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Real Estate Mortgage Loan

Location:
Miami, FL
Posted:
August 08, 2023

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Resume:

JUDITH HARBEKE

Greenacres, FL 561-***-**** adyst2@r.postjobfree.com

PROPERTY MANAGER, with over 10 years of experience in the real estate Industry and office management. Motivated professional, specializing in selling, leasing, and coordinating services to efficiently manage properties. CORE STRENGTHS

Customer Service Focused

Operations Management

Client Consultations

Sale, Lease Contract Negotiation

Fire, Police, Renovation Contracts

Property, Grounds Inspection

Maintenance Service Coordination

Property Zoning, Value Analysis

Vacancy Marketing, MLS Service

Real Estate - Appfiles.com, Yardi

Short Sales - Equator.com

State/Federal Compliance

AP/AR, Billing, QuickBooks

MS Word, Excel, Outlook, Access

Windows, Mac Operating Systems

PROFESSIONAL EXPERIENCE

Property Management

Managed business operations including maintenance, administration, and property renovations

Completed "Turnkey Service" from administrating rental contracts to managing sub-contractors and trades

Rehabilitated real estate properties for selling or leasing housing units

Sourced home/development properties for builders and collaborated to sell homes including short sales

Developed a supportive referral network with clients, vendors, lenders, and real estate agents Mortgage Loan Origination

Interviewed clients and collected financial information to assess borrower needs for mortgage loans

Evaluated creditworthiness and eligibility for obtaining a mortgage loan

Researched new mortgage policies, guided clients through mortgage loan options and assisted clients with resolving any problems with applications

Prepared mortgage loan applications, ensuring all data was in compliance with national and local regulations

Securely handled sensitive information; submitted mortgage loan applications in compliance with privacy laws

Monitored and reported on application processes to inform clients about loan approval or rejection Administrative Management

Operated computers to record, store, summarize numerical data, and analyze accounting information to generate accurate profit and loss reports

Answered telephones and accessed system information to answer general and specific account questions

Operated office equipment to produce, file, organize and securely transfer documents

Provided support to internal business partners in the AP/Finance Department, implementing full cycle of accounts payable/receivable, maintaining all paid invoices

EMPLOYMENT

Real Estate Broker, Property Manager Harbeke Property Management, Lake Worth, FL 06/2019 - Current Mortgage Loan Originator Intercontinental Capital Group, Melville, NY 11/2020 - 04/2021 Real Estate Consultant Milcom Services, Inc, Lake Worth, FL 08/2018 - 12/2020 Sales Agent, Property Manager ERA Home Run Real Estate, Inc., West Palm Beach, FL 01/2009 - 06/2019 Security Officer Palm Beach State College, Palm Beach Gardens, FL 12/2010 - 08/2018 EDUCATION

High School Diploma General High School Curriculum, John I Leonard Community High School, Lake Worth, FL OCCUPATIONAL LICENSES

Licensed Real Estate Broker Florida Department of Business and Professional Regulation 11/2000 - 03/2025 Licensed Community Association Manager Florida Department of Business and Professional Regulation 03/2023 - 09/2024 Mortgage Loan Originator Nationwide Mortgage Licensing System 11/2022 - 12/2023



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