LOLU NATHAN EDUN

Toronto, ON

416-***-**** adxguw@r.postjobfree.com

CAREER OBJECTIVE

A leader, self-starter and dynamic team player with a motivational working style, problem solver with strong leadership, strategic planning, change management, risk management and communication/negotiation skills ensuring output are aligned with organizational strategic goals and expectations.

Excellent leadership experience managing cross-functional teams, outsourced functions teams and project teams. Also, matters related to people management, such as performance management, learning and development planning, vacation planning, timely and acting as a mentor.

Expertise in resolving complex regulatory and business problems acting as a point of contact between the line of business, leadership and regulators during regulatory examinations and audits.

Terrific experience leading regulatory solutions team and liaising with lines of business to ensure all necessary regulatory documentation is received to ensure process efficiency and compliance with regulatory requirements.

Seasoned Governance, Risk & Compliance professional with over 5 years' experience with a validated performance for delivery on regulatory compliance supporting Retail Banking, Private Banking, Corporate Banking, Investment Banking, & Capital Markets.

Excellent understanding of the Compliance Reporting Framework (including Regulatory Change Management) to allow increased visibility of residual risks.

Expert experience leading the team to conduct compliance testing to ensure AML, KYC, Sanctions, and internal compliance procedures are duly followed on onboarded and existing clients.

Sound knowledge of compliance programs including Sanctions, Customer Due Diligence, and KYC requirements, Transaction Monitoring, Regulatory Reporting, Approval, Onboarding Projects, Consent Orders and other related regulatory demands.

Working knowledge and understanding of PCMLTFA, OFAC, ABAC, BSA/AML, USA Patriot Act, FATCA, Bank Act, GDPR, PIDEDA, OSFI, FCPA, FINTRAC, Volcker, Basel iii.

Expertise revamping compliance program working closely with the legal team, the business development, KYC team and the privacy team to ensure non-violation of privacy/data regulations like PIPEDA/GDPR act.

Expertise building Project Plans for various regulatory initiatives from documentation through to completion

Expert knowledge in preparing gap analysis to identify potential gaps in compliance programs as well as the development of remediation plans to address deficiencies.

Excellent communication, interpersonal and presentation skills to work with business and executive management to provide updates on compliance efforts and progress.

Ability to work independently and manage people with conceptual and strategic thinking, analytical and problem-solving skills with a strong interest in learning new technology.

Ability to multi-task with excellent time management and prioritization skills to meet tight deadlines and quick adaptation to change and work well within a fast-paced and dynamic workplace.

CORE COMPETENCIES & SKILLS

Banking, Financial Services, AML/ATF Transaction Monitoring, Quality Control & Analysis

Regulatory Compliance, Client Onboarding Analysis, Fraud Claims Analysis, Training and Coaching, Risk Analytics, Human Trafficking & Smuggling, Counter of Terrorism Financing

Anti-Corruption, GDPR Compliance, KYC Remediation, Fraud Investigation

CAREER HIGHLIGHTS

People manager with a passion for developing others and retaining talents

Highly developed and proven creative, operational and results-driven abilities in AML/ATF investigations, fraud investigations, KYC remediation, AML/ATF transaction monitoring.

Refined leadership, negotiating and management skills empowered through years of experience in professional risk-based full-cycle investigations including gathering, analyzing, and evaluating relevant information to determine sufficient suspicion of money laundering, financing of terrorism, or other criminal activities exists

Experienced in preparing and submitting STR reports to ensure compliance with legislative/regulatory requirements and to mitigate risk

Proven expertise and results-driven experience with FINTRAC, and Global AML/ATF rules and regulations and predicate offenses (e.g., trafficking in illegal narcotics, firearms, humans and illegal contraband, bribery, fraud, and corruption)

Strong eye for identifying and resolving problems with viable solutions, inspiring leadership

Meticulous and results-driven work ethics, whilst implementing strong developmental strategies

Strong functional knowledge and proficiency in Open Sources (Google, Norkom, Fortent, Screening Tools, World Check, DDIQ, RDC scan), MS Word, Excel, Shared drive, PowerPoint, Windows OS, Data Entry SENIOR, IVU, Intellicheck, CSP, GO2, Avaya, Equifax, Companies House, Charities Commission, Onfido, Barclays Verify.

WORK EXPERIENCE

AML RIGHTSOURCE, TORONTO, ONTARIO.

SENIOR KYC COMPLIANCE ANALYST

October 2022 – Till Date

Providing End to End dedicated and robust specialist KYC expertise throughout the Issues Management Process

Using expert KYC knowledge, communication, and problem-solving skills to analyze information, that has been provided by the KYC team

Maintaining a high standard of accuracy during all stages of the, taking ownership to resolve issues

Utilizing solid communication skills to explain the reasons for our control requirements, to the KYC teams and other internal stakeholders where required

Contributing to a Positive, Supportive and Proactive working culture by sharing knowledge and expertise both locally and globally

Liaising with other teams & functions to consistently deliver an excellent ‘One Barclays’ Client experience and challenging operational processes with solutions

Conducting a gap analysis on procedures vs policy, have a solid grasp of how these are governed and how to interpret the policy

Analyzing client data and documentation stored in the KYC Files to establish whether Procedures, Policy and regulatory requirements are met

Assisting team leaders in the preparation of Executive summaries, reports, and Management Information

Supporting the embedding of all relevant policies, regulatory requirements, facilitate, share knowledge, and best practices

Using excellent problem solving and team working skills to resolve complex cases, ensuring the Bank’s Policy and regulatory requirements are always met

Handling and supporting testing and implementing of new controls and checks for KYC Operation teams

Taking ownership for maintaining a high standard of accuracy during all stages of the client review, working towards “right first time” objectives

Working closely with other KYC managers to assist KYC leadership in delivering an outstanding performance across the team, demonstrating excellent behaviours

Assisting the relationship team by providing direct client contact throughout all stages of the KYC team’s processes to enhance speed of client delivery received

Successfully reviewed LCTR and STR reports received, while evaluating LCTR exemption to ensure it’s in compliance with AML/CFT regulatory standards

Duly escalated potentially suspicious activity and high-risk customers for further review

Implemented and ensured compliance with all operating procedures, processes and policies

Efficiently conducted AML/KYC reviews and reviewing LCT to identify potential instances of ML/TF, while collecting and examining financial statements and documentation with tact

Serve as the primary escalation point for enterprise-wide escalations of likely sanctions matches.

AMERICAN EXPRESS, TORONTO, ON.

Compliance ANALYST & Fraud Investigation Expert

October 2021 – October 2022

Manage and update of AML and other Compliance related policies and procedures, formalize guidelines and (ad hoc) communications and training towards American Express employees

Assessment of customers identified as “Politically Exposed Person – PEP” or clients for which it has been outlined the need to perform further verifications from an AML standpoint

Provide support within the transaction monitoring framework such as investigation and analysis of suspicious activity reports, transaction monitoring alerts, and referrals on potential money laundering / terrorism financing / fraudulent activities

Advice the business in Compliance related matters that impact the day-by-day activities

Contribute to the overall Compliance Program such as the compliance risk assessment, compliance monitoring

Participate to Compliance reporting (local, regional and global)

Provide support on day-to-day tasks and participation within projects

Performed end to end investigations and analysis and documenting details reports triaged alerts (TRM & UTR)

Determined and implemented additional steps, validated KYC risk compliance based on research of customer records, verification of account purpose and legitimacy, analysis of transaction activity

Performed detailed analysis to detect patterns, trends, anomalies and schemes in transactions and relationships across multiple businesses and products

Made risk determination based on sanction alerts, extracted from Canadian and International list screening

Investigated and evaluated wire transfers and other payments for potential fraud, money laundering, terrorist financing patterns and inconsistencies

Performed Enhanced Due Diligence investigation on consumers deemed on customers deemed high risk, and suggested account restrictions and/or account closures based on risk to the institution

Reviewed, researched and made determination of suspicious items and transactions identified according to the Bank Secrecy Act (BSA) via AML automated alerts or manually received reports and referrals

Investigated, detected and monitored both retail and commercia accounts for suspicious transactions on a daily basis in order to prevent Money Laundering and Terrorist Financing

Ascertained negative media, client industry, country risk impact effecting reputational risk to the bank

Conducted negative news screening on World Check to further investigate and screen Relevant Adverse Information about a client

Provide subject matter expertise regarding Sanctions and PEP regulations.

Identify regulatory OFAC/Sanctions compliance issues/concerns and make suggestions and/or take corrective actions to implement solutions to improve controls/operations.

Investigate apparent breaches of regulation/compliance standards, make recommendations as appropriate, and execute implementation of corrective measures

HEINEKEN PLC

account manager January 2015 - January 2021

Led a team of dedicated field sales and distributor teams who were responsible for executing on the strategic plans to increase market share.

Developed Annual Business Plans with all assigned accounts including, but not limited to volume, distribution, market share, promotion, pricing, product position, POS placement, spending, etc.

Worked with Senior management, marketing, field sales teams to develop strategy to maintain and increase market share through product enhancements & promotions

Analysed all internal and syndicated data on accounts to identify opportunities to improve Nigeria Breweries business. Made recommendations for new products/programs/etc. based on analysis of account needs and market trends.

Conducted ongoing audits and monthly reporting on pricing, distribution, display, and feature activity.

Provided regular input and feedback on all competitive programs to sales and marketing department heads to ensure Nigeria Breweries Plc can maintain a competitive position in the marketplace.

ACCESS BANK PLC

KYC ANALYST January 2012 – December 2014

●Attained the organizational goals and expectations by continual learning, application of procedures and tasks, as well as meeting or exceeding company needs with genuine passion

●Identify trends and processes in increased risk levels of fraud, create reports on the audit results of fraudulent cases, and communicate findings to senior management

●Liaise with merchants and law enforcement agencies to validate the legitimacy and severity of fraudulent claims to mitigate potential losses.

●Conducted due diligence in ensuring the accuracy of merchant chargebacks, by reviewing relevant documents and affidavits – identify and escalate fraudulent trends to maximize reduction of losses

●Provided technical training for customer service agents on first-level fraud prevention – for new hires and continuous development sessions

●Lead the onboarding process for new hires and provide progress updates to the leadership committee

●Exceeded targets, team goals and overall organizational objectives with strong drive and focus

●Successfully worked with cross-functional partners in Compliance to execute investigation, while identifying trends and processes in increased risk levels of fraud, create reports on the audit results of fraudulent cases, and communicate findings to senior management

EDUCATION

●Babcock University, Nigeria

Honors Bachelor of Agricultural Science - Jun 2010

KEY PERSONAL STRENGTHS

Highly developed and strong interpersonal skills, effective individualistic communication

Proven abilities in building and maintaining relationships with people in a proactive manner

Successfully able to record, remember, and verbally communicate detailed information

Robust and highly efficient problem solving, analytical and troubleshooting skills

Meticulously organized and detail oriented, able to produce quality work under high pressure

Able to meet deadlines consistently through a proven track record of superb time management skills, cost effective approaches to operational functions and overall robust style of work

Contact this candidate