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Compliance Analyst Ii

Location:
Tomball, TX
Posted:
July 31, 2023

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Resume:

Angelique R. Salinas

adymn5@r.postjobfree.com

832-***-****

Employment History

Selene Finance, LP Compliance Analyst II 10/2021 – 11/2022

Responsible for interpreting regulatory bulletins and alerts to verify if the new rule, law, alert or notification has an impact the mortgage servicing process within the company.

Collaborate with leadership and the lines of business to identify defects that could negatively impact loans or accounts related to bankruptcy, foreclosure, loss mitigation and other mortgage servicing areas.

Assist department leadership and the lines of business with research, planning, development, monitoring, testing and communicating changes in process and procedure to accommodate the needs of the business units, as required.

Monitor Compliance Inquiries and ensure that proper documentation and information was collected to create bulletins and deliver notifications to the appropriate parties.

Participate in regulatory projects, research and planning as required by department leadership.

Regulatory testing areas, including, but not limited to, TILA, RESPA and MERS requirements for various areas of the mortgage servicing process.

Conduct HUD testing related to HUD Guidelines and Requirements for various areas of the mortgage servicing process.

Develop and conduct target testing for various areas of the mortgage servicing process.

Work with the business units and department management to obtain action plans and to ensure audit findings are resolved accurately and timely in order to remain in compliance with investor/regulatory requirements.

Conduct population pulls using our sample methodology to ensure accurate samples are pulled for testing and, when necessary, collaborate with the lines of business when additional input is needed in order to pull the appropriate sample.

Collaboration with teammates to provide assistance with pending tasks in order to meet the required deadlines to remain in compliance with investors and regulators. Reverse Mortgage Solutions, Inc. Compliance Analyst II 10/2016 – 10/2021

Conduct Compliance testing related to internal Policies and Procedures, Federal, State and Regulatory testing areas, including, but not limited to, TILA, RESPA and MERS requirements for various areas of the mortgage servicing process.

Conduct HUD testing related to HUD Guidelines and Requirements for various areas of the mortgage servicing process.

Research and development of new test scripts and workbooks for Federal, State and Regulatory Compliance testing areas, such as TILA, RESPA, MERS, including HUD Guidelines and Requirements for various areas of mortgage servicing.

Maintain and update existing test scripts, including attributes, to ensure the guidelines and requirements are current and accurate.

Develop and conduct target testing for various areas of the mortgage servicing process.

Work with the business units and department management to obtain action plans and to ensure audit findings are resolved accurately and timely in order to remain in compliance with investor/regulatory requirements.

Conduct population pulls using our sample methodology to ensure accurate samples are pulled for testing.

Conducted research through various systemic applications, such as ReverseQuest, LoanSphere, HERMIT, FHA Connection, and MERS Online.

Review drafts of internal policies and procedures to provide feedback and ensure accuracy.

Work with management to assist with individual and group special projects as they are assigned.

Collaboration with teammates to provide assistance with pending tasks in order to meet the required deadlines to remain in compliance with investors and regulators. Reverse Mortgage Solutions, Inc. Senior Bankruptcy Specialist 10/2013 – 04/2016

Responsible for handling audits and rebuttals from various investors, internal compliance department, and internal corporate auditors.

Prepared, reviewed and approved Motion for Relief, Notice of Default, Objection to Confirmation, Agreed Orders and Certificates of Default, Post-Petition Fee Notices and various other pleadings to ensure investor standards are met for filing.

Worked with local bankruptcy counsel to prepare Responses to Objection to Claim, Motion to Sell, Motion for Value, Motion for Mediation.

Prepared, reviewed and approved Proof of Claim Referral Packages.

Conducted initial Plan Review to determine if an Objection to Confirmation is required.

Work with local bankruptcy counsel on Amended Proof of Claims as needed.

Prepared cases for upcoming hearings, including but not limited to, heavy communication with local bankruptcy counsel.

Worked with local bankruptcy counsel to prepare Response to Trustee Notice of Final Cure.

Review loan documents to confirm chain of title is complete.

Received, reviewed and set up new notifications of bankruptcy in our system of record and completed the Bankruptcy Checklist.

Responsible for reviewing bankruptcy actions and referrals to ensure that our department remains in compliance with the investor standards and regulations.

Coordinate with trustees, debtor attorneys, creditors and third parties to resolve pending issues.

Maintained bankruptcy calendar, deadlines for various bankruptcy actions and monitored and updated various websites.

Responsible for bankruptcy workload to ensure that referrals and loan monitoring were processed to investor standards.

Review and approval of attorney invoices and tax invoices for loans in bankruptcy status. Shapiro Schwartz, LLP Paralegal 12/2010 – 06/2012

Prepared and monitored Motion for Relief, Notice of Default, Proof of Claims, Claim Objections, Objection to Confirmation, Agreed Orders and Certificates of Default and various other pleadings.

Prepared cases for upcoming hearings, including but not limited to, hearing binders and exhibits.

Prepared Response to Trustee Notice of Final Cure and Notice of Mortgage Payment Change.

Coordinated with trustees, debtor attorneys, creditors and third parties to resolve pending issues.

Maintained attorney calendar, deadlines, entered attorney time entries and monitored and updated various websites.

Skills:

Cogent, LoanSphere/Black Knight, ReverseQuest, MERS Online, ECF/PACER, IManage, Hermit/STORM, Word/Outlook, Navigator, Excel/PowerPoint, Westlaw/LexisNexis, NDC/National Data Center, Adobe/PDF Nuance, SharePoint, CMS/Master Default Mgr., Raosoft, Federal & State Reg. Sites, AllRegs/Policy Tech, C360 Platform, Sagent/LoanServ, SARA, Sircon, State Net, and Aldon/Complaint Tracker. Education:

Associates Degree in Paralegal Studies

Center for Advanced Legal Studies, Houston, TX

Business Technology Certificate

National Education Center, Houston, TX



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