Suzette Rall

Cell: 408-***-****

Email: adytlt@r.postjobfree.com

Cover letter

Dear Professional Employer,

Seeking an assignment as a Healthcare Recruiter to capitalize on my wide array of experience in talent acquisition, talent management, recruiting, sourcing, staffing, and employee relations. My Journey as a Mortgage/Healthcare Recruiter.

Management analysis, supervision, personnel finance management, and organizational development; CFO-level operations for firms of all sizes. My experience as a Recruiter was absolutely rewarding fulfilling assisting other people in the Healthcare Management. Full established Client database over the years in which I built relationships. I am confident my experience and work efforts will meet or exceed your expectations. I would greatly appreciate an opportunity to meet with you and discuss an employment opportunity. Please contact me to schedule an interview at a time that is convenient for you. I look forward to contributing to your team values and Missions.

I prefer to be reached at 408-***-**** or email me at adytlt@r.postjobfree.com I would like to further discuss how I can offer the security and the background to be an asset to your facility.

Sincerely,

Suzette Rall

Resume Attached as MS Word Do

Suzette Rall

Email: adytlt@r.postjobfree.com

Cell:408-***-****

Senior Healthcare Recruiter

QUALIFICATIONS SUMMARY

I am seeking an assignment as a Healthcare Recruiter to capitalize on my wide array of experience in talent acquisition, talent management, recruiting, sourcing, staffing, and employee relations. Management analysis, supervision, personnel finance management, and organizational development; CFO-level operations for firms of all sizes. Background check cleared. Professional Experience

A-Line Staffing Solutions 6/9/2021-4/14/2023

Mortgage Loan Ops/Underwriter NAMU®-CMMU

Contractor for Aline and worked with Citizens Banks Mortgage loan operations analysis for PPP loan forgiveness. Reviewed and Analyzed customers portfolio for Business loans startups.

• Prepared and analyzed and financial data related to new and renewal loan requests, working capital, loans for business start-ups, and business acquisitions.

• Assisted in gathering details for new loan requests and in processing servicing actions for existing relationships, maintaining contact with clients and resolving issues new PPP Loan documents required by SBA.

• Reviewing of SBA letters to consumers portfolio and sending out updated letters to the customers in timely manner.

• Followed up with customers to obtain all necessary information and clarification on financial analysis materials and resources.

• Worked with attorneys, the SBA, USDA, and financial or other legal resources to obtain correct and accurate documents to fully protect the financial institution's interests in the credit relationships.

• Demonstrated compliance with all bank regulations that apply to your position and keep up to date on regulation changes.

• Prepared the operational or risk reports for management analysis for each file and underwriting the file.

• Advanced analytical and problem-solving skills with prior consumer, and commercial lending experience, wide-ranging and in-depth knowledge of industry practices. Advanced credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience.

• Advanced knowledge of credit policies, procedures, practices and documentation.

• Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.

• Proficiency with personal computers and related software packages such as Word and Excel, and other business machines.

Apex- Charlotte, NC 9/2020-10/2020

Remote Mortgage Underwriter

Computed income and debt ratio calculations following program guidelines and ability to repay requirements.

• Performed mortgage credit analysis without the assistance of AUS.

• Manually underwrite complex transactions to ensure the loan meets established guidelines.

• Deep knowledge of Fannie Mae and Freddie Mac guidelines

• Strong attention to detail. Extensive narratives for underwriting decisions made to be shared downstream.

• Ability to work in a fast -paced environment and meet daily goals. Fast learner / Trainable / Problem solver Attention to detail – Has to be accurate on numbers and deliver in timely manner Working independently in a remote work at home environment if required. NexusFunding123 AZ 10/2019- 5/2020

Commercial Regional Manager/Mortgage Underwriter

• Manually underwrite complex transactions to ensure the loan meets established guidelines.

• Programs: we also offer FHA financing with a Down Payment Assistance program to cover 3.5% of down payment or closing costs as a grant with minimum restrictions and a required FICO of 620.

S&D Secured Investments SJ, CA 2005 - 2018

CEO/Chairwoman Underwriter for Commercial Construction Loan, Business loans, FHA, Conventional, Private money Loans.

• Prepared documentation for contracts, transactions, or regulatory compliance.

• Accurately and efficiently underwrite residential Mortgage loans in accordance to VA, FHLMC.

• FHLMC guidelines while incorporating company credit policy overlays. WHOLESALELENDINGONLINE Burlingame, CA 2005 - 2006

Wholesale Account Executive: Signed 97% Broker relationships with the Company.

• Excellent knowledge of investor’s guidelines & expertise in underwriting.

• Signed up 97% of Santa Clara Valley Mortgage Companies with WLO Wholesale Lending. Power personnel: San Jose, CA 6/12-9/12

Healthcare Recruiter: Conducted the most thorough of reference checks and background investigations, ensuring that we are entrusting our customers, our business, and our future to the best possible employees.

• Company was contracted with Stanford Hospital: Recruited 62 RN’s, 25CNA’s, 20 MA’s.

• Hired employee records for completeness reference checks, employment history, required licenses, conducts CORI checks.

• Maintained personnel files in a confidential manner and according to State requirements.

• Met with all new employees individually to review hiring packet including explanation of benefits and to sign necessary paperwork to enroll in payroll.

• Obtained licensure/certification information from nursing boards of registration and Nurses’ Aide Registries. Maintain retention reports. Reports Quarterly to Performance Improvement

• Obtain two (3) reference checks on each potential employee.

• Posted all open positions and maintaining job ads and conducted phone screens and 1st interviews coordinating 2nd interviews with hiring managers.

• Building applicant sources by researching and contacting community services, colleges, employment agencies, recruiters, media, and internet sites; providing organization information, opportunities, and benefits.

EDUCATION AND HONORS:

Recertifications in progress for the following: 2023

• Certified credit repair specialist-Certifications Available 2022

• BOOTCAMP: Certified Master Mortgage Underwriter (NAMU®-CMMU.

• Certified in Mortgage Regulatory Compliance (NAMU®-CMRC)

• Certified in Commercial Underwriting & Processing (NAMU®-CCUP)

• BOOTCAMP: Certified Master Mortgage Underwriter (v15)

• Affinity Real Estate & Mortgage Training 20-Hour SAFE Pre-Licensing completed 1060728

• Training- ONLINE EXAM PREP MASTERCLASS NMLS-in Progress

• NMLS Certificate: Approval #1596 Allied Real Estate FNMA, FHMLC, HUD VA Loans.

• Analyzing Personal the Personal Tax Returns -Certification

• Analyzing Income for the Self-Employed Borrower- Certification

• Excellent in analyzing credit risk and great understanding of asset state

• Completing Salaried Income Analysis -Certification, Completing Schedule C-Only Certification

• Focus on Assets Acceptable Documentation and Eligible Sources Certification

• Completing Rental Income-Schedule E -Certification

• Dodd-Frank Roll Bac, FHA Direct Endorsement, DE Underwriting, LAPP/SAR Underwriter Certifications Available.

• Chamberlain Real Estate School- Real Estate License 11/1/2018 Present Real Estate Principles:

• Approval #1596 Allied Real Estate Real Estate Principles: DRE Approval #1471-94, 199

• SAFE Mortgage Certificate Loan Banking: (NMLS ID 1060728) NMLS Certificate: Approval #1596

• Allied Real Estate FNMA, FHMLC, HUD VA Loans.

• Attended De Anza College, Sunnyvale CA for Prerequisites for Nursing 2013.

• 15 years’ experience Healthcare Manager. Graduated at National Education Center in 1992. Medical Diploma. 47 College units which is 71 college quarter unit Equivalent combination of education and experience to associate degree (A.A.)

• Equivalent to a two-year college. 160 hours of externship in 1992. Front and Back office.

• Attended De Anza College, Sunnyvale CA for Prerequisites for Nursing 2013.

• 12 years’ experience Healthcare Manager. Graduated at National Education Center in 1992.

• CPR Certified, Certificate of Aids Awareness, Certificate Community Aids Educator 5/93,

• Certified Blood draws, Injections, Phlebotomist Certification; First Aid, Medical Administrative

• Management, Unit Clerk, UA Urinalysis. CBC, BP & Vitals, Electrocardiogram (EKG).

• Clinical Administrative, Medical Law & Ethics, Laboratory procedures, OR Surgery Scheduler. Software Experience

Microsoft office; 2020 (MS Word, Excel, Publisher, Access, Sway, Power point, Publisher) Medical Manager Software, Encompass,

Pointe, MS Outlook 2020, Meditech Software, Epic systems, Auto Click Profits, Netox Software, Salesforce, SBA Portal, Okta,

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