Timothy M. Lyle

727-***-****

adwtwc@r.postjobfree.com

www.linkedin.com/in/timothylyle

Summary

Financial compliance professional with a consistent track record of meeting or exceeding company goals in an ever-changing business environment. Extensive experience in team management, quality assurance, data analysis, transaction monitoring, enhanced due diligence (EDD), database research, internet research, sales, and account management.

Experience

Dominion Advisory Group, Remote (VPN)

Anti Money Laundering Consultant (Nov. 2019 - March 2023)

•Conduct retail transaction monitoring investigations on behalf of a large, midwest-based regional bank.

•Conduct in-depth transactional analysis of various product types, including traditional bank products, P2P activity (Zelle, PayPal, etc.) and cryptocurrency transactions with various platforms, conducted via ACH.

•Work closely with branch personnel to determine the purpose of customer transactional activity.

•Conduct screening for entities and countries subject to OFAC sanctions.

•Conduct Client Due Diligence (CDD) reviews to ensure accuracy and client data and to determine whether or not account activity is in-line with client profile.

•Perform reviews of state unemployment fraud claims (Regulation E).

Ankura Consulting Group LLC, Remote (VPN)

Anti Money Laundering Consultant (Dec. 2020 - July 2021)

•Conducted retail transaction monitoring investigations on behalf of a midwest-based regional bank.

•Reviewed transactions involving Money Service Business-Third Party Payment Processors (MSB-TPPP) clients, which included the settlement of proceeds from e-commerce sales.

•Conducted investigations of retail bank clients and leveraged public domain research and internal documentation to determine the need for further review by the end client.

Habib Bank Limited, New York City, NY

Anti Money Laundering Consultant / SAR Writer (Jul. 2019 - Nov. 2019)

•Prepared Suspicious Activity Reports (SAR) on behalf of the USD clearing division of a large Pakistani bank.

•Worked closely with investigations team to provide an additional layer of quality assurance prior to final review by QA/QC and upper management.

•Assisted case investigations team with transaction monitoring review process.

Shinhan Bank America, New York City, NY

Anti Money Laundering Consultant (Sep. 2018 - Mar. 2019)

•Assisted in the implementation and writing of newly updated know your customer (KYC) policies and procedures.

•Developed training materials and assisted in the on boarding of newly hired investigators.

•Conducted quality assurance reviews and providing constructive feedback to members of the KYC team.

•Worked closely with members of senior management to provide responses to inquiries from regulatory offices during examination.

•Tracked KYC team production to ensure the completion of priority inventory and adherence to agreed upon deadlines.

•Conducted lookback EDD reviews of high risk bank customers.

GRC Risk Solutions LLC, Greater New York City, NY

Anti Money Laundering Consultant (Jan. 2018 - Sep. 2018)

•Carried out transaction monitoring of consumer and commercial bank accounts.

•Conducted case reviews at the analyst and quality assurance levels.

•Assisted in the composition of SAR filings to ensure completeness and accuracy prior to review by client and eventual submission to law enforcement.

Navigant Consulting Inc, Greater New York City, NY

Anti Money Laundering Consultant (Aug. 2016 - Nov. 2017)

•Conducted reviews of commercial and/or consumer transactional activity to determine the need for further investigation.

•Reviewed wire activity and conducted alerts clearing and case investigations on behalf of one of Canada’s largest financial institutions.

•Utilized internal and external resources, including publicly available tax records, business filings and other demographic or KYC information to aid in the decision making process.

Dixon Hughes Goodman LLP, Charlotte, NC

Senior Anti Money Laundering Consultant / QA Team Lead (Nov. 2015 - Jun. 2016)

•Acted as subject matter expert and quality assurance team lead for large money services business lookback engagement.

•Assisted in on-boarding process for newly hired analysts by developing and teaching training materials.

•Aided in the development and implementation of engagement policies and procedures.

•Effectively carried out roles and responsibilities at client site and remotely from home office.

K2 Intelligence LLC, Greater New York City, NY

Anti Money Laundering Consultant (Jun. 2015 - Aug. 2015)

•Conducted reviews of prepaid debit card activity to determine the need for further investigation.

•Utilized internal and external resources, including publicly available tax records, business filings and other demographic information to aid in the decision making process.

Navigant Consulting Inc, Greater New York City, NY

Anti Money Laundering Consultant (Dec. 2014 - Mar. 2015)

•Conducted reviews of commercial and/or consumer transactional activity to determine the need for further investigation.

•Reviewed retail banking alerts and conducted case investigations on behalf of a large regional US-based bank.

•Utilized internal and external resources, including publicly available tax records, business filings and other demographic or KYC information to aid in the decision making process.

IPSA International Inc, Greater New York City, NY

Anti Money Laundering Consultant (Oct. 2013 - Dec. 2014)

•Conducted reviews of commercial and/or consumer transactional activity on behalf of a “Big Four” client, to determine the need for further investigation.

•Reviewed alerts, conducted case investigations and wrote SARs for two major projects with the same “Big Four” client; Internal Compensating Controls: Foreign Correspondent Banking, and Retail Branch Referral.

•Utilized internal and external resources, including publicly available tax records, other demographic or KYC information to aid in the decision making process.

•Selected by project management group to focus exclusively on constructing SAR narratives and compiling transactional data for future review by law enforcement.

•Assisted in the on-boarding process and acted as a mentor for newly hired investigators by reviewing case work for accuracy and answering questions regarding the investigative process.

Citigroup Inc, Tampa, FL

Anti Money Laundering Analyst (2011 - 2013)

•Assisted the bank with remaining in compliance with the Bank Secrecy Act and USA PATRIOT Act.

•Mitigated risk to the bank by reviewing consumer and commercial bank accounts for potentially suspicious transactional activity.

•Analyzed transactions conducted via wire transfer, electronic funds transfer (EFT), or teller deposits/withdrawals.

•Utilized internal and external resources, including publicly available tax records, other demographic or KYC information to aid in the decision making process.

•Filed SARs for customer transactions which were deemed suspicious.

•Reviewed accounts held by clients who were deemed low-risk for potentially high risk activity.

•Assisted in the implementation of procedural changes which resulted in department-wide time savings.

•Mentored newly hired analysts to ensure a quality assurance pass rate above 80 percent over a 6 week training period.

Other Positions Held

Customer Service, Cash Management, Marketing Research, Inbound Telephone Sales, Education and Classroom Management

Education and Training

University of Central Florida, Orlando, FL

Bachelor of Arts (BA)

•Graduated with 3.54/4.00 GPA

•Major in Criminal Justice

•Minor in Emergency Management and Homeland Security

•Undergraduate Certificate in Security Management

Relevant Course Work

Justice System Technology, Security Management, Criminal Investigations, White Collar Crime, Research Methods in Criminal Justice

Technical Skills and Systems Proficiencies

Microsoft Word, Excel, Powerpoint and Outlook, Lexis Nexis, Prime, Mantas, Actimize, Banker’s Toolbox BAM and BAM+, Worldcheck, World Compliance, Dow Jones Risk and Compliance, Thomson Reuters Compliance & Risk, Microsoft Windows, Mac OS, internet research utilizing Microsoft Internet Explorer, Google Chrome or Apple Safari, Dynamics 365

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