BRANDY GELAO

**** ***** ***** ********* ***, CA *4505 925-***-****

adwuk0@r.postjobfree.com

SUMMARY

A highly reliable, organized, and detail-oriented Accounting and Administrative Professional, with demonstrated skills in the areas of: accounting, foreclosures, loan processing, customer service; training and supervision. Possess vast experience with the proven ability to succeed in a fast-paced service environment.

PROFESSIONAL EXPERIENCE

Guild Mortgage

Sr Processor 2020-Present

Work directly with Loan Officers and borrowers throughout the loan process.

*Open Escrow and order Prelims

*Order and Track Appraisals

*Complete all Verifications for borrower, i.e. VOE, Caivrs, 4506 Transcripts. SSA, Tax Bills, etc.

*Process loan file, calculate income, review assets, and prepare file for underwriter’s review.

*Once approved send out prior to doc conditions to loan officer and borrowers.

*Attend weekly pipeline meetings with LO’s to review file status to ensure they remain on track.

*Complete any needed changes on loan and send out Re-Disclosures if needed.

*Collect all needed prior to doc conditions from loan officer and borrower and send to underwriter for review and clearing of docs.

*Request Closing Statements, input and ensure all fees are accurate to complete CD.

*Request loan docs from Doc Preparer to send to Title for signing set-up.

*Gather any needed prior to funding conditions and get file ready for funding.

*Follow up with borrower and title to ensure signing is completed

*Ensure loan docs are received back for final review to meet coe

*Work closely with funder to fund loan on time.

Golden Empire Mortgage dba Pacific Funding Group

Sr Processor 2015-2020

Work directly with Loan Officers and borrowers throughout the loan process.

*Complete Initial Disclosures.

*Open Escrow and order Prelims.

*Order and Track Appraisals.

*Complete all Verifications for borrower, i.e. VOE, Caivrs, 4506 Transcripts. SSA, Tax Bills, etc.

*Process loan file, calculate income, review assets, and prepare file for underwriter’s review.

*Once approved send out prior to doc conditions to loan officer and borrowers.

*Complete any needed changes on loan and send out Re-Disclosures if needed.

*Collect all needed prior to doc conditions from loan officer and borrower and send to underwriter for review and clearing of docs.

*Complete Closing Disclosure.

*Request loan docs and send out to Title for signing set-up.

*Gather and needed prior to funding conditions and get file ready for funding.

*Upload signed loan docs.

*Work closely with funder to fund loan on time.

First Mortgage Corporation

Processor Jr 2014-2015

Work directly with Loan Officers on setting up files, collecting loan conditions and getting loans through underwriting and funded.

*Process all set ups on incoming files.

*Order Initial Disclosures and send out Borrower Disclosures.

*Schedule and track Appraisals.

*Order VOE’s, VOD’s, VOR’s and 4506 Transcripts.

*Open Escrow.

*Work with FHA Connection on pulling FHA Case Number Information.

*Access VA Website for Certificate of Eligibility and VA Appraisals.

* Established excellent working relationships with loan officers, agents and customers.

Wells Fargo

REO Asset Specialist 2008-2014

Work directly with the Asset Manager as a team in the management and sales of properties acquired through the foreclosure process.

*Involved in the eviction process, attending court trials and lock outs.

*Assist in preparing pricing proposals, decisions regarding rehabs, property condition and contract negotiations.

*Keep the reporting system updated and accurate on a daily basis.

*Responsible for the entire file audit process ensuring that the files are 100% Accurate and complete.

*Established excellent working relationships with contractors, agents and vendors.

* Provide supervision in all aspects of Temporary Employee daily shift operations.

Wachovia

(formerly World Savings)

Mortgage Sales Assistant 2003-2008

Assist in the sale of Wachovia Loan programs, from application to funding loans.

*Develop relationships with and educate brokers, realtors, and customers about loan programs, products, requirements, and procedures.

*Monitor Loan packages from submission to funding.

*Prepare Loan packages for Underwriting.

*Maintain direct communication to internal customers regarding the status of loans in process.

*Follow up with title companies after signing to ensure funds are ordered in a timely and efficient manner.

*Schedule appraisals.

*Assisted with setting up Brokers with Wachovia and providing Brokers with conforming loan product information.

GMAC Global Relocation Services

Accounting Specialist 2000-2003

Provide accounting support for internal and external clients.

*Accounts Payable/Accounts Receivable, General Ledger.

*Debit/Credit Adjustments, Stop Payments, Cash Receipts.

*Process incoming/outgoing wires for customers/clients.

*Assisted in the testing and successful transition of Mas 90 to Solomon accounting software system.

CalNeva Oil Corporation d.b.a. SpeeDee Oil Change & Tune-Up

Accounting/ Administrative Assistant 1998-2000

Provide administrative support to executive management team as well as accounting support for 40 franchise offices.

*Data Base management.

*Payroll.

*Accounts Payable/Accounts Receivable/ General Ledger.

*Correspondence.

*Special Projects as assigned.

EDUCATION AND TRAINING

Associate Arts, Liberal Arts, Los Medanos College, Pittsburg, Ca.

SKILLS AND TRAINING

Blitz; MyKey; Bytepro; Docmagic; Corelogic; FHA Connection; Calhfa; VA; Alps; Lois; Lotus Notes; DRI; Aspen; Outlook; Word Perfect, Excel; Windows; Quickbooks; Quatro Pro; Accounts Payable; Accounts Receivable; General Ledger.

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