CHRISTOPHER M. HERNANDEZ
Address: **** ***** ****** ************ ***** City
Email:***********@*****.***
Mobile No.: 096********
SUMMARY
A Hard-working cum-laude graduate with proven efficiency and consistency in commercial/personal loans and real estate processes. A dedicated and experienced worker aiming to achieve the company’s goal and take on more responsibilities as quickly as possible.
WORKING EXPERIENCE
CAREGIVER / PALLIATIVE HEALTH AID - ACTIVCARE – October 18, 2022, to December 18, 2022
Patient with Catheter, NGT, PEG,
Assisting cancer patients with a contraption
Ambulatory patient
Expose with Alzheimer’s patient /dementia
assisting clients with personal care and hygiene, helping clients take prescribed medication, taking care of the older person and assisting with their medical needs, assisting with basic needs, bathing, grooming, and toileting, emotional support, giving meals, Transferring assistance from bed to wheelchair.
ON THE JOB TRAINING -CRMGH June 3, 2022 to July 3, 2022
Patient with Catheter, NGT, PEG,
Assisting cancer patients with a contraption
Ambulatory patient
Expose with Alzheimer’s patient /dementia
assisting clients with personal care and hygiene, helping clients take prescribed medication, taking care of the older person and assisting with their medical needs, assisting with basic needs, bathing, grooming, and toileting, emotional support, giving meals, Transferring assistance from bed to wheelchair.
Loan Processor- Rizal Commercial Banking Corporation- October 19, 2020, up to May 1, 2022
Reconciliation of Accounts.
Posting of payments, Reversal and Re-application of payments
Creation of billing, Memo tickler in ICBS Loan Subsystem
Interest repricing.
Loan Verification Officer- Super Cash Lending Corporation ( December 28, 2018, to September 2, 2019.
Job Description
To check the application information
To verify Client’s employment status
To verify Client’s information with phone calls
To verify Client’s employment information
Telesales
Online Selling and Freelance Loan Agent (Commercial and Personal) September 2016 up to present.
Loan Processor Level 3 (Commercial and Corporate) February 19, 2011, up-to Feb 20, 2016- BDO UNIBANK INC.
Job Description
Assess documents before crediting loans.
Reviews the notes-clearing reports to ensure that payments for accounts serviced by the assigned unit are duly posted in ICBS Loan Subsystem
Prepares minutes of the meeting, transmittals, TAT report, batch sheets, and accounts receivable/miscellaneous liabilities disposition sheets ensuring completeness and accuracy of accounting entries made.
Balances end-of-day workstations.
Processes Loan payments, releases, renewals, and extensions with approved instruction sheets
Implements interest booking advice/instruction of the account officers for interest reprising in ICBS to ensure that the interest rate conforms with the prescribed bank rates
Accepts Check payments and ensures the accuracy of date, figures, and words
Encodes check details
Checks the completeness and accuracy of pertinent documents that require in processing of Loan’s Credit
Books Loans, Extensions and Renewals in the system (ICBS)
Assistant Account Officer/Marketing Assistant- February to September 2010- STAFF ALLIANCE
Job Description
Prepares Request for booking-(Loan Release Form), SOA, Credit proposal, Financial checking
Emails interest and principal payments instructions to Loans Operation Department
Coordinates with the clients regarding submission of pertinent documents
Monitors maturities and dues for payment (interest and principal)
TRAININGS AND SEMINARS
ON THE JOB TRAINING June 3, 2022 to July 3, 2022
CRMGH
STANDARD FIRST AID AND BASIC LIFE SUPPORT WITH AED TRAINING
PHILLIPPINE RED CROSS June 11,12 18, and 19
WOR VALUES
BDO UNIBANK INC. September 11, 2013
NSTP Seminar on Leadership
STI College EDSA- Crossing January 15, 2005
SKILLS
MS Applications proficiency,Internet Browsing for research, Typewriter, Facsimile, Good Communication Skills
EDUCATIONAL BACKGROUND
January to July 2022 – ST. CHAMUEL INSTITUTE OF TECHNOLOGY- Caregiver-Infant, Child and Elderly health care provider (WITH NCII CERTIFICATION)
2005-2009 – STI College Shaw
Bachelor of Science in Office Administration – Graduated Cum Laude
Included in the Dean’s list consecutively (S.Y. 2006-2009)
PERSONAL BACKGROUND
Birth Date : April 3, 1985
Birth Place : Pasig City
Gender : Male
Age : 37
Language : English/Filipino
Interest : Joining in an organization
REFERENCES
RCBC- Aurea Alfonso Badiola
Department Head
RCBC- Catherine Cipriano
Junior Assistant Manager
RCBC-Famela Castro
Credit Analyst
Christopher M. Hernandez
Applicant’s Signature
Bangkok bank
Facilitates legal/ loan documentation for loan accounts (e.g. Acceptance Letters, Credit line agreements, Suretyship Agreements, Real Estate and Chattel Mortgages, Promissory Notes, etc.)
Monitors the completeness of required documents for loan accounts
Credit Folder Custodian - Responsible for updating an orderly manner the credit folders of all loan accounts
Vault files Custodian - Responsible for updating and safekeeping in an orderly manner the vault documents of all loan accounts.
Facilitates weekly, monthly, quarterly, and semiannual reporting requirements related to the corporate borrowings to IBG, Audit & Control (HKG), BSP, and BAP;
Facilitates the entries in the equation system for the monthly withholding tax on FCDU loans;
Loandex: - facilitates the inquiries and responses of BAP member banks in the loandex system.
Adhere to all bank and department personnel policies and procedures.
Perform other reasonably related job responsibilities as assigned by immediate supervisor and other management as required.