Hansford Campbell

**** **** ******* ***** **. Petersburg, FL 33709

adynvl@r.postjobfree.com 727-***-****

An experienced HUD Certified Housing Counselor with over 20 years of housing and banking experience that will utilize my skills and knowledge to benefit growth of the organization. Experience in the Experienced in HUD and Section 8 Housing, Management, Loss Mitigation Loan Closing and Loan Funding.

EXPERIENCE

Suncoast Housing Connections, Clearwater, FL

HUD Certified Housing Counselor May 2022 – October 2022

Provides comprehensive individual counseling services to prospective homebuyers and existing homeowners covering a broad array of areas related to the skills, knowledge, and confidence necessary to buy, build, rehabilitate and maintain a home. The main responsibility is to assess those obstacles faced by the client in pursuing their goal of achieving and maintaining homeownership, evaluating feasibility, and developing an action plan for success. Also, to act as an advocate and advisor to the client with banks, servicers, Realtors, and other parties. The Counselor’s ultimate role is to utilize tools related to budgeting, debt reduction, as well as credit building and consumer awareness to facilitate progress towards goal.

PennyMac, Tampa, FL – October 2021 – March 2022 (Company Layoff)

Home Loan Specialist II-Condition Review

Performing complex data and document validation for Mortgage Fulfillment Division. Troubleshooting third party orders (title, appraisal hazard flood certification credit etc.). Completing appraisal eligibility tasks. Evaluating loan applications for product guidelines. Evaluating loan applications for regulatory compliance. Interacting with various departments to expedite processing and or issue resolution.

US Bank, Clearwater Fl – October 2020 – October 2021

Document Review Specialist II

Responsible for researching clerical functions according to standard procedures. Researching various issues and reporting exceptions for corporate trust clients to ensure quality satisfaction, quality control and compliance. Review loan documents handle file processing and works with internal/external and contacts to determine the source of any issues and corrects any errors.

Tampa Bay Community Development Center (CDC), Clearwater Fl

Housing Counselor/Document Review Specialist - June 2020-July 2021 (Company Layoff)

Responsible for Document review and submitting complete loan packages to lenders. Counseling first time homebuyers and assisting with the homebuying process. Auditing of files for eligibility of government grants. Providing billing documentation for the receipt of government funds. Providing foreclosure counseling to existing homeowners for retention of property. Facilitation of homebuyer education classes.

Stonegate Mortgage Corporation/Home Point Financial Corporation – Clearwater, FL

Risk Specialist Assistant (Jan 2017 –June 2018) (Company Layoffs)

Assist in client development and client relationship management. Acts as a liaison between external customers (Third Party Originator), internal customers (Account Executives), and various residential lending operational departments. Responsible for prescreening documentation and verifying information that has been provided is accurate. Facilitate Fannie Mae DU\DO program.

Stonegate Mortgage Corporation/Home Point Financial Clearwater, FL

EPF Funder (September 2013 – January 2017)

Ability to perform tasks and complete projects with minimal supervision. Reviews funding requests submitted by Stonegate Mortgage Corporation, as well as funding requests from correspondent lenders as directed by EPF Funders. Assures that all funding’s are sent to approve closing agents or approved warehouse banks. Follows up for trailing loan documents. Requests and tracks new commitments as required. Perform all other duties as requested or assigned.

Fannie Mae Mortgage Help Center Tampa, FL

Foreclosure Prevention Manager (March 2011 - June 2012) (Contracted Position)

Manage the day-to-day operations of office, supervise and manage staff. Ensure staff compliance with policies and procedures, monitor data collection and compile and submit data needed for timely and accurate reporting. Serve as lead contact in working to provide information about activities, issues and questions for collaboration with external partners. Implement outreach activities including attending and organizing events and workshops. Identify staff training needs and training opportunities aimed at improving service provisions and performance. Performed varied payroll operation.

Tampa Housing Authority Tampa, FL

Senior Loan Counselor (July 2006-June 2009)

Provided comprehensive individual credit and homeownership counseling sessions that facilitates successful outcomes; created and maintain accurate hard copy and electric files for each client, including all necessary and required forms and documentation; coordinated with all necessary community resources (realtors, lenders, appraisers, title company representatives, program administrators, county and city representatives, etc.) to ensure that documentation is accurate, complete, timely, and satisfies all requirements and parameters of programs/services offered; coordinated and provided training for Homebuyer’s Education Workshops.

St. Petersburg Neighborhood Housing Services Inc., St. Petersburg, FL

Loan Counselor (September 1998-July 2004)

Provide counseling and analysis to borrowers regarding borrower’s financial position, including creation of a realistic household budget and provide information regarding available workout options; Submit completed workout request packages to underwriters using electronic mode; assist borrowers in understanding and implementing workout options including discussion of terms of modification offer (and/or other options available); assist borrowers with follow-up and actions required of them to obtain workout option; enter all case information into the client management data system (Home Counselor Online) in a timely and accurate manner to allow for accurate case tracking and reporting; support outreach activities including attending events, organizing workshops, conducting outbound calls and organizing direct consultations between servicers and borrowers.

EDUCATION

• Western Michigan University, Criminal Justice Undergraduate Student

Kalamazoo, MI 1987-1992

• Fortis College, Basic X-Ray

Largo, FL Certification Received 5/2011

• Gueydan High School

Gueydan, LA Diploma Received 6/1987

PROFICIENCY

• Advanced knowledge of Microsoft Word, Excel, PowerPoint, Encompass, Comergence, Access and Visio

• HUD Certification

• Excellent oral and written communication skills

• Analytical Skills

• Certified Credit Counselor (NeighborWorks Organization)

• Certified Training of Homebuyer Education (NeighborWorks Organization)

• Tampa Housing Authority Wellness Committee - Chairman (2008-2009)

• Foreclosure Counseling Certification - (NeighborWorks Organization)

• Homeownership Training Certification - (NeighborWorks Organization)

• Mortgage Lending Certification - (NeighborWorks Organization)

• Foreclosure Counseling Certification - Freddie Mac

REFERENCES

Available upon request

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