Aml Analyst Fraud

ADEBOWALE OLUDAYO DAIRO

• 929-***-**** • ***********@*****.*** • Gahanna, OH 43230

AML/FRAUD/KYC /OFAC ANALYST

PROFESSIONAL SUMMARY

Proactive AML/KYC/OFAC/FRAUD analyst with 5years of experience in the banking industry. Specializes in Anti-Money Laundering, Fraud analysis, OFAC stripping, KYC (Know Your Customer), Transaction monitoring, SAR drafting, Policies and procedures, Account reviews, Adverse News Screening, and Case management. Proficient in MS Office suites, Investigation, Risk management, and Research. Seeking an opportunity to add value to any organization interpersonal skills and multi-tasking ability.

TECHNICAL SKILLS

● SAR drafting ● OFAC stripping

● Risk management ● Data documentation

● Investigation ● Information verification

● Fraud analysis ● Time management ● KYC ● Compliance strength

● Banking regulation ● Research

PROFESSIONAL EXPERIENCE

Robert Half, Columbus Ohio.(JPMC)

AML Analyst/Investigator March 2023- April 2023

Making Risk Based determination through Quality Analysis

Ensure Alert data has been accurately collected and documented

Transactions monitoring of accounts, filling of Suspicious Activity Reports(SAR) and review of Currency Transactions Reports(CTR)

Know your Customer,Account due diligence Analysis.

Liberty National Bank, Kenton, OH Jul 2020 – Feb.2023

AML/ OFAC/Fraud Analyst

Work on OFAC alerts for international ACH Transactions, which is a regulatory requirement.

Monitors and reviews institutional transactions and reconciling customer accounts to identify fraud.

Ensure necessary actions/ corrections are made to the accounts to resolve disputes, complaints, and inquiries.

Review of alerts generated by Case Tracker system and daily OFAC review of in-process transaction.

Conducted due diligence searches in various third-party and internal database to detect suspicious activities. And if need be conduct Continuous due diligence(CDD) and Sanctioned Due diligence (SDD)

Analyze and investigates complex fraud cases, including account take over, dispute fraud, and identity theft.

Research customer account activity to determine potential fraud related to multiple channels (ACH, Cards, Checks, Wires, Zelle, Online Banking, etc.)

Identify risk factors and trends of potentially fraudulent activity, including the development of trend reports and key indicators.

Monitor high risk account activity and coordinates activities to resolve and prevent fraud in the organization.

Fraud investigation into services related wire transfers, P2P, scams, and business email compromise.

Transaction monitoring of customer account to determine if there is suspicious activity present and file SAR when risk cannot be mitigated.

Possess a working Knowledge of Anti-Money Laundering Laws.

PNC Bank, Delaware, OH Jun 2017- Jun2020

AML/KYC Analyst

Participated in new client onboarding and contract renewal processes, also conducted due diligence on contract performance, and recommended adjustments to better meet client needs

Reviewed documentation to prevent fraud and money laundering

Monitored and maintained compliance with internal controls and government regulations.

Performed background checks, customer research, transactional analysis using software/ databases

Maintained ability to provide good customer service

Prioritized and completed tasks according to regulatory deadlines

Ensured client data, business activity, alerts, documents, and other case determinations are appropriate, fully supported and clearly documented

Performed adverse news and PEP screening on customers

. Documented research findings to support risk-based decision- making and resolution to escalated fraud incidents.

Conducted due diligence searches in various third-party and internal database to detect suspicious activities.

Trans Furd Limited Jan 2012 – Dec.2016

Accounts Manager

·Maintaining Financial records.

·Handling accounts payable and receivable

·Contacting clients about transactions and invoices.

·Updating of Accounting Databases

·Weekly/monthly Accounting Report

·Billing and Tracking Business expenses.

·Monitoring and analyzing Accounting data.

·Support and service position for vendors receivables and payables

·Providing dedicated operational and service support to multiple Assembly leaders

·Prepared required documentation needed for meetings and account servicing needs

·Prepared daily and weekly reports to assist the church in managing their accounts records

EDUCATION

The Polytechnic Ibadan, Oyo State, Nigeria

HND/BSC: Accountancy (Bsc. Equivalent) 1998

Institute of Chartered Accountant of Nigeria

National Diploma: Accounting Technician Scheme 1995

Contact this candidate