Data Entry Administrative Assistant

Denise Curry-Sinkfield

Kennesaw, GA

Analytical mortgage auditor, mortgage underwriter and mortgage processor with expertise in loan management. Gifted in evaluating risk and loss potential and developing information for new and renewal polices. Team-oriented with success in building relationships with brokers and sales agent to achieve business goals.

Work Experience

Administrative Assistant

MaidPro - Remote

March 2023 to Present

Data entry, answering phones, billing, scheduling, Microsoft office skills, Calendar management for Pro Staff, Estimate for cleaning service, excellent communication skills. address leads for service and maintaining feedback, first time cleaning and one time cleaning from clients Auditor

Indecomm Global Services*Remote - Kennesaw, GA

February 2021 to Present

Ensuring procedures regarding the loans are being met as per the company guidelines and policies for all FHA, VA Conventional and USDA loans. For owner occupied, investment and 2 nd homes. Confirming documentation such as Notes, Mortgage Deed, Riders, URLA, VA Summary FHA and VA 92900, etc. has been dated and signed. determining non-compliant operations and document details, providing management with weekly reports on pre – fund and post close mortgage loans files. Evaluate income, title documents, assets and all applicated compliance documents, flood determination cert, HOI policy, liabilities calculated accurately. Quality Control/Administrative

Capital City Home Loans - Kennesaw, GA

July 2020 to December 2020

Handle audit closeout task, for FHA, VA USDA, Conventional and Retention loans. Audit documentation for Discretionary management, Production QC, Post-Close, full Quality Report, Credit Audit, Income Audit Reports, reverification Docs, Compliance Ease and

Cancel/Deny/withdrawn. Ordering and reviewing Tax transcript for Due Diligence. Originated Random, Post Fund, EPD and Denied 10% loans. Quality Control Analyst II

The Stonehill Group - Atlanta, GA

November 2019 to June 2020

Audit Conventional, USDA, FHA, VA purchase and refinance loans Review tax returns (perianal and business) all income documents credit reports, mortgage and rental reference along credit reference that was reported on credit report review appraisal along with condo documents making sure all Governments documents have been signed and date and checking the LPD and GSA Senior BLC Underwriter /Due Diligence

Clayton Holding LLC - Atlanta, GA

July 2016 to May 2019

Responsible for conducting frontline & forensic underwriting procedures for loans submitted from lending institutions on Government (FHA, VA & USDA), Asset (Bank Portfolio), and GSE/SAI (FNMA & FHLMC) loans

• Moderator of reviewing loan files for compliance, completeness and accuracy, analyzing credit history, complex income, title reports and appraisals *Development and maintenance of positive business relationships with internal and external customers, identifying portfolio risks resulting from client's underlying business practices, underwriting, and fraud exposure, ensuring all client objectives are met *Identifier of potential bottleneck issues within the underwriting process and producer of system enhancement recommendations, in order to manage workflow protocols, ensuring all service level agreements are met

Title Approval

Aerotek - San Antonio, TX

October 2015 to May 2016

Reviewer and Approved of all scheduled proposed titles based upon the insured, insured amount, judgments, and liens of various properties. Processor of credit and property analysis for all conventional titles in accordance with company standards *Preparing and approving the final figures and documents needed for closing. Communicates with parties to ensure all those in accordance with bank, investor and Regulatory.

Loan Support Specialist /Sr. Loan Processor

AmeriSave Mortgage Company - Atlanta, GA

January 2015 to October 2015

Responsible for the processed first and second residential mortgage loans including CONV, FHA, VA and various bonds Assuring compliance with bank policies and regulations after thorough review of financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan to value) Collaborator with business unit managers to implement appropriate loan servicing needs to clients

Consumer Loan Underwriter II/ Lost Mitigation Underwriter Wells Fargo Bank - Alpharetta, GA

January 2009 to October 2013

Senior Lender responsible for making decisions on extensive short sale accounts which includes self-employment, corporate and tax returns, asset analysis with layering or risk and loan evaluations. Approve loans within established loan approval limits with assuring compliance with bank policies and regulations after thorough review of financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan to value). Ensuring underwriting and customer service levels are met

Collaborator with business unit managers to implement servicing needs in order to make or recommend adjustments to ensure adequate timing and accuracy of decision Senior Processor /Office Manager

Integrity Mortgage Services, INC - Tucker, GA

July 2007 to March 2008

Senior Project Manager of several mortgage processors and underwriters in order to analyze challenging loan packages and render sound credit solutions in order to exceed company goals Training Coordinator of staff ensuring compliance with bond loans and clerical duties such as: data entry, copier/fax, 10 key calculator, proficiency in Microsoft Office Suite and basic computer hardware/software

Loan Document Specialist

GA Department of Community Affairs - Atlanta, GA

May 2006 to March 2007

Specialist to ensure all signatures on various titles, contracts, and notes were correct and in compliance with the GA Fair Housing Act and GCEO, Clerical Manager handled all miscellaneous duties such as scanning, typing, filing, faxing, emailing and answering phones Education

Associate Degree in Science in MLT

McCarrie College - Philadelphia, PA

Skills

• Fair Housing Regulations

• Auditing

• Escrow

• Policy renewals (9 years)

• Ethical decision-making (8 years)

• Relationship building (8 years)

• Organizational skills (9 years)

• Strong mathematical aptitude (9 years)

• Excellent computer skills (9 years)

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