J u l i e Rezai

**** ** ******* ***** **. Lees Summit MO, 64064 • 816-***-**** • adyaa8@r.postjobfree.com Sr. Mortgage Loan Officer with 25+ years of experience assisting with and fulfilling the Borrower’s need for Mortgage transactions. I have held every position it takes from start to finish to get a loan closed. Whether it is Processing, Underwriting, Loan Officer and even a Branch Manager. Due to these positions, I know what it takes to get the loan closed with the best service and the best loan program to meet the Borrower’s needs. Because of the time I have held in the industry, I retain excellent personal, communication and organizational skills to lead the Borrower thru the process of Purchasing or Refinancing a Home in this current industry. My goal is to always show excellent communication skills, high quality of work, driven by the lowest costs and rate. I exhibit strong negotiating skills and business acumen with the ability to work independently. I have a vast amount of knowledge in FHA, VA, USDA, and Conventional products to place the Borrower where their goals will be met! E x perience

5/2023 to Present Sun West Mortgage Company, Inc. Lees Summit, MO Sr Mortgage Loan Officer

Assisting Borrowers at choosing and qualifying for the right Loan Programs to meet their needs whether for a Refinance, Purchase or Debt consolidation loan. Specializing In FHA and VA. Using Moran AI technology for a faster approval and closing. Ability to offer “Tru Approval” (same as a cash offer). Knowledge in Down Payment Assistance Programs, and USDA.

4/2018 to 4/2023 BNC National Bank Overland park, KS Sr Mortgage Loan Officer

Assisting Borrowers at choosing and qualifying for the right Loan Programs to meet their needs whether for a Refinance, Purchase or Debt consolidation loan. Specializing IN FHA and VA. Knowledge in Home Ready and USDA products as well. Proficient in Velocify, Blend, Encompass and Total Expert 3/2014 to 4/2018 First Federal Bank Kansas City, MO Sr Mortgage Loan Officer

Assisting Borrowers at choosing and qualifying for the right Loan Programs to meet their needs whether for a Refinance, Purchase or Debt consolidation loan.

11/2011 to 4/2014 Roundpoint Mortgage Raymore, MO

Branch Manager

Overseeing Licensing and loan production on a day-to-day basis. Assisting production for branch and all managerial duties for a producing branch, qualifying for the right Loan Programs to meet Borrower’s needs whether for a Refinance, Purchase or Debt consolidation loan.

2/2002 to 1/2009 Capital One Home Loans Overland Park, KS Underwriter/Loan Consultant

DE approval up to 685k. Able to approve all FHA, VA, and Conventional Loans. Responsible for customer relations, product knowledge and sales of product to meet specific requirements of the borrower’s needs. Familiar with Conforming, Non-Conforming & FHA Underwriting guidelines. Capable of high call volume and needed organization to effectively plan day to reach multiple tasks and goals. Achievments

Presidents Club member with FFBKC 2014-2018

Million Dollar Producer in GFE with Capital One Home Loans

Number One in Sales for TransAmerica

Highest Productivity & Quality of Underwriting with Cityscape

Capstone Institute, 16 hrs. of Intensive Training In Understanding FHA & VA Loans

100% Customer Satisfaction Award with Bank of America Mortgage

Registered DE Underwriter for Bank of America Mortgage and eSmart Loan (aka Capital One Home Loans) E ducation

6/1991 to 5/1992 Indiana Business College Terre Haute, IN Legal Secretary Studies

8/1989 to 5/1990 David Lipscomb University Terre Haute, IN Business Studies

Activities

Literature • Environmental conservation • Art • Paddle Boating • Fishing • Travel