THOMAS AJAYI AYODELE

Nottingham, MD, ***** 410-***-**** adym2h@r.postjobfree.com

SUMMARY

Dedicated AML/OFAC/KYC/FRAUD Analyst with 7 years of working experience in the banking sector. Versed in detecting suspicious activity patterns, Anti-Money Laundering, Fraud investigation, Know Your Customer (KYC), BSA (Bank Secrecy Act), Risk Management, Auditing, Negative News Screening, SAR drafting, OFAC Stripping, Data Analysis, High Risk Reviews, and Ongoing Transaction Monitoring. Result oriented professional seeking an opportunity to add value to the organization with my valuable experience.

SKILLS

●Information Verification

●Team player

●Work ethics

●Compliance strength

●Investigation

●Research Expert

●Banking regulations

●SAR drafting

●Data documentation

●Analytical skills

●Report Writing

●Due diligence

EXPERIENCE

07/2021 to Current

AML/OFAC/KYC ANALYST

Wells Fargo Bank Bowie, MD

●Compiles information and documents from a variety of sources to draft SAR reports.

●Handle investigations related to real time wire transfer inquiries related to OFAC.

●Participate in new client onboarding and conducting due diligence on clients.

●Responsible for the drafting of SAR documents, and making decisions to file SAR if risk cannot be mitigated.

●Support the KYC team on KYC reviews of clients by gathering information from public sources and various internal systems and tools to verify identity.

●Perform OFAC Stripping on clients to ensure they are not on OFAC Watchlist.

●Escalate risk as appropriate for advanced investigations or enhanced due diligence in accordance with company policies.

●Conduct KYC formality reports on questionable accounts and transactions.

●Perform compliance reviews of new and existing high-risk clients and relationships in one or several business sectors that require AML Compliance approval.

●Conduct thorough reviews for high-risk clients based on stratified risk level guidelines.

●Review documentation to prevent fraud, money laundering, and identity theft.

12/2018 to 06/2021

07/2016 to 11/2018

AML/FRAUD ANALYST

TD Bank Baltimore, MD

●Reviewed alerts at a high volume to determine if true match to suspected money launderers, drug dealers or terrorist.

●Escalated risk as appropriate for advanced investigations or enhanced due diligence in accordance with company policies.

●Reported high risk financial crime concerns to our financial crime team.

●Conducted objective, thorough, and timely investigations into allegations of fraud.

●Investigated suspicious activity as required under the Bank Secrecy Act and USA Patriot Act,

●Kept updated on Anti-money laundering legislation requirements and financial crime tendencies.

●Reviewed system generated alerts to assess the presence of potential illicit activity that may require reporting based on Bank Secrecy Act (BSA) requirements.

●Escalated unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.

●Analyzed transaction data, research findings, information received from the customer to ascertain if transaction is suspicious, or fraud is suspected.

AML/KYC ANALYST

Zenith Bank Lagos, NG

●Ensured that the risk inherent in bank are eliminated or reduce to

●barest minimum

●Trained of Operation Staff of the branches under my purview.

●Identified threats, vulnerabilities, and suspicious behavior patterns to recommend mitigation measures.

●Used customer risk scoring models in accordance with the departmental processes and procedures.

●Performed compliance reviews of new and existing high-risk clients and relationships in one or several business sectors that require AML Compliance approval.

EDUCATION AND TRAINING

2013

2006

1995

B.Sc.: Accounting

Babcock University, Ogun state, Nigeria

ACA (Associate of the Institute of Chartered Accountant)

Higher National Diploma: Accounting

Ondo State Polytechnic, Ondo state, Nigeria

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