Mele` Johnson
Director of Construction Administration
REFERENCES
Barry Shields
Director of Underwriting
Cardinal Financial
Barbara Howell
Team Lead
SouthState Bank
EXPERIENCE
Conventional/Wholesale Underwriter
SouthState Bank / Remote / 07/2021–11/2022 (Laid-off due to company downsizing from economic downturn)
Underwriter experienced in residential loans. Ensuring compliance with lender and investor standards.
Underwrite in-house special loan programs. Verifying loan met additional guidelines of FNMA.
Held the team’s lowest quality control error rate.
Communicated all conditions and requirements to the Loan Originator prior to company deadlines.
Managed the clear to close process with entire team. Director of Underwriting
ResiCentral / Remote/ 10/2020–06/2021
Director who managed a staff of ten underwriters. Providing guidance to team members to ensure quality underwriting decisions were made.
Created an environment of collaboration and continuous improvement with business partners.
Collaborated with company officers to obtain Fannie Mae certification.
Created company standard operating guidelines for underwriting team.
Assess risk and make decisions on a variety of mortgage loans. Post-Closing Underwriter
Fairway Independent Mortgage/ Remote / 06/2019 – 10/2020 Post-closing Underwriter with experience in providing solutions to loan deficiencies.
Review Conventional, FHA, VA, Jumbo and USDA loans already closed to verify loans meet guidelines and are ready for purchase by investors.
Led team in most cleared conditions. Resulting highest purchased loans through investors
Examine loan documentation for accuracy, completeness, and credit risk.
Work with investors to show completeness of file and creditworthiness of borrower. Risk/Post Closing Underwriting Manager
MetaSource/ Remote / 11/2018– 06/2019
Post-Closing Manager that managed a team of professional auditors. Actively developed trained, coached, and provided feedback for performance assessments of team members.
Consult, work with, and service client base to make recommendations on business improvement and process improvement and serve as a business advisor to client.
Work with other managers to help ensure the proper deployment of the audit staff and with the career development of team members.
Identifies internal opportunities and recommends methods to improve service, work processes and financial performance, e.g. expense management Aircraft Mechanic
United States Air Force/ Hill AFB, UT/ 03/1997- 02/2001 Aircraft Mechanic that completed both pre- and post-flight inspections of F-16 aircrafts.
Promoted to “Phase Dock”, A team which handled complex troubleshooting of aircraft malfunctions.
SKILLS
Team Leadership
Risk Assessment
Client Relations
Resource Management
Problem Solving
Microsoft Office Suite
Adobe
Encompass
Desktop Underwriter
Loan Prospector
QuickBooks
adwqup@r.postjobfree.com
Linkedin.com/in/Jeremiah-
Johnson-nmls-1066782-
99571419
The Colony, TX
Jeremiah Johnson
Underwriter- U.S. Air Force Veteran
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