L OURDES V E G A

OBJECTIVE

To contribute to the growth of your organization and expand my

professional horizons.

EXPERIENCE

**** –Present Ascendant Commercial Insurance Company. Miami, Fl.

Property Damage Adjuster

•Handling VIP accounts.

• Maintain quality service by assuring prompt and accurate handling of claims.

• Investigate, evaluate, negotiate, and resolve coverage and determine liability through effective research,

negotiation and interaction with the insured’s and claimants.

• Set loss reserves.

• Pursue subrogation with claimant’s insurance carrier when appropriate.

• Handle APD Litigation Claims.

2011-2012 Lozano Insurance Adjuster, Inc.

Miami, Fl.

Claims Adjuster .

Adjusting reserves to investigate,evaluate,negotiate and resolve coverage and determine liability through effective research. Adjusting no-fault, property damage, bodily injuriy and litigation claims handling. 2008- March 2011 Seminole Casualty Insurance Company Tamarac, Fl

Property Damage Adjuster

• E - M A I L L U L Y 0 3 8 3 @ G M A I L . C OM

1 3 2 0 3 S W 4 2 ND ST • MIR A M A R F L 3 3 027 • P H ONE ( 7 8 6 ) 805- 2397 2

• Maintain quality service by assuring prompt and accurate handling of claims.

• Investigate, evaluate, negotiate, and resolve coverage and determine liability through effective research,

negotiation and interaction with the insured’s and claimants

• Set loss reserves.

• Pursue subrogation with claimant’s insurance carrier when appropriate

2003–2008 Gainsco Auto Insurance Company Miami, Fl Claims Adjuster (Property Damage and Bodily Injury) Maintain quality service by assuring prompt and accurate handling of claims.

Investigate, evaluate, negotiate and resolve coverage and determine liability through effective research, negotiation and interaction with insured’s and claimants.

Set loss reserves.

Persue subrogation with claimant’s insurance carrier when appropriate.

Process windshield claims; clearing coverages; setting loss reserves for state of Florida required amount, provided information to the auto glass company.

Handling bodily injury claims involving soft tissue injuries.

Negotiation bodily injury demands with attorneys. 2000–2003 Gainsco Auto Insurance Miami, FL

Appraisal department dispatcher/Salvage clerk

Process estimates received from staff appraiser.

Track, print and distribut all assignments.

Handle customer inquiries regarding claim status.

Handling total losses files.

Process titles through DMV.

1993–2000 AIB-Union American Insurance Co. Miami, FL Appraisal department dispatcher/Salvage clerk.

Process estimates received from staff appraiser.

Track, print and distribut all assignments.

Handle customer inquiries regarding claim status.

Handling total losses files.

Process titles through DMV.

3

EDUCATION

2002 Miami Dade Community College Miami, FL

Completed course for 6-20 All Lines Adjuster License. 1983 Miami Dade Community College Miami, FL

Completed Bilingual Secretry Course

1980 Hialeah Miami Lakes Senior High Miami, FL

Received High School Diploma

SKILLS

Knowledge of Microsoft Word, Excel, Outlook, Internet Explorer and other Microsoft Windows applications. Knowledge of Image Right, AS- 400 and Guidewire.

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