Loan Underwriter Mortgage

Senior Real Estate Loan Closer/Funder

Summary of Qualifications:

Meticulous and methodical Closer successful in assembling closing documentation for Conventional loan. Work quickly and accurately to meet strict standards, mortgage guidelines, clear issues and prepare document packages. Talented senior closer/funder well-versed in loan closing documentation and funding requirements. Manages high-volume loan paperwork in dynamic environments with high production and customer relations target. Senior Document Drawer with more than 7 years’ experience. Willing to work long hours to increase productivity. Honest, helpful, dependable, productive, excellent customer service and sales staff support. Love to work; always willing to go the extra mile to manage work overload. Well-mannered and well spoken. Ambitious person who goes beyond with a "Can Do Attitude".

Skills:

• Legal Closing Documentation • Real Estate Closing Assistance

• Funds Disbursement Application • Microsoft Excel

• Insurance Forms • Digital Applications

• Microsoft Outlook • Encompass

• Settlement Statements • WordPerfect

• File Documentation • Microsoft Word

• Closing Costs Calculation • Microsoft Teams

Employment:

Mission Federal Credit Union, San Diego, CA 92131 04/2015-Present

Senior Real Estate Loan Closer/Funder

•Draw HELOC, 1ST TD Refi, Stand Alone 2ND, PURCHASE Loan docs.

•Managed own pipeline. Preparing mortgage loan file by reviewing loan application; clarifying or obtaining more information.

•Obtaining mortgage loan documentation by reviewing credit reports, appraisal, property tax information, prelim, and related information.

•Finding mortgage loan application and documentation by checking lock end date, by highlighting deficiencies; notifying mortgage loan underwriter and mortgage loan supervisor.

•Preparing closing statements and informs borrowers by calculating payoff and interest payments and closing costs, forwards information to borrowers.

•Keeping information accessible by sorting, organizing, and filing documents.

•Supporting customer confidence by keeping mortgage loan information confidential.

•Conduct bank mission by completing excellent quality and accurate sets of loan docs.

•Prepare closing statements each closing and detailing important property information.

•Validated and audited final signed documents in accordance with state, county, and investor guidelines.

Education:

• Montgomery Adult School, San Diego, CA 92154 / GED / 1997-1998

• Araullo University of the Philippines, Philippines / Management - associate degree / 1993-1996

Reference available upon request.

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