Loan Coordinator Credit Underwriter

Ebony Lindsey 469-***-**** E: adxt9r@r.postjobfree.com

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PROFESSIONAL SUMMARY Finance professional with 8 years experience delivering value-added home purchase experience while building longevity focused client relationships, Vast experience of processing guidelines and restrictions for government insured loan programs. Deadline-focused and highly effective at operating in fast-paced settings. Resourceful, goal driven, proactive with remarkable sense of market and customer positions.

AREAS OF EXPERIENCE

Account Management budgeting,

budget, Credit, Decision making

Government regulations

Data analysis

Strong verbal communication

Team leadership

Client assessment and analysis

Extremely organized

Lending & Underwriting Guidelines Credit & Income Analysis

Risk Assessment

Conventional & Government Mortgages

Policy & Procedure

Account Management

Executive Communication Account Service & Excellence

Work Experience

Home Point Financial Corporation Underderwriting Service Specialist 05/2021 - Present Remote Wholesale Mortgage FannieMae and Freddie Mac Loan Conventional, Refinance, FHA, VA Loan Products Analyze documents provided by processing and compare to 1003 Calculating income for various income types Manage and evaluate risk to financial institution

Review tax returns and asset statements Applies understanding of established guidelines

Citibank Credit Underwriter III 09/2020 - 05/2021 Remote Retail Mortgage Manual Underwriting Refinance and Home Equity Line of Credit Analyze documents provided by processing and compare to 1003 Calculating income for various income types Manage and evaluate risk to financial institution

Review tax returns and asset statements Applies understanding of established guidelines

Liberty Mutual Insurance Client Relationship Coordinator 07/2017 - 09/2020 Plano, TX Effectively utilize time to ensure company service levels are met. Process client billing, payments, and document correspondence Maintain licensing and continuing education requirements

Develop and maintain product, procedural, and technical systems Knowledge

Identifies, analyzes, and owns customer policy needs to ensure high client satisfaction

USAA FSB MORTGAGE LOAN COORDINATOR 01/2013 – 02/2015 USAA FSB Addison, TX

Works with a team of underwriters analyzing income, asset and collateral decision making.

Specializing in government loan income and asset analysis.

Manage and evaluate risk to financial institution

Review tax returns and asset statements

Applies understanding of established guidelines

Bank of America Home Loans Originations Referral Coordinator 01/2012 – 01/2013 Plano, TX.

Creates and disseminates meeting minutes.

Coordinates information flow.

Credit, income, asset analysis

Promote and refer loan products based upon client qualifications

Ensures compliance with all guidelines.

EDUCATION

Associate Of Science Biology 2010-2012 Texas College, Tyler, TX

Bachelor of Science Business Management 2015-2017 Paul Quinn, Dallas, TX

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