Objectives: Licensed mortgage loan officer professional seeking a full-time role, skilled in customer service, technology, financial writing and creating great customer experiences. Passionate about learning, helping others receive financial guidance and getting results.
TO SECURE A CHALLENGING AND REWARDING SECOND FULL-TIME POSITION THAT LEVERAGES MY SKILLS, KNOWLEDGE, AND EXPERIENCE, WHILE OFFERING OPPORTUNITIES FOR PROFESSIONAL GROWTH AND CONTRIBUTING TO THE SUCCESS OF THE ORGANIZATION.
Mortgage Loan Originator / Processor Feb 2022 – Present Top Mortgage LLC – MI, USA
Reviewed loan files and updated to match current standards
Worked with underwriters to fix application problems and resolve issues
Explained different types of loans pertaining to client situations
Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs
Fielded customer complaints and provided solutions
Implemented sales strategies that established relationships with realtors and CPAs
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans
Monitored pipelines to track and log status of loans
Explained very technical financial information to applicants in easy to understand language
Created strategies to develop and expand existing customer sales, resulting in increase in annual sales
Proactively identified solutions for customers experiencing credit issues
Established plans and payoffs for customers' loans, prioritizing control of overall costs
Supervised loan personnel and motivated to maintain customer service and performance standards
Demonstrated respect, friendliness and willingness to help wherever needed
Maintained energy and enthusiasm in fast-paced environment
Logistics and Warehouses Manager Sep 2020 – Jan 2022 Infinity Chemical Solutions Company S.A.R.L – Zefta, Lebanon
In charge of overseeing the purchasing & distribution of products in the supply chain
Planning and managing logistics, warehouses, stocks, transportation and customer service
Directing, optimizing and coordinating full order cycle
Met environmentally controlled warehouse operational needs through smooth staffing and resource allocation
Improved delivery plans with strong scheduling knowledge, organizational skills and route development expertise
Built motivated warehouse team to consistently accomplish operations goals and exceed performance targets
Kept documentation and records accurate and up-to-date with latest data to prevent errors in processing or delivery
WORK EXPERIENCE
Hassib Shmaisani
Cell #: 313-***-****
*****************@*****.***
2
Evaluated incoming shipments for quality issues and processed unacceptable materials for return
Oversaw upkeep of equipment and physical condition of warehouse, identifying and ordering needed repairs, renovations and replacements
Completed timely and accurate daily logs to keep internal reporting accurate and track materials movements.
Redesigned warehouse layout to accommodate new equipment, maximize space utilization and optimize processes
Safeguarded warehouse operations and mitigated liability by establishing and implementing employee training on safety and security protocols
Boosted warehouse operations performance by overseeing dispatching and setting optimal employee schedules
Kept corporate departments and customers updated on critical shipments
Set and enforced proactive inspection and maintenance schedules to keep equipment in good operational condition
Enhanced slot control of freight in warehouse by optimizing organization efforts
Offered expertise in inventory management and current stock levels to internal teams and customers to facilitate accuracy and product availability
Directed system updates to boost productivity and control recordkeeping errors
Maintained strong vendor connections by arranging pricing and delivery structures and managing specific shipment or paperwork concerns
Drove personnel performance by appraising job results, counseling personnel on needed improvements and disciplining substandard conduct
Trained new staff on job duties, company policies and safety procedures for rapid onboarding
Coordinated driver dispatch to accomplish daily delivery requirements
Conducted research to address shipping errors and packaging mistakes
Maintained established levels of goods based on sales forecasts and demand to fulfill orders on time
Integrated warehouse operations with existing and new business processes
Reduced worker accidents by implementing improved safety standards and monitoring procedures
Oversaw warehouse staff and maintained efficiency in fast-paced environment
Built continuous improvement culture that attracted and retained high-performing employees while reducing costs
Directed activities of staff performing repairs and maintenance to equipment, vehicles and facilities
Assessed and targeted customer needs to forge and cultivate productive relationships and maintain top satisfaction levels
Managing Director / Owner Oct 2018 – Aug 2020
Divine Travel & Tourism – Saida, Lebanon
Managing and supervising the whole operations in the agency
Managed day-to-day business operations
Consulted with customers to assess needs and propose optimal solutions
Performed statistical analyses to gather data for operational and forecast team needs
Trained and motivated employees to perform daily business functions
Evaluated suppliers to maintain cost controls and improve operations
Enhanced operational efficiency and productivity by managing budgets, accounts and costs
Optimized team hiring, training and performance
Maintained up-to-date administrative records to monitor operational conditions
Created and monitored promotional approaches to increase sales and profit levels
Organized and attended trade shows and special events to showcase products, network with other businesses and attract new customers
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Monitored market conditions to set accurate product pricing and take advantage of emerging trends
Conducted target market research to discover customer needs and analyze competitor trends
Introduced new methods, practices and systems to reduce turnaround time
Trained and developed team members to build human capital
Aligned branding initiatives and sales strategies with client goals
Prepared annual budgets with controls to prevent overages
Tourism Manager Dec 2017 – Oct 2018
New Plaza Tours – Beirut, Lebanon
Handling and supervising all the branches’ operation
Develop strategic policies and programs for corporate and individual travels
Handle and oversee all travel arrangements (air, hotels, etc.)
Manage relationships with DMC’s, Hotels and vendors
Negotiate contracts or rates with travel service providers
Provide advice on travel documents, insurance, import/export regulations etc.
Ensure compliance in all aspects of travel procedures
Promoting and marketing the business, sometimes to new or niche markets
Managing budgets and maintaining statistical and financial records
Selling travel products and tour packages
Sourcing products and destinations to meet consumer demands for bespoke travel and sustainable tourism
Taking part in familiarization visits to new destinations to gather information on issues and amenities of interest to consumers
Liaising with travel partners, including airlines and hotels, to manage bookings and schedules, often one year in advance
Dealing with customer enquiries and aiming to meet their expectations
Overseeing the smooth, efficient running of the business
Constantly motivating the sales team to hit their targets and ensure company profitability
Meeting regularly with team leaders to give them sales figures and plan how they approach their work
Meeting company directors who advise on strategy and finding out about any local issues and future trends
Dealing with disciplinary matters and customer complaints And more responsibilities on daily basis..
Travel & Tours Consultant– Marketing Specialist Nov 2016 – Dec 2017 Mirage Travel & Tours Jeddah – Al Arabia Travel Services
Develop strategic policies and programs for corporate travel
Handle and oversee all travel arrangements (air, hotels, etc.)
Manage relationships with DMC’s, Hotels and vendors
Negotiate contracts or rates with travel service providers
Provide advice on travel documents, insurance, import/export regulations etc.
Handle credit card charges
Ensure compliance in all aspects of travel procedures
promoting and marketing the business, sometimes to new or niche markets
managing budgets and maintaining statistical and financial records
selling travel products and tour packages
sourcing products and destinations to meet consumer demands for bespoke travel and sustainable tourism 4
taking part in familiarization visits to new destinations to gather information on issues and amenities of interest to consumers
liaising with travel partners, including airlines and hotels, to manage bookings and schedules, often one year in advance
dealing with customer enquiries and aiming to meet their expectations
overseeing the smooth, efficient running of the business
constantly motivating the sales team to hit their targets and ensure company profitability
meeting regularly with team leaders to give them sales figures and plan how they approach their work
meeting company directors who advise on strategy and finding out about any local issues and future trends
Dealing with disciplinary matters and customer complaints
Branch/Retail Showroom Manager Oct 2014 - Oct 2016 Rolaco Trading & Contracting Co. / Hotel Supplies Division Jeddah, KSA Luxurious Brands (Greggio Italy, IVV Handmade in Italy, MarioLuca Giusti, Dudson, Mealplak, Bang & Olufsen, Muldhorfer)
Responsible for the day-to-day running of showroom and store.
Maximizing profit while minimizing costs
Ensuring promotions are accurate and merchandised to the company’s standards, staffs are fully versed on the target for the day and excellent customer care standards are met
Required to deal with business development, human resources, marketing, logistics, information technology, customer service and finance.
Managing and motivating a team to increase sales and ensure efficiency
Managing stock levels and making key decisions about stock control
Analyzing sales figures and forecasting future sales
Analyzing and interpreting trends to facilitate planning
Using information technology to record sales figures, for data analysis and forward planning
Dealing with staffing issues such as interviewing potential staff, conducting appraisals and performance reviews, as well as providing or organizing training and development
Ensuring standards for quality, customer service and health and safety are met.
Responding to customer complaints and comments
Organizing special promotions, displays and events
Maintaining awareness of market trends in the retail industry, understanding forthcoming customer initiatives and monitoring what local competitors are doing
Initiating changes to improve the business, e.g. revising opening hours to ensure the store can compete effectively in the local market
Assistant Meetings & Events Manager Jun 2013 - Jul 2014 Radisson Blu Hotel Jeddah, KSA
Planning and organizing all the events and meetings held in the hotel; organizing all the facilities. In charge of banquet sales and marketing by promoting and selling our products & services to prospective clients
Ensuring that all clients’ needs & requirements are being met with upmost satisfaction
Coordinating with all the other departments assuring successful event execution
Taking care of the day-to-day M&E operations
Monitoring the sales & catering system on a daily basis ensuring that all the Banquet Event Order (BEO) are getting distributed to the concerned departments
Supervising the materialization conversion by taking decision of rate reduction based on demand & availability 5
Monitoring meeting room and ballroom allocations to maximize the generated revenue and maintain control over the function space availability
Daily tentative booking follow-ups
Conduct weekly trainings for both operational & sales techniques
Restaurant Manager Apr 2012 - May 2013
Radisson Blu Hotel Jeddah, KSA
Managing the day-to-day operation
Coaching outlet supervisor and assigning required On-Job-Skills trainings based on the business needs
Evaluates and develops the employee’s performance
Assisting the Food & Drink Manager in setting up the departmental budget and forecast
Reviewing all guest reviews and coordinating with the Executive Chef to better enhance our buffet and overall outlet services
Quarterly menu evaluation and applying menu engineering techniques to improve sales & maximize revenue
Assists the Executive Chef of developing the daily buffet menus to meet our clients’ expectations & taste
Ensures that the outlet pest control schedule, HACCP standards, basic food hygiene and other related activities are being met & followed
Meetings and Events Coordinator Jul 2011 – Apr 2012 Holiday Inn Izdihar Riyadh, KSA
Skills & Qualifications
NMLS License
Strong Communication skills
Leadership skills
Time management skills
Analytical skills
Verbal Communication
Customer service
Comfortable working in a fast-paced environment
Knowledge of different types of Home Loans
Computer Skills
Mortgage loan software programs
Written communications
Mortgage lender systems
Retail Management Systems
Microsoft Office (Word, Excel, PowerPoint), Internet knowledge and researching Microsoft AX Dynamics
POS systems
OPERA
SKILLS
6
Languages
Arabic - Fluent
English - Fluent
French – Basic
Bachelor of Business Management & Administration in Hospitality & Tourism Management October 2006- January 2011
Lebanese International University - LIU
REFERENCES AVAILABLE UPON REQUEST
EDUCATION