal accounting and operational documentation. Develop recommendations and formulate cost saving actions.

Prepare and present reports regarding findings.

Conduct follow -up Audit

Provide ad hoc advice to employees regarding issues found and how to remediate them.

Grayline Plans Inc.

Processing Clerks (February 1996 – June 1996)

Preparing Policy Issues of Plan Holder

Processing Plan Holder Application

Encoding Payments of Plan Holder

The Professional Group Inc.

Filing Clerk (December 1994 – September 1995)

●Filing of Plan Holder Account

●Encoding Payments of Plan Holder

●Verification of Plan Holder

Education:

B.S. Commerce Major in Accounting – Adamson University (ADU)

Date Graduated October 18, 1993

Member, Jr. Philippines Institute of Accounting in Adamson University

Personal background:

Date of Birth August 17, 1972

Place of Birth Pasay City

Special Skills: Computer, MS. Word, MS. Excel, Peachtree, POS, Passport, Oracle

Outlook, Citrix Manager Consul, World-Check, Bloomberg, OBS, Lem,

Banker’s Almanac. Lotus Note. Intranet, OneSource, Minth Global,

Pegasus Process Commander. Zawya, RDC.

CHARACTER REFERENCES:

Luke Alfaro

Financial Crime Compliance

Northern Trust

Cell No. 094******** - 093********

Marita Dela Cruz Quicho

Senior Compliance Risk Analyst

Accenture

Cell. No. 091********

Marjorie Borja De Guzman

Senior Screening Analyst

Marcura

Cell. No. 091********

Contact this candidate