JANAINA DASILVA

973-***-**** - JJDTitle @gmail.com

SUMMARY

Driven Closing Coordinator and Real Estate Title Closer with extensive experience in both Title Insurance and Residential and Commercial Mortgage sides of the Real Estate Business. Administrator of Real Estate Management company responsible for daily operations of the business. Licensed Title Officer/ Producer by the NJ Division of Banking and Insurance, NPN #18284980. Notary Public of the State of New Jersey. Fluent in both Portuguese and Spanish with excellent written and oral communication skills. Work well independently and with a team. Strong leadership and management skills as well as detail oriented to follow directions.

COMPUTER SKILLS

Title Express, SnapClose, Title Express, Microsoft word, excel, outlook, publisher and MAC pages and numbers

EXPERIENCE

2020 to Present Title Officer and Settlement Agent (Notary)

Work with existing clients and new clients in sales and closings in offices and homes.

2016 to Present Administrative/ Clerical (Hudson Real Estate Partners, LLC )

Responsible for operations of small real estate company that buys, manages and sells real estate homes. Organize, pay and receive all bills, rents, deposits, accounts payables. Responsible for new tenant applications and all state and federal licenses, payments, documents and fillings.

2014 to 2020

Closing Coordinator, Title Officer and Title Closer- Insight Title Services LLC

Responsible to work on the files from the moment the title commitment was issue. Order payoffs, insurance and other necessary documents required to coordinate the closing between the title agency, customer and mortgage lender and to clear title and bank conditions. Review important closing documents from mortgage companies, buyer and sellers and also preparing documents for closing to include HUDs, escrow waivers, seller’s transfer documents, Affidavit of Titles to name a few. Also assisting Attorneys with back office services.

As a Title Closer, I handled the closings in and out of the office and act as a Settlement Agent for residential and commercial purchases and refinances.

As a Title Officer I worked on obtaining new clients for the company as well as maintaining the relationship with Loan Officers, Attorneys and clients.

2002 to 2014

CLOSING COORDINATOR and TITLE CLOSER - GLEN EAGLE TITLE AGENCY

Responsible to work on the files from the moment the title commitment was issue. Order payoffs, insurance and other necessary documents required to coordinate the closing between the title agency, customer and mortgage lender and to clear title and bank conditions. Review important closing documents from mortgage companies, buyer and sellers and also preparing documents for closing to include HUDs, escrow waivers, seller’s transfer documents, Affidavit of Titles to name a few. Also assisting Attorneys with back office services.

As a Title Closer, I handled the closings in and out of the office and act as a Settlement Agent for residential and commercial purchases and refinances.

2000 TO 2002 CLOSING MANAGER - CIT SMALL BUSINESS LENDING

Closing Manager for the East and West Coast. Responsibilities included coordination due diligence between buyers’s counsel, lender’s counsel, buyer and lenders. Reviewed all closing documentation, franchising requirements, as well as prepare all closing documents for both SBA and conventional loans, including notes, mortgages, UCCs. settlement statements and various other documents, Responsible for accuracy of closing numbers and disbursements.

1998 TO 2000 CLOSING COORDINATOR - SUMMIT MORTGAGE

Implemented the Closing Coordinator position for Summit Mortgage and trained their closers on how to read title insurance commitments, prepare closing numbers, instructions and packages so the company no longer needed an attorney firm to review and prepare the loan for closing. Signing authority for checks and wires to fund the loans. Worked as a Closing Coordinator until Summit Bank became Fleet Bank and operations were moved to Rhode Island.

1995 TO 1998 LOAN OFFICER AND PROCESSOR ASSISTANT - CLOSING COORDINATOR

Started as a Loan Officer Assistant in mortgage sales taking application, visiting Realtors and coordinating the items needed to fully complete a mortgage application. Extended my duties by acting as a Processor Assistant to better assist a very successful Loan officer with a extensive pipeline in obtaining all necessary documentation, running credit report, scheduling appraisals and following up on missing items needed in order to have a complete package for underwriting submission. After some time at this position I moved to the closing department assuming all the responsibilities of a mortgage closer.

Education

2016 to present

1994 - 1995

1992- 1993

Insurance Producer Licensing courses and continuing education

Rutgers University - Business Administration

FUMEC - Brazil - Business Administration Major/ Law School Minor

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