Yinetta Snead
Award Winning Mortgage Banker
Richmond, VA 23223
*****************@***********.***
Extensive general business experience including mortgage banking and loan administration processing.
Authorized to work in the US for any employer
Work Experience
RRP Program Construction/Perm
Virginia Housing Development Authority - Richmond, VA September 2021 to December 2021
• Prepared statistical information, researched accounting data and producing reports based on research
• Conducted complex administrative analysis requiring knowledge of administrative organization, policies, procedures and practices and performed other related duties
• Provided excellent customer service and support to internal and external customers
• Ensured clients had minimal program requirements
• Verified certifications that were completed by Landlords and Tenants Construction/Perm Analyst
Citizens Bank - Richmond, VA
June 2020 to June 2021
• Reviewed legal documents such as Hold harmless agreement, Builder permits, Builder risk and liability insurance Foundation survey and W-9 form to ensure accuracy
• Quality control
• Ensured accuracy of Imaging in FileNet
• Stored files within time frame before purging
Account opening & Maintenance Analyst
SunTrust Bank now Truist - Richmond, VA
February 2006 to February 2018
• Accounts opened and maintenance services for Wealth & Investment Management Line of Business including Gen Spring, Escrow services and Institutional
• Data Entry
• Provided support and excellent service to internal and external customers
• Monitored account opening process throughout all stages
• Set up APL accounts for Trading purposes
• Quality control on ACM requested and Automated Clearing House (ACH) validations
• Participated and documented special projects as needed
• Solid background in current Trust web and mainframe-based applications
• Strong knowledge of Standard Organizational Operating policies and procedures New Account Analyst
Wachovia Securities - United States
January 2005 to February 2006
• Contacted Borrowers, Attorneys and Third parties requested mortgage documentation for Traditional Modification
• Ordered credit reports, Flood certificates, requested and verified Escrow accounts and Attorney fees
• Reviewed several documentations such as Hardship letters, Monthly expenses, Paystubs, Tax Returns, Lease Agreements and bank statements in compliance within Freddie Mac guidelines
• Answered incoming calls
• Followed up with clients to request missing, additional or incomplete documentation
• Input full files into the processing system
• Prepared disclosures and submitted to Underwriting Education
High school or equivalent in N/A
Henrico High School - Richmond, VA
August 1978 to June 1981
Skills
• Microsoft Excel
• Microsoft Word
• Microsoft Outlook
• Banking
• Bookkeeping
• FileNet
• ACH
• Escrow