Christopher A. Colón

Paralegal/Compliance Analyst/Administrative Assistant

ady9ej@r.postjobfree.com • 813-***-****

LinkedIn • Sun City Center, FL

Summary

Meticulous, Bilingual (fluent in Spanish), and analytical Paralegal professional with proven expertise leading full spectrum of legal document drafting, mortgage underwriting and compliance, as well as generating financial reports, including RESPA/Reg X Jumbo Loans, TILA Z, ECOA/Reg B, and HMDA/Reg C. Proven ability to identify errors and request alternate documents from clients to mitigate the discrepancies. Adept at reviewing all mortgage applications and supporting documents to ensure necessary information included for approval. Articulate communicator with ability to foster and maintain strong professional relationships with all levels of management and stakeholders.

Administrative/Technical Proficiencies

Administrative: Clarity Acuity MRN LPS MSP Pacer Vendor Scape LMA HomeSaver Citrix Cadence, Westlaw Trial Director Sanction CaseAware Real Serv Perfect Practice Tools/Systems: Desktop Underwriter Encompass Mortgage Loan Processing platform Hardware/Software: Microsoft Office Suite Equator Windows HomeSaver iCloud Outlook Areas of Expertise

• Advanced Legal Writing

• Contract & Family Law

• Law Office Management

• Legal Research

• Regulatory Compliance

• Administrative & Constitutional Law

• Real Estate & Tort Law

• Relationship Building

• Team Building & Leadership

Career Experience

Advocate Consulting Legal Group, Tampa, FL APRIL 2022- APRIL 2023 Tax Compliance Specialist

Created and updated Aircraft flight log status reports and FAA documentation, including preparation of aircraft records packages in accordance with

(IAW) all applicable FAA regulations. Managed service delivery timelines as established with the client or by firm policy and ensure that all client calls and email requests receive immediate attention, and issues raised are resolved as soon as practical.

Drafted appropriate documents and agreements in a timely fashion to ensure transactions can proceed in accordance with the client’s established timeline.

Maintained records in accordance with firm protocol to ensure that all client information is current, accurate, complete, and readily accessible.

Evolve mortgage services, Frisco, TX (Remote) AUG 2020 – JAN 2022 Underwriter

Accomplished thorough review of mortgage loan files, including Jumbo, Non-QM, credit, tax, collateral, income, and assets, as well as utilized AUS and manual guidelines to underwrite loans according to client requirements. Assisted Loan Officer with requests and tasks needed to complete and process applications. Provided guidance based on research of transaction tax laws and regulations. Identified portfolio risks resulting from the client's underlying business practices, underwriting, and/or fraud exposure. Calculated and recognized income/assets, and examined credit reports, purchase contracts, appraisals, title commitments, and other loan-related documentation.

Responsible for manually assessing the risk of a loan and making a credit decision based on the quality of the data in the loan file.

Collected data from clients such as their assets, salaries, debts, and employment status to fill in information for the loan application.

Reviewed file documentation for missing or erroneous information

Assessed and approved loan file compliance and completion conditions, as well as reviewed Fannie Mae’s DU and Freddie Mac’s LP systems.

Ensured accuracy, completion, and complaints regarding all loan documents. SitusAMC, Tampa, FL (Remote) MAR 2017 – AUG 2020

Underwriter Analyst / Quality Control

Performed thorough forensic underwriting review of closed mortgage loan files to ensure compliance with applicable state and federal laws such as ECOA, RESPA, TILA, HOEPA, and HMDA. Analyzed VA, FHA, FNMA, FHLMC, and USDA guidelines, policies, and procedures, as well as oversaw Freddie Mac’s LP and Fannie Mae’s DU systems.

Performed complex data and document validation for TRID and Pre TRID compliance

Reviewed loan file for completeness and accuracy including but not limited to calculation and verification of Income and Assets, evaluation of credit report, purchase contracts appraisals, title commitment. VOE tax retunes, divorce decreed and other loan documentation.

Achieved high-standard customer satisfaction, while delivering analytical technical support through phone, email, and correspondence.

Delivered efficient training for forensic analyst roles, including loan modification, seasoned compliance, and servicing.

Maintained 95%+ scores on each review, by utilizing exceptional skills. Treliant Risk Advisors, Tampa, FL (Contract) FEB 2016 – MAR 2017 Compliance (Forensic) Review Analyst

Oversaw and encrypted data transfers on portable media devices such as iPads, laptops. Evaluated and discussed income documentation, such as tax returns, shareholder statements, sales contracts, and income statements, to ensure accuracy in accordance with guidelines. Regulated compliance with applicable lender guidelines by conducting risk analysis for individual loan files. Forensic underwriting and quality control for Secondary Market transactions.

Completed detailed forensic underwriting review of closed mortgage loan files to ensure compliance with applicable state and federal laws such as ECOA, HMDA, RESPA, TILA, and HOEPA.

Identified Mortgage documents as Deeds, Notes, Assignments, Origination documents and other legal documents.

Conducted compliance and regulatory research as requested by staff and management. Florida Foreclosure Attorneys, Clearwarter, FL AUG 2013 – FEB 2016 Litigation Legal Assistant

Assisted attorneys by researching legal precedent, investigating facts, or preparing legal documents. Prepared legal documents, including briefs, pleadings, appeals, wills, contracts, and real estate closing statements. Prepared affidavits or other legal documents as directed. Maintained document file and file pleadings with court clerk. Gathered and analyzed research data, such as statutes, decisions and legal articles, codes and documents.

Investigated facts and law of cases to determine causes of action and to prepare cases

Called upon witnesses to testify at hearing.

Directed and coordinated law office activity, including delivery of subpoenas. Law Offices of Daniel C. Consuegra, Tampa, FL JUL 2010 – AUG 2013 Civil Litigation Paralegal

Assisted attorneys by researching legal precedent, investigating facts, or preparing legal documents. Prepared legal documents, including briefs, pleadings, appeals, wills, contracts, and real estate closing statements. Prepared affidavits and other legal documents as directed. Maintained document file and file pleadings with court clerk. Gathered and analyzed research data, such as statutes, decisions and legal articles, codes, and documents.

Investigated facts and law of cases to determine causes of action and to prepare cases.

Prepared witness and exhibit lists, as well as providing aid with the firm's monthly billing process.

Called upon witnesses to testify at hearing.

Directed and coordinated law office activity, including delivery of subpoenas.

Met and exceeded expectations averaging $98,000+ in revenue on quota for the month. Weltman, Weinberg, & Reis Co., LPA, Cleveland, OH JAN 2001 – JUL 2010 Litigation Support Trial Technician

Sorted, lifted, and pushed moderate to heavy loads of mail and packages to prepare for delivery. Delivered mail along the assigned route. Picked up or collected mail from customers. Collected postage due for charge on delivery or other services. Obtained signatures from customers, clients, business owners, for all mail that was registered, insured, or certified.

Assisted attorneys with management of routine case files.

Prepared Replevins and non-complex pleadings, documents, correspondence, and affidavits

Conducted basic research such as title searches, estate checks, asset location and skip-tracing.

Generated over $108,000 in revenue annually. Contacted clients, debtors, attorneys, and courts for instructions and status updates.

Negotiated payment arrangements and sale or return of assets/collateral for attorney/client approval. Education

Bachelor of Applied Science Paralegal Studies

Kaplan University, Davenport, IA

Associates of Applied Business Medical Practice Management Kaplan Career Institute, Brooklyn, OH

Affiliations

Cleveland Foundation’s Project Access

Florida Insurance Customer Representative, CPSR, 0440; License #: W845124 Awards

Awarded for excellent attention to detail on the overall reviews with zero errors, Treliant Risk Advisors, Tampa, FL

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