MARIO D. REYNOLDS
* ********** ***** ********, ** 22556 703-***-**** ************@*****.***
PROFESSIONAL OBJECTIVE
Pursuing a rewarding and challenging career, which will allow me to leverage my analytical, team building, and communication skills in a multi-faceted and highly productive environment. Aiming to fulfill a full-time role within a dynamic team.
SUMMARY OF KEY STRENGTHS AND AREAS OF EXPERTISE
Manages a large sales and administrative unit. Responsibilities include recruiting, selection, placement, performance evaluations, salary administration, training, and job design.
Assists with training of new and existing employees to ensure that consistent and appropriate action is taken in fulfilling the mortgage needs of customers. Acts as a mentor, following training, to provide and enhance the knowledge and skills of new employees.
Reviews all materials provided by loan coordinators to assure that the documents meet underwriting requirements. These requirements include format, content and dates that are acceptable.
Reviews appraisals to assure the appraisal meets all secondary marketing requirements, has proper flood zone findings, and has required signatures.
Reviews title commitment to assure names, amount, and exceptions meet requirements.
Establishes written procedures that streamline the mortgage process, remove redundancy, and expedite closings while maintaining underwriting standards.
Establishes performance standards for mortgage loan coordinators and monitors performance on a continuing basis in order to ensure that productivity and quality goals are being achieved.
Coordinates mortgage processing procedures with loan officers to ensure a smooth transition between origination, processing and closing prior to underwriter review.
Enforces and adheres to established department and organization policies, procedures, objectives, and quality standards to ensure consistent operations of the mortgage process.
Analyzes risk potential and make sound lending judgments on mortgages and home equity loans.
Interviews loan applicants to determine their financial needs and overall credit worthiness with proficiency in all loan products, including secondary market mortgages, portfolios, and home equity.
Maintains relationships with outside mortgage companies, real estate agencies, builders, and home improvement companies to secure referral business.
Creates and implements loan processes, which exceed short- and long-term goals.
Vast experience in a Business Development banking environment.
Builds, develops, and maintains profitable lending relationships with new and existing customers.
Profound knowledge of asset and investment management styles, and asset allocation techniques.
Familiarity with business lending practices, loan documentation, and loan servicing requirements.
Strong business development, relationship management and lead generation skills.
Strategize ways to build market share, increase revenue, and acquire success through innovative developments in organizational structure.
Strong quantitative/analytical skills with the ability to translate data into concise, insightful, actionable recommendations in a compelling manner
EMPLOYMENT HISTORY
Fairway Asset Corporation, Springfield, VA (01/2020 – Present)
Sales Manager
TPI Mortgage, Vienna, VA (11/2017 – 01/2020)
Director of Mortgage
Tidewater Mortgage, Arlington, VA (10/2016 – 10/2017)
Branch Manager
Equity Prime Mortgage, Alexandria, VA (09/2015 – 10/2016)
Regional VP
Pacific Union, Fairfax, VA (08/2014 – 09/2015)
Regional Branch Manager
Bank of California, Alexandria, VA (09/2010 – 08/2014)
Regional VP
UPS, Springfield, VA (06/2008 – 08/2010)
Package driver/Management training program
Primary Residential Mortgage, Springfield, VA (05/2007- 06/2008)
Branch Manager
People's Choice Home Loan, Greenbelt, MD (09/2005 - 04/2007)
Regional Branch Manager
Wells Fargo Home Mortgage Company, Gaithersburg, MD (07/2004 - 09/2005)
Branch Manager
Ameriquest Mortgage Company, Bethesda, MD (10/2002 - 07/2004)
Area Manager
·
Aames Home Loan (12/2001 - 10/2002)
Branch Manager
New Century Mortgage, Vienna, VA (03/1998 - 12/2001)
Sr. Loan Officer
EDUCATION
Norfolk State University, Electrical Engineering
MBE Management training
Creative Equity training