Less Than Customer Service
Resume:
Tamala Backus
CONTRACT MORTGAGE UNDERWRITER
Houston TX 77338
adx0lt@r.postjobfree.com
Work Experience
CONTRACT MORTGAGE UNDERWRITER
AMC Mortgage Services
July 2018 to August 2022
Remote capability for Underwriting
* Underwrite mortgage insurance application files for acceptable risk based on Published guidelines.
*Credit Reviews
*Provide mortgage insurance certifications for single family residences within the United States
*Income verification and review
*Mortgage payment history review
*Execute tasks to meet established productivity and quality metrics.
*Familiar with FHA, FNMA, FMLMC, HARP and Conventional Underwriting Programs.
*Communication between all parties involved in the mortgage transaction.
*Ability to work with minimal supervision, independently.
*Self-motivated
*Experienced with workflow systems and images.
CONTRACT MORTGAGE INSURANCE UNDERWRITER
ESSENT GUARANTEE/GOOI MORTGAGE
April 2016 to March 2018
*Remote capability for Underwriting
*Underwrite mortgage insurance application files for acceptable risk based on Published guidelines.
*Credit Reviews
*Provide mortgage insurance certifications for single family residences within the United States
*Income verification and review
* Execute tasks to meet established productivity and quality metrics.
*Knowledge of Product and Pricing
*Familiar with FHA, FNMA, FMLMC, HARP and Conventional Underwriting Programs.
*Appraisal Collateral review
*Communication between all parties involved in the mortgage transaction.
* Ability to work with minimal supervision, independently.
*Self-motivated
*Experienced with workflow systems and image
*Ability to deliver difficult decisions in a professional positive manner. PROCESSOR
REALTY UNLIMITED
February 2008 to December 2015
*Communication with Title Company Underwriters.
*Credit Review
*Income verification and review
* Communication with Real Estate Agents.
* Familiar with FHA, FNMA, FMLMC, HARP and Conventional Underwriting Programs.
* Appraisal Collateral review.
* Ability to work independently.
*Satisfy all conditions when received from underwriting.
*Ensure approval falls within lending guidelines
Title Company Underwriters.
*Credit Reviews.
*Income verification and review
*Familiar with FHA, FNMA, FMLMC, HARP and Conventional Underwriting Programs.
*Appraisal Collateral review.
Education
HIGH SCHOOL DIPLOMA
HAZELWOOD CENTRAL HIGH SCHOOL
May 1994
Skills
62 wpm (Less than 1 year), Customer Service (Less than 1 year), documentation (Less than 1 year), Excel (Less than 1 year), FHA (10+ years), Freddie Mac (Less than 1 year), GSE (Less than 1 year), HMDA (Less than 1 year), Mac (Less than 1 year), MS Excel (Less than 1 year), Outlook (Less than 1 year), Outlook Express (Less than 1 year), Quality Control (Less than 1 year), RECEPTIONIST (Less than 1 year), RETAIL SALES (Less than 1 year), Risk Management (Less than 1 year), TRADING (Less than 1 year), TYPING (Less than 1 year), Windows XP (Less than 1 year), Mortgage Loan, Underwriting, Fnma, Fair Housing Regulations, Microsoft Word, Microsoft Office, Microsoft Outlook
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