Frances Reilly **** Inks Cove

Cedar Park TX ***** Ph 970-***-****

Professional Skills

•Possesses excellent knowledge of Mortgage Loan operations

•Excellent command over verbal and written communication

•Highly skilled in data analysis, management, and daily reporting

•Ability to handle multiple tasks and maintain confidentiality

•Proficient in meeting deadlines and working in a team environment

•20+ years of experience

Experience

12/04/2019 through 12/31/2022* Elite financing Group * Loan Processor

Set up Conventional, VA, and FHA loans for lenders to review, Ordering VOE's, VOD, and Title Commitments and reviewing them for discrepancies. Review of Tax returns, W2s, and paystubs. I have knowledge of Calyx/ Processing software Processing Systems. Calculating income for self-employed borrowers as well as W2 employees, I review the customer's appraisal for any inconsistency. Sending out the needs list to the borrowers for Lender conditions. Review all documentation once received. Submit conditions to the lender. Coordinating files with Loan Officers and Borrowers for closing with the title company.

04/2013-12/04/2019 *Capital City Mortgage * Loan Processor

Set up Conventional, VA, and FHA loans for lenders to review, Ordering VOE's, VOD, and Title Commitments and reviewing them for discrepancies. Review of Tax returns, W2s, and paystubs. I have knowledge of Calyx/ Processing software Processing Systems. Calculating income for self-employed borrowers as well as W2 employees, I review the customer's appraisal for any inconsistency. Sending out the needs list to the borrowers for Lender conditions. Review all documentation once received. Submit conditions to the lender. Coordinating files with Loan Officers and Borrowers for closing with the title company.

06/2011/04/2013 Account Temps*Kroll Factual Data Loan Processor

Set up conventional Loans for Underwriting, Responsibilities include ordering all verifications (VODs, VOEs VORs) running loans through LP, and DU with specific investors ordering title, work, and Payoffs when needed. Ordering appraisals, and inputting files into SunTrust processing software,. Coordinated with a Loan officer and scheduled closings.

10/2010-06/2011 *First City Mortgage* Transaction Coordinator

Set up new files into the Calyx Processing system, Order title, appraisal, Insurance, and verifications ( VOD, VOE, VOM, and VOR) Follow up on missing items needed or processing. Keep a calendar of all incoming documents, and appraisals and coordinate closings with all parties involved with the transaction.

1996-2009 Vantage Point Documents * Owner/ Processed Loan Mortgage and Prepared closing documents

Responsibilities included Bookkeeping, marketing, processing conforming, Non-Conforming, and FHA loans for various Brokers in need of contract processing. This included inputting and setting up files into processing software, inputting all verified information from loan processors, reviewing documents for accuracy, calculating figures, ordering funds, and balancing proceeds with the title companies. Tracking final documents received ( Deed of Trust, Final Title policies, and insurance Policies. Keeping loan processors updated regarding changes in the industry ( new rules, regulations, fees, closing documents, and programs. ) from investors. This included inputting and setting up files into processing software, and obtaining any documentation ( verification of employment, deposits, mortgages, rental history, contracts, etc.) required for loan submission to the investors. Handled all ordering of appraisals, credit reports, updates, title commitments, and evidence of insurance. Finalization of scheduled loss with all parties involved in the transaction.

Education

1987-1989 Business Studies *North Ridge Community college 1983-1986 * Fairview High School

References are available upon request.

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