Third Party Credit Unions
Resume:
First Advantage
P. O. Box *****
Indianapolis, IN 46209-1002
WENDY SHELOR
EAST PEORIA, IL 61611
Dear WENDY SHELOR :
Pursuant to your request, attached is a copy of your Consumer Report that was requested by: WALMART INC.
702 SW 8TH ST
BENTONVILLE,AR,72716-6209
The results of this report are confidential and will not be distributed to any organization other than the one that originally requested it.
The report is not an indication of an acceptance or a rejection of your employment or service. If you have any questions or concerns regarding the Consumer Report or if you do not agree with the accuracy or completeness of the information, you have the right to dispute such information with First Advantage Background Services Corp by contacting: First Advantage, Consumer Disclosure Center
PO Box 105292
Atlanta, GA 30348
Sincerely,
First Advantage
Enclosures: Copy of Consumer Report
Summary of Your Rights under the Fair Credit Reporting Act Background Report
Background Report
Confidential
WENDY JANE SHELOR
XXX-XX-XXXX
CID - 257964624
WALMART INC.
702 SW 8TH ST
BENTONVILLE, AR 72716-6209
If you are a First Advantage
Consumer
Please contact the First Advantage Consumer Center at: 1-800-***-**** Toll Free (within the U.S.)
+1-971-***-**** Toll Number (outside the U.S.)
Or visit http://fadv.com/our-company/contact-support.aspx for local contact details First Advantage Customers Please contact the CHICAGO EMPLOYMENT SERVICE CENTER at:
800-***-**** (outside North America +1-971-***-****) Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. First Advantage is not the source of the data provided in this report in that the data is collected by First Advantage from third party data sources such as public records held in governmental databases or courthouses, schools, colleges, universities, company officials, or third party proprietary databases etc. Accordingly First Advantage does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report.
For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. First Advantage has provided your company with copies of the CFPB Summary of Rights for this purpose.
For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures.
General Consumer Information
Consumer's Name WENDY JANE SHELOR Candidate job code 1451 Client Name WALMART INC. Candidate division ID 1
The following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 337 MCKINLEY ST
EAST PEORIA, IL 61611
Date of Birth XX/XXX/XXXX
Other Names Provided
Last Name, Suffix First Name Middle Name
BROWN WENDY JANE
Information Regarding this Order:
Position Applied For Date Ordered 05/Jun/2023 05:34:36 PM Background Check
Completion Date
06/Jun/2023 04:26:22 AM Report Last Updated
on
06/Jun/2023 04:26:22 AM
Date Report Printed 06/Jun/2023 04:33:26 AM
Self-Disclosed Criminal History
Have you ever been convicted of a crime (other than a minor traffic violation)? No
Are there any charges pending against you in any court or are you currently participating in a deferred adjudication or first offender program? No
Are you currently registered in any state on the Sex Offender Registry? No
Candidate Information
Label Value
Candidate department id 936
Candidate facility number 5157
Candidate state code IL
Candidate country code US
Candidate ID 3353948
Walmart System ID 335****-*******
Temporary SSN
All timestamps represent US Eastern Time
Note that different elements were searched and completed at different times from the start of the order
- please refer to the timestamp associated with each element. First Advantage Background Report Summary
Consumer's Name WENDY JANE SHELOR Date Ordered: 05/Jun/2023 05:34:36 PM Background Check
Completion Date:
06/Jun/2023 04:26:22 AM
Score Result Eligible
Package Name: BASE24C
Package Searches Ordered Status Review Score
Social Security Verification Complete No
Social Security Verification Complete No Complete
First Advantage National Criminal File Plus Complete No First Advantage National Criminal File Plus EAST PEORIA, TAZEWELL, IL Complete No Complete
County Seat Felony, Misdemeanor Or Other Complete No County Seat Felony, Misdemeanor Or Other
BARTONVILLE, PEORIA, IL Complete No Complete
County Seat Felony, Misdemeanor Or Other EAST
PEORIA, TAZEWELL, IL Complete No Complete
Federal Criminal Complete No
Federal Criminal EAST PEORIA, TAZEWELL, IL Complete No Complete National Sex Offender Registry Complete No
National Sex Offender Registry Search - Department Of Justice Web Site Complete No Complete
Global Sanction Search Complete No
First Advantage Global Sanction Search Complete No Complete Additional Searches Ordered
NONE
* Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
** Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
*** This product has been blocked from delivery due to compliance related restrictions.
Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law. Back to top
Social Security Verification Status: Complete
Score: Complete
Date Completed: 05/Jun/2023
The Social Security Number Verification (SSNV) matches the given SSN against consumer credit files contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit files contain information provided by companies with which the consumer has had financial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer. Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer. SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN Customer Provided Information
SSN XXX-XX-XXXX DOB XX/XXX/XXXX
SSN State Issued SSN Year Issued 1977
Name Type Report Subject Name SHELOR, WENDY J
Addr Type Residence Address First Date 01/01/2016 Last 11/01/2017 Address 1208 STATE ST
PEKIN, IL 61554
Addr Type Former Address First Date 07/01/2005 Last 07/01/2005 Address 3810 S LAYETTE AVE
PEORIA, IL 61607
Addr Type Former Address First Date 08/01/2002 Last 04/01/2007 Address 3810 S LAFAYETTE AVE
BARTONVILLE, IL 61607
Addr Type Former Address First Date 08/01/2007 Last 03/01/2008 Address 335 MCKINLEY ST
PEORIA, IL 61611
Addr Type Former Address First Date 06/01/2010 Last 09/01/2010 Address 712 MEADOW AVE
EAST PEORIA, IL 61611
Addr Type Former Address First Date 07/01/2013 Last 07/01/2013 Address 775 MEADOW AVE
EAST PEORIA, IL 61611
Addr Type Former Address First Date 02/01/2012 Last 09/01/2013 Address 109 SPRINGFIELD RD
EAST PEORIA, IL 61611
Addr Type Former Address First Date 11/01/1994 Last 04/01/2015 Address 2305 BROADWAY ST
PEKIN, IL 61554
Addr Type Former Address First Date 04/01/2015 Last 11/01/2015 Address 318 VETERANS DR
EAST PEORIA, IL 61611
Addr Type Former Address First Date 06/01/2004 Last 01/01/2018 Address 10 GULF STREAM AVE
BARTONVILLE, IL 61607
Addr Type Former Address First Date 12/01/2015 Last 11/01/2020 Address 337 MCKINLEY ST
EAST PEORIA, IL 61611
Employment Type ES
Employer Name JOURNAL STAR
Remarks and/or Social Security Alerts
06/05/23: SUBJECT NAME RETURNED MATCHED WITH A DEVELOPED NAME. 06/05/23: NO ALERTS RETURNED FROM SEARCH.
Order Process History
Date Description
05/Jun/2023 05:34:36 PM Progressive Order Hold.
05/Jun/2023 05:34:37 PM Search In Progress.
05/Jun/2023 05:34:37 PM Record Judged.
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First Advantage National Criminal File Plus EAST PEORIA, TAZEWELL, IL Status: Complete Score: Complete
Date Completed: 05/Jun/2023
Record Source DATABASE SEARCH
Search Results No Record Found
Search Type First Advantage National Criminal File Plus Search Date of Search 06/05/2023
Address Covered 337 MCKINLEY ST
Address City Covered EAST PEORIA
Address County Covered TAZEWELL
Address State Covered IL
Address Zip 61611
Given Name Searched WENDY JANE SHELOR, WENDY JANE BROWN Developed Name Searched WENDY J SHELOR
Order Process History
Date Description
05/Jun/2023 05:34:36 PM Progressive Order Hold.
05/Jun/2023 05:34:41 PM Record Ordered.
05/Jun/2023 05:38:00 PM Search In Progress.
05/Jun/2023 05:38:00 PM Record Judged.
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County Seat Felony, Misdemeanor Or Other BARTONVILLE, PEORIA, IL Status: Complete Score: Complete
Date Completed: 06/Jun/2023
Record Source PEORIA CIRCUIT COURT
Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 06/06/2023
Search Period 05/22/2016 - 05/22/2023
Address Covered 10 GULF STREAM AVE
Address City Covered BARTONVILLE
Address County Covered PEORIA
Address State Covered IL
Address Zip 61607-1721
Location 324 MAIN STREET PEORIA PEORIA COUNTY
Given Name Searched WENDY JANE SHELOR
Developed Name Searched WENDY JANE BROWN, WENDY J SHELOR Source Status History
Status Date Description
05/Jun/2023 05:35:45 PM Search in progress. Estimated completion by 06/06/2023 Order Process History
Date Description
05/Jun/2023 05:34:36 PM Progressive Order Hold.
05/Jun/2023 05:34:41 PM Search In Progress.
05/Jun/2023 05:34:47 PM Search In Progress.
06/Jun/2023 04:26:22 AM Record Judged.
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County Seat Felony, Misdemeanor Or Other EAST PEORIA, TAZEWELL, IL Status: Complete Score: Complete
Date Completed: 06/Jun/2023
Record Source TAZEWELL CIRCUIT COURT
Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 06/06/2023
Search Period 05/22/2016 - 05/22/2023
Address Covered 337 MCKINLEY ST
Address City Covered EAST PEORIA
Address County Covered TAZEWELL
Address State Covered IL
Address Zip 61611
Location COURTHOUSE, 4TH & COURT STREETS PEKIN TAZEWELL COUNTY Given Name Searched WENDY JANE SHELOR
Developed Name Searched WENDY JANE BROWN, WENDY J SHELOR Source Status History
Status Date Description
05/Jun/2023 05:35:45 PM Search in progress. Estimated completion by 06/06/2023 Remark
06/05/23: THIS SEARCH ALSO COVERS: 1208 STATE ST, PEKIN, TAZEWELL COUNTY, IL; 337 MCKINLEY ST, EAST PEORIA, TAZEWELL COUNTY, IL; Order Process History
Date Description
05/Jun/2023 05:34:36 PM Progressive Order Hold.
05/Jun/2023 05:34:41 PM Search In Progress.
05/Jun/2023 05:34:43 PM Search In Progress.
06/Jun/2023 04:04:14 AM Record Judged.
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Federal Criminal EAST PEORIA, TAZEWELL, IL Status: Complete Score: Complete
Date Completed: 05/Jun/2023
Record Source US DISTRICT COURT CENTRAL DISTRICT OF ILLINOIS Search Results No Record Found
Search Type FEDERAL FELONY & MISDEMEANOR SEARCH
Date of Search 06/05/2023
Search Period 05/22/2016 - 05/22/2023
Address Covered 337 MCKINLEY ST
Address City Covered EAST PEORIA
Address County Covered TAZEWELL
Address State Covered IL
Address Zip 61611-2630
Location 600 EAST MONROE 221 US COURTHOUSE SPRINGFIELD SANGAMON COUNTY
Given Name Searched WENDY JANE SHELOR
Developed Name Searched WENDY JANE BROWN, WENDY J SHELOR Source Status History
Status Date Description
05/Jun/2023 05:35:45 PM Search in progress. Estimated completion by 06/06/2023 Remark
06/05/23: THIS SEARCH ALSO COVERS: 337 MCKINLEY ST, EAST PEORIA, TAZEWELL COUNTY, IL; 1208 STATE ST, PEKIN, TAZEWELL COUNTY, IL;
10 GULF STREAM AVE, BARTONVILLE, PEORIA COUNTY, IL; Order Process History
Date Description
05/Jun/2023 05:34:36 PM Progressive Order Hold.
05/Jun/2023 05:34:41 PM Search In Progress.
05/Jun/2023 05:34:44 PM Search In Progress.
05/Jun/2023 05:38:24 PM Record Judged.
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National Sex Offender Registry Search - Department Of Justice Web Site Status: Complete Score: Complete
Date Completed: 05/Jun/2023
Record Source NATIONAL SEX OFFENDER REGISTRY
Search Results No Record Found
Search Type NATIONAL SEX OFFENDER REGISTRY SEARCH-DEPT OF JUSTICE Date of Search 06/05/2023
Search Period 05/22/2016 - 05/22/2023
Given Name Searched WENDY JANE SHELOR
Developed Name Searched WENDY JANE BROWN, WENDY J SHELOR Source Status History
Status Date Description
05/Jun/2023 05:35:45 PM Search in progress. Estimated completion by 06/06/2023 Order Process History
Date Description
05/Jun/2023 05:34:36 PM Progressive Order Hold.
05/Jun/2023 05:34:41 PM Search In Progress.
05/Jun/2023 05:34:44 PM Search In Progress.
05/Jun/2023 08:05:40 PM Search In Progress.
05/Jun/2023 08:05:40 PM Record Judged.
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First Advantage Global Sanction Search Status: Complete Score: Complete
Date Completed: 05/Jun/2023
Record Source FIRST ADVANTAGE GLOBAL SANCTIONS DATABASE Search Results No Record Found
Search Type FIRST ADVANTAGE GLOBAL SANCTION SEARCH Date of Search 06/05/2023
Search Period 05/22/2016 - 06/05/2023
Location CONCOURSE PKWY ATLANTA FULTON COUNTY
Given Name Searched WENDY JANE SHELOR
Developed Name Searched WENDY JANE BROWN, WENDY J SHELOR Source Status History
Status Date Description
05/Jun/2023 05:35:44 PM Search in progress. Estimated completion by 06/06/2023 Order Process History
Date Description
05/Jun/2023 05:34:36 PM Progressive Order Hold.
05/Jun/2023 05:34:41 PM Search In Progress.
05/Jun/2023 05:34:43 PM Search In Progress.
05/Jun/2023 11:33:38 PM Search In Progress.
05/Jun/2023 11:33:38 PM Record Judged.
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552. A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;
you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. Seewww.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate. Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-***-****.
The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their
affiliates.
b. Such affiliates that are not banks, savings
associations, or credit unions also should list, in addition to the CFPB:
a. Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
b. Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
2. To the extent not included in item 1 above:
a. National banks, federal savings associations,
and federal branches and federal agencies of
foreign banks
b. State member banks, branches and agencies of
foreign banks (other than federal branches, federal agencies, and insured state branches of foreign
banks), commercial lending companies owned or
controlled by foreign banks, and organizations
operating under section 25 or 25A of the Federal
Reserve Act
c. Nonmember Insured Banks, Insured State
Branches of Foreign Banks, and insured state
savings associations
d. Federal Credit Unions
a. Office of the Comptroller of the Currency
Customer Assistance Group
P.O. Box 53570
Houston, TX 77052
b. Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
c. Division of Depositor and Consumer Protection
National Center for Consumer and Depositor
Assistance
Federal Deposit Insurance Corporation
1100 Walnut Street, Box #11
Kansas City, MO 64106
d. National Credit Union Administration
Office of Consumer Financial Protection
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Assistant General Counsel for Office of Aviation Protection
Department of Transportation
1200 New Jersey Avenue SE
Washington, DC 20590
4. Creditors Subject to Surface Transportation
Board
Office of Public Assistance, Governmental Affairs, and Compliance
Surface Transportation Board
395 E Street SW
Washington, DC 20423
5. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards Division Regional Office
6. Small Business Investment Companies Associate Administrator, Office of Capital Access United States Small Business Administration
409 Third Street SW, Suite 8200
Washington, DC 20416
7. Brokers and Dealers Securities and Exchange Commission 100 F Street NE
Washington, DC 20549
8. Federal Land Banks, Federal Land Bank
Associations, Federal Intermediate Credit Banks,
and Production Credit Associations
Farm Credit Administration
1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other
Creditors Not Listed Above
Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
Illinois Security Freeze Notice:
(c) A consumer may request that a security freeze be placed on his or her credit report by sending a request in writing by certified mail or by at least one of telephone or electronic means to a consumer reporting agency at an address or telephone or electronic location designated by the consumer reporting agency to receive such requests.
The following persons may request that a security freeze be placed on the credit report of a person with a disability:
(1) a guardian of the person with a disability who is the subject of the request, appointed under Article XIa of the Probate Act of 1975; and
(2) an agent of the person with a disability who is the subject of the request, under a written durable power of attorney that complies with the Illinois Power of Attorney Act. The following persons may request that a security freeze be placed on the credit report of a minor:
(1) a guardian of the minor who is the subject of the request, appointed under Article XI of the Probate Act of 1975;
(2) a parent of the minor who is the subject of the request; and
(3) a guardian appointed under the Juvenile Court Act of 1987 for a minor under the age of 18 who is the subject of the request or, with a court order authorizing the guardian consent power, for a youth who is the subject of the request who has attained the age of 18, but who is under the age of 21. This subsection (c) does not prevent a consumer reporting agency from advising a third party that a security freeze is in effect with respect to the consumer's credit report.
(d) A consumer reporting agency shall place a security freeze on a consumer's credit report no later than 5 business days after receiving a written request from the consumer:
(1) a written request described in subsection (c); and
(2) proper identification.
(e) Upon placing the security freeze on the consumer's credit report, the consumer reporting agency shall send to the consumer within 10 business days a written confirmation of the placement of the security freeze and a unique personal identification number or password or similar device, other than the consumer's Social Security number, to be used by the consumer when providing authorization for the release of his or her credit report for a specific party or period of time.
(f) If the consumer wishes to allow his or her credit report to be accessed for a specific party or period of time while a freeze is in place, he or she shall contact the consumer reporting agency using a point of contact designated by the consumer reporting agency, request that the freeze be temporarily lifted, and provide the following:
(1) proper identification;
(2) the unique personal identification number or password or similar device provided by the consumer reporting agency; and
(3) the proper information regarding the third party or time period for which the report shall be available to users of the credit report
A security freeze for a minor may not be temporarily lifted. This Section does not require a consumer reporting agency to provide to a minor or a parent or guardian of a minor on behalf of the minor a unique personal identification number, password, or similar device provided by the consumer reporting agency for the minor, or parent or guardian of the minor, to use to authorize the consumer reporting agency to release information from a minor.
(g) A consumer reporting agency shall develop a contact method to receive and process a request from a consumer to temporarily lift a freeze on a credit report pursuant to subsection (f) in an expedited manner.
A contact method under this subsection shall include: (i) a postal address; and (ii) an electronic contact method chosen by the consumer reporting agency, which may include the use of telephone, fax, Internet, or other electronic means.
(h) A consumer reporting agency that receives a request from a consumer to temporarily lift a freeze on a credit report pursuant to subsection (f), shall comply with the request no later than 3 business days after receiving the request.
(i) A consumer reporting agency shall
Contact this candidate