Mechelle Neighbors
** ******* **, **** ****, AL *5054
***********@*****.***
Objective
Strategist…. Innovative…Knowledgeable…Creative…Organized…Resourceful…Adaptive To obtain a position with a growing company where I can utilize my skills with the opportunity to learn new skills. Seek diversity and professional challenges with an opportunity for advancement. Experience
SEPTEMBER 2022 – NOVEMBER 2022
TRANSACTION COORDINATOR/eXp Realty – Gusty Gulas Group, Birmingham, AL Managed contracts throughout the selling and buying process; responsible for completing escrow paperwork, scheduling repairs and inspections, order termite and wood infestation, order home warranty, order sellers’ payoff statement, order septic inspection, and making sure offers and counteroffers are approved; make sure all documents are filed on time, arrange for closing procedures, enter client information into the database, follow-up with customers after the sale, and perform other administrative tasks as needed.
SEPTEMBER 2021 – MAY 2022
Mortgage Loan Closer/ FBC Mortgage LLC, Orlando, FL Perform pre-closing audit of closing and compliance documentation including but not limited to initial 1003, initial and final LE and CD as well as corresponding Change in Circumstance, Appraisal, Title, Property Insurance, Lock in Agreement, Loan Approval, Mortgage Insurance Certificate, Flood Certificate and Survey. Complete data entry in Encompass and generate closing instructions and documents. Review CD for accuracy and tolerance variations. Run and review Mavent Compliance Report. Review and clear all “Prior to Closing” and “Prior to Document” underwriting conditions. Upload all final closing documentation into system. Request funding wires directly from wire department. Review funding documents as required. Assist post-closing in obtaining any corrections to closing documents as required. Perform various additional tasks as assigned by Closing Manager that may not be specifically listed in this position description
OCTOBER 2016 – SEPTEMBER 2021
Branch Manager/Closing Coordinator/Reli Settlement Solutions, LLC, Bham, AL Receive title orders and/or ratified sales contracts from lenders and/or realtors for refinance, purchase/sell of residential, commercial, second home, and investment properties; Review title commitments for curative requirements and pre closing information needed prior to sending to lenders and realtors; Review surveys for encroachment; Prepare pre-closing documents, including but not limited to deeds, affidavits, IRS documents, necessary hold harmless; Work with lenders, sellers, agents, purchasers and title underwriters to verify, clear, and/or correct title requirements such as IRS/tax liens, judgements, outstanding mortgages, corrective deeds, Heirship Affidavit and any other corrective measures required by title underwriter; Prepare closing documents for TRID and Non-TRID transactions; Meet with buyers and sellers, at closing, to review, discuss and witness/notarize lender and title PAGE TWO OF TWO
documents; Review all lender and title documents preparation documents package to send to lender; Work hand in hand with title company, real estate agents, and financial institutions; Input information necessary for 1099 reporting.
MARCH 2015 – OCTOBER 2016
Closing Coordinator/Jefferson Title Corporation, Birmingham, AL Receive title orders and ratified sales contracts from lenders and/or realtors; Review title commitments for curative requirements and pre closing information needed prior to sending to lenders and realtors; Review surveys for encroachment; Prepare pre-closing documents, including but not limited to deeds, affidavits, IRS documents, Hold Harmless; Work with lenders, sellers, agents, purchasers and title underwriters to verify, clear, and/or correct title requirements such as IRS/tax liens, judgements, outstanding mortgages, corrective deeds and any other corrective measures required by title company; Prepare closing documents for TRID and Non-TRID transactions; Perform closings; Prepare package to send to lender; Work hand in hand with title company, real estate agents, and financial institutions; Input information necessary for 1099 reporting.
JULY 2006 – MARCH 2015
Closing Coordinator/Blair & Parsons, PC, Pell City, AL Responsible for bidding and purchasing of all office equipment including new computer systems, printers, and scanners and work with technical support troubleshooting and maintenance and ordering supplies; In charge of public relations for law firm and title company, including Facebook, attending monthly Realtor luncheons, and supporting different charitable events on behalf of the Firm; Receive title orders and ratified sales contracts from lenders and/or realtors; Order title; Review title commitments for curative requirements and pre losing information needed prior to sending to lenders and realtors; Review surveys for encroachment; Prepare pre-closing documents, and initiate all corrective measures required by title company; Prepare closing documents for TRID and Non-TRID transactions; Perform closings; Post close all transactions; Work hand in hand with title company, real estate agents, and financial institutions; Prepare 1099 reporting to be sent to the IRS annually
JULY 2004 – JULY 2006
Physician Assistant/Surgical Associates, PC, Birmingham, AL Responsible for vital signs and weight upon patient arrival; Responsible for preparing procedure room for in office surgeries; Responsible for making follow up appointments; Responsible for scheduling outpatient procedures and/or testing; General secretarial duties JANUARY 2001 - JULY 2004
Xray Tech/Physician Assistant/Northside Medical Assoc, Pell City, AL Responsible for all correspondence; Responsible for coordinating all outpatient testing and/or procedures for all physicians; Responsible for getting referrals and checking with insurance companies for coverage; Filled in taking and developing x-rays when needed; General secretarial duties Skills
Encompass Mortgage Software • Word • Softpro Closing and Title Software • Excellent time management skills • Conflict Management • Public Speaking • Data analytics • Skyslope Real Estate Software • PreClose Real Estate Software • ListedKit Real Estate Software