Administrative Assistant Loan Processor
Resume:
BRANDY GELAO
**** ***** ***** ********* ***, CA *4505 925-***-****
***********@*****.***
SUMMARY
A highly reliable, organized, and detail-oriented Accounting and Administrative Professional, with demonstrated skills in the areas of: accounting, foreclosures, loan processing, customer service; training and supervision. Possess vast experience with the proven ability to succeed in a fast-paced service environment.
PROFESSIONAL EXPERIENCE
Guild Mortgage
Sr Processor 2020-Present
Work directly with Loan Officers and borrowers throughout the loan process.
*Open Escrow and order Prelims
*Order and Track Appraisals
*Complete all Verifications for borrower, i.e. VOE, Caivrs, 4506 Transcripts. SSA, Tax Bills, etc.
*Process loan file, calculate income, review assets, and prepare file for underwriter’s review.
*Once approved send out prior to doc conditions to loan officer and borrowers.
*Attend weekly pipeline meetings with LO’s to review file status to ensure they remain on track.
*Complete any needed changes on loan and send out Re-Disclosures if needed.
*Collect all needed prior to doc conditions from loan officer and borrower and send to underwriter for review and clearing of docs.
*Request Closing Statements, input and ensure all fees are accurate to complete CD.
*Request loan docs from Doc Preparer to send to Title for signing set-up.
*Gather any needed prior to funding conditions and get file ready for funding.
*Follow up with borrower and title to ensure signing is completed
*Ensure loan docs are received back for final review to meet coe
*Work closely with funder to fund loan on time.
Golden Empire Mortgage dba Pacific Funding Group
Sr Processor 2015-2020
Work directly with Loan Officers and borrowers throughout the loan process.
*Complete Initial Disclosures.
*Open Escrow and order Prelims.
*Order and Track Appraisals.
*Complete all Verifications for borrower, i.e. VOE, Caivrs, 4506 Transcripts. SSA, Tax Bills, etc.
*Process loan file, calculate income, review assets, and prepare file for underwriter’s review.
*Once approved send out prior to doc conditions to loan officer and borrowers.
*Complete any needed changes on loan and send out Re-Disclosures if needed.
*Collect all needed prior to doc conditions from loan officer and borrower and send to underwriter for review and clearing of docs.
*Complete Closing Disclosure.
*Request loan docs and send out to Title for signing set-up.
*Gather and needed prior to funding conditions and get file ready for funding.
*Upload signed loan docs.
*Work closely with funder to fund loan on time.
First Mortgage Corporation
Processor Jr 2014-2015
Work directly with Loan Officers on setting up files, collecting loan conditions and getting loans through underwriting and funded.
*Process all set ups on incoming files.
*Order Initial Disclosures and send out Borrower Disclosures.
*Schedule and track Appraisals.
*Order VOE’s, VOD’s, VOR’s and 4506 Transcripts.
*Open Escrow.
*Work with FHA Connection on pulling FHA Case Number Information.
*Access VA Website for Certificate of Eligibility and VA Appraisals.
* Established excellent working relationships with loan officers, agents and customers.
Wells Fargo
REO Asset Specialist 2008-2014
Work directly with the Asset Manager as a team in the management and sales of properties acquired through the foreclosure process.
*Involved in the eviction process, attending court trials and lock outs.
*Assist in preparing pricing proposals, decisions regarding rehabs, property condition and contract negotiations.
*Keep the reporting system updated and accurate on a daily basis.
*Responsible for the entire file audit process ensuring that the files are 100% Accurate and complete.
*Established excellent working relationships with contractors, agents and vendors.
* Provide supervision in all aspects of Temporary Employee daily shift operations.
Wachovia
(formerly World Savings)
Mortgage Sales Assistant 2003-2008
Assist in the sale of Wachovia Loan programs, from application to funding loans.
*Develop relationships with and educate brokers, realtors, and customers about loan programs, products, requirements, and procedures.
*Monitor Loan packages from submission to funding.
*Prepare Loan packages for Underwriting.
*Maintain direct communication to internal customers regarding the status of loans in process.
*Follow up with title companies after signing to ensure funds are ordered in a timely and efficient manner.
*Schedule appraisals.
*Assisted with setting up Brokers with Wachovia and providing Brokers with conforming loan product information.
GMAC Global Relocation Services
Accounting Specialist 2000-2003
Provide accounting support for internal and external clients.
*Accounts Payable/Accounts Receivable, General Ledger.
*Debit/Credit Adjustments, Stop Payments, Cash Receipts.
*Process incoming/outgoing wires for customers/clients.
*Assisted in the testing and successful transition of Mas 90 to Solomon accounting software system.
CalNeva Oil Corporation d.b.a. SpeeDee Oil Change & Tune-Up
Accounting/ Administrative Assistant 1998-2000
Provide administrative support to executive management team as well as accounting support for 40 franchise offices.
*Data Base management.
*Payroll.
*Accounts Payable/Accounts Receivable/ General Ledger.
*Correspondence.
*Special Projects as assigned.
EDUCATION AND TRAINING
Associate Arts, Liberal Arts, Los Medanos College, Pittsburg, Ca.
SKILLS AND TRAINING
Blitz; MyKey; Bytepro; Docmagic; Corelogic; FHA Connection; Calhfa; VA; Alps; Lois; Lotus Notes; DRI; Aspen; Outlook; Word Perfect, Excel; Windows; Quickbooks; Quatro Pro; Accounts Payable; Accounts Receivable; General Ledger.
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