Loan Processor Senior Paralegal

Lavern Hall

** ******* ****** *********, ** ***** **********@*****.*** 646-***-****

RELEVANT EXPERIENCE

Senior Paralegal & Underwriter, PETROFF AMSHEN, LLP BROOKLYN, NY 7/2016- PRESENT

● Foreclosure Defense

● Maintain communication with lenders and clients for updates

● Qualify and underwrite client files for submission for workout programs to loss mitigation

● Work with lender to cancel sale of client homes; negotiated workout agreement for client with lenders to stop foreclosure

● Analyze clients’ financial information and determine DTI and LTV in order to qualify client for workout options such as; modifications, deed-in-lieu, and repayment plans for conventional and FHA loans Accounts Payable Clerk, DATA DRIVEN DELIVERY SYSTEMS, NEW YORK, NY 10/2015 - 7/2016

● Ensured correct approval, sorting, coding and matching of invoices or receipts

● Performed day to day management of all payment cycle activities and provide efficient client service

● Regularly tabulated data and compile necessary reports and liaise with internal and external clients

● Tracked, processed and reconciled payments and expenditures including purchase orders, invoices, statements checks and refund requisitions in compliance with financial policies and procedures Senior Paralegal & Underwriter, LITVIN LAW FIRM, PC, BROOKLYN, NY 7/2011-2/2015

● Foreclosure Defense

● Submitted HAMP and other mortgage workout program to loss mitigation

● Qualified and underwrote client files for submission for workout programs to loss mitigation

● Worked with lender to cancel sale of client homes

● Negotiated workout agreement for client with lenders to stop foreclosure

● Consistently communicated with lenders and clients for updates

● Analyzed clients financial information and determine DTI and LTV in order to qualify client for workout Loan Processor, LENNY’S HOME REALTY, BRONX, NY 2/2009-2/2011

● Qualified and analyzed client financials to determine the loan program product

● Completed and reviewed residential loan application files to verify that application data was accurate and met the standard of the loan program DTI and LTV.

● Submitted all loan packages to lenders for underwriting approval

● Worked with the lender and clients to clear other requirements from underwriter to get cleared for closing

● Shopped loans with different lenders to find the best program for the client FHA and Conventional programs

● Negotiated short sales with lenders

● Assisted with problem solving when issues arise that involved the successful closing of requested residential loan Loan Processor, NORTHSIDE CAPITAL CORP. BROOKLYN, NY 1/2007-8/2007 Procured verifications for credit credit report

Researched and verified account information and resolved problem for customer as needed Reviewed documentation and provided conditions for loan approvals needed to comply with underwriting guidelines Prescreened and analyzed client’s financial overview to determined appropriate loan product Used computer programs and systems for tracking and processing of loans on Calyx Point and other software Maintained necessary pipeline management to ensure timely closing of loans Actively followed up with clients to ensure all initial required supporting documents are received Prepared fee sheet, locked rate and all documents necessary for closing Office Manager, DENNIS MANAGEMENT COMPANY, BRONX, NY 9/2005- 1/2007

● Negotiated short sales, deed in lieu and cash for keys

● Prescreened and analyzed client’s financial overview to determine appropriate loan products

● Maintained strong communication with clients and consistently follow up with banks to keep client updated

● Accurately generated loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met

● Ordered and reviewed title report, make sure title conditions are cleared before closing

● Prepared fee sheet, lock rates, and all documents necessary for closing loans; direct contact person at loan closings

● Facilitated professional development training and residential origination for less experienced staff members Loan Processor, COMMAND MORTGAGE CORP. QUEENS, NY 2/1996-8/2005 Responsible for processing loans of complex nature including conventional, FHA, VA, Equity, Non-conforming and commercial Verified and compiled mortgage application file to verify that application data was completed and met the standard requirement Actively followed up on clients to ensure all initial required supporting documents were received Process loans on Calyx Point software

Ordered and reviewed appraisal and title reports

EDUCATION & TRAINING

BIG APPLE TRAINING SCHOOL, CNA Program, Certificate Received UNIVERSITY OF RHODE ISLAND, Major: Business Communication & Administration 66 Credits earned BOROUGH MANHATTAN COMMUNITY COLLEGE, Paralegal Program Certified Paralegal COMPUTER SKILLS

Microsoft Word, Excel, PowerPoint Outlook, & Calyx Point

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