Loan Processor Coordinator
Resume:
SHERRY MULLIGAN
Pompano Beach, Fl. *****
*****************@*****.***
Energetic and loyal professional with over 20 plus years mortgage processing experience in FHA, Conventional, VA, Bond and New Construction Loans. Outstanding communication skills with loan processors, underwriters, borrowers, loan officers, title agents, realtors, insurance agents, builders as well as with the department of Housing and Development ( HUD) and the VA. Self-motivated, well-organized and compliance oriented. Able to work under time constraints and stressful situations. Proficient with Encompass, Empower, Genesis, H20, Outlook, Lotus Notes, Microsoft Word, FHA Connection, Equifax, Core Logic, Mortgage Insurance web sites & VA.Gov with some experience with Excel.
EMPLOYMENT:
Fragrance Express: Coconut Creek Inventory Control / Office Administration 11/2022 -Present
Responsible for printing order labels and then reviewing any labels for orders that may be fraudulent.
Adding and subtracting inventory daily in Stone Edge.
Compiling data on excel spreadsheets, record keeping of new products as well as tracking a product when it is currently unavailable.
Answering Customer calls, providing shipping history/ details.
Creating invoices for billing.
Responsible for sending items back to the vendors.
Caliber Home Loans Ft. Lauderdale, FL
Mortgage Loan Processor 07/2015 -08/2022
Reviewed Conventional, Heloc’s, FHA, VA and new constructions residential loan applications, verifying that the application data was complete and met industry standards. This included the program type, the loan amount of mortgage, borrower assets, liabilities and length of employment.
Ordered verifications of employment electronically through The Work Number, True Work or by sending the employment verification forms directly to the employers.
Ordered verification of rent with either individual landlords or with management companies.
Requested, obtained and reviewed title and insurance documents and had constant contact with title agents, insurance and master insurance companies.
Sent out a detailed loan approval with conditions needed to both the borrower and the loan officer within 48 hours of it being issued.
Worked closely with borrowers, and guided them through the loan process. Advising them of the required loan documents needed for them to close on or before the contact date.
Arranged with the borrower (s) title agents our internal closing department the time & date for closing.
Maintained a pipeline of 25-35 loans.
Regions Bank Deerfield Beach, FL
Mortgage Loan Coordinator 06/2010-05/2015
Reviewed Conventional and FHA residential loan applications, verifying that the application data was complete and met industry standards. This included the type and amount of mortgage, borrower assets, liabilities and length of employment.
Ordered verifications of employment and rent electronically.
Contacted title and insurance companies and obtained needed documentation.
Successfully compiled loan documents needed for a complete submission.
Submitted loan package to both underwriting and processing centers for underwriting approval.
Detailed out the approval conditions needed to both the borrower and the loan officer.
Contacted borrower, title agents and closing department to arrange time & date for closing.
Maintained a pipeline of 25-35 loans.
Transcontinental Lending Group Deerfield Beach, FL
Mortgage Loan Processor 10/2001-01/2010
Primarily same job responsibilities as listed above. However Transcontinental Lending Group was a loan broker. Thus meaning I was working with many different lenders verses just one lender at Regions Bank.
Used different software for uploading documents to each lenders, Including, Provident, Countywide, Indy Mac, Bank of America and others.
Maintained a pipeline of 25-30 loans.
EDUCATION:
High School Diploma and New York State Regents Diploma, St. Mary's Academy Hoosick Falls, NY
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