Rita Englebreth

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215-***-**** Doylestown, PA

Underwriter / Title Examiner

Summary

Mortgage industry expert with diverse loan processing experience in origination, underwriting, title research, and insurance for consumer loans up to $500K, wholesale loans over $10M, and personal credit approval up to $1M. Possesses strong analytical and management skills that have resulted in a 20+ year track record of strong customer satisfaction and revenue growth. Passionate about protecting consumer financial health as demonstrated by providing education regarding fiscal management choices to improve loan eligibility. Relied upon throughout career for impeccable work ethic which included working three jobs while studying during night school at Villanova University for a graduate degree.

QUALIFICATIONS SUMMARY

●Consistently surpassed monthly loan closure quotas during career.

●Possesses a real estate license and FHA & VA trainer certification.

●Has excelled in positions in banking, insurance, and collections industries from supporting customer acquisition of loans to performing necessary collections activities.

●Extensive experience analyzing public records while performing title examination duties while using various title software while maintaining confidentiality.

PROFESSIONAL EXPERIENCE

State Farm 2000 – 2020

Agency Co-Owner

Built two profitable State Farm agencies in Philadelphia and Southampton overseeing all loans before being reviewed by company headquarters.

●Made the difference between customers selecting other insurance agencies due to going the extra mile to meet every customer demand in a positive, proactive manner.

●Effectively customized new national products to local customer buying considerations to attract sales.

●Gained the trust of customers from diverse demographics through effective education of personal risk.

●Attained a high level of customer referrals due to strong existing customer relationships.

●Generated over $25M+ of revenue during tenure.

Industry Mortgage Company 1996 – 1999

Underwriter

Managed a 10-person team responsible for loan origination and closing pre-approving loans. Promoted to the wholesale loan processing with a large quota for selling bulk loans to investors by creating compelling sales presentations.

●Improved company operating consistency by analyzing and standardizing loan processing that ensured fair and consistent evaluation of client credit worthiness by all staff.

●Headed the title examination process searching local records and managing filing procedures.

●Successfully achieved wholesale loan quota with a minimum loan of $10M per transaction.

Additional Experience

Underwriting Team Leader, Crusader Bank, 1995 – 1996

EDUCATION

Master’s in Finance, Summa Cum Laude

Villanova University

Bachelor’s in Business Marketing, Minor in Mathematical Secondary Education

West Chester University

LICENSES & CERTIFICATIONS

Real Estate License

Korman Suites

FHA and VA Loan Processing Trainer Certification

Pennsylvania Bank Bensalem

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