Marita Braddy

301-***-****

adyxld@r.postjobfree.com

Objective: to Obtain employment in the Customer Service Oriented Environment

Skills:

Communicate Oral/Written Effectively

Problem Solver

Gather relevant information.

Critical Thinking through solutions and conclusions.

Consider alternative systems of thought

Strong Organizational Skills

Work Experience

Personnel and Human Resources

Analyzed financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.

Communicated with Management, Peers and Branches via email, written format or in person outcome of decisions regarding Loan Program

Computed final estimation of property values, considering such factors as depreciation, replacement costs, value comparisons of similar properties, and income potential.

Administration and Management

Reviewed Residential appraisal reports determine estimate property values, outline methods by which the estimations were made, and meet appraisal standards bases on Market Data • Collected and analyzed relevant data to identify real estate market trends.

Prepared and maintain current data on each parcel assessed, including maps of boundaries, inventories of land and structures, property characteristics, and any applicable exemption

Established and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.

Prepared documentation for contracts, transactions, or regulatory compliance.

Customer and Personal Service

Analyzed credit risk assessment data and financial statements to determine the degree of risk involved in extending credit or lending money.

Complete loan applications, including credit analyses and summaries of loan requests, and submit

Generated financial ratios, using computer programs, to evaluate 40 monthly customers' financial status.

Prepared reports that include the degree of risk involved in extending credit or lending money

Work History

Primary Resident Mortgage Inc: Towson MD Mortgage Underwriter Il 7/6/2016-5/19/2023

Academy Mortgage: Mortgage Underwriter (Contractual) 10/06/2013-6/2/2016

Wells Fargo, Mortgage Underwriter (Contractual): 3/12/2012-08/12/2013

Universal Mortgage-Mortgage Underwriter (Contractual) 2/1/2011-1/15/2012

Education

Education: BAS Marketing: University of Delaware

Certifications:

Department of Housing Urban Development, Department of US Department of Agricultural. Maryland Community Housing Development

Computer Skills

Technology: Proficient in Microsoft Office