Fitz Lee

*** ***** #*

Balboa Island, CA. *****

adwozr@r.postjobfree.com

949-***-****

May 2019 – Present

Irvine, CA

Indirect Marine and RV Underwriter

Conduct credit investigations and analyze credit information pertaining to Marine and RV loans. Assessing a customer’s riskiness in terms of extending credit and approving up to the position’s credit approval authority. Conducts thorough analysis of client capital and credit risk. Ability to thrive in a fast-paced, collaborative environment while maintaining a high level of attention to detail

Disney’s CU August 2014 – May 2019

Anaheim, CA

Marketing Representative / Field Credit Buyer

Market Partners FCU programs to all franchised automotive dealers in Orange County. Increased monthly sales volume by 45% in 12 months by strengthening relationships and building value with customers. Maintain close and continuous contact with finance personnel to ensure the relationship is strengthened and solidified. Maintain a complete understanding of the financial programs that Partners offers, including underwriting guidelines and documentation requirements. Develop a working knowledge of our organization and advertising programs.

GM Financial / Americredit June 2010 – July 2013

Cerritos, CA

Senior Credit Analyst

Responsible for researching and analyzing credit risks, assessing credit history and approving extension of credit to potential customers. Review submitted files to analyze for ability, stability, credit willingness and deal structure. Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions. I am a professional in renegotiation of loans based on lending guidelines.

Consumer Portfolio Services May 2006 - May 2008

Irvine, CA

Marketing Representative / Credit Analyst

Market CPS programs to all franchised automotive dealers in Orange County. Increased monthly sales volume by 45% in 12 months by strengthening relationships and building value with customers. Maintain close and continuous contact with finance personnel to ensure the relationship is strengthened and solidified. Maintain a complete understanding of the financial programs that CPS offers, including underwriting guidelines and documentation requirements. Develop a working knowledge of our organization and advertising programs.

Lehman Brothers October 1998 - April 2006

Irvine, CA

Sales Manager / Underwriter / Processor

Evaluate risk to determine if a buyer, property and loan conditions meet company standards. Manually underwrite residential mortgage loans using Pointe and Data Trac. Ensure processing staff and brokers procure appropriate information necessary to finalize loan packages. Evaluate appraisal to ensure quality and data

meet company and investor standards. Verify all information of loan document request and lock form with secondary marketing.

Ford Motor Company June 1995 - October 1998

Anaheim, CA

Credit Analyst / Marketing Representative

Evaluate and decision consumer loan applications while maintaining positive client relations and high level of customer service for all dealers. Understanding and applying credit guidelines to ensure loans comply with Ford policies and procedures. Position often exercises independent judgment and discretion. Additional responsibilities include Loan processing; Loan administration, trained in financial product use and maintained close follows up.

Deutsche Bank May 1993 - June 1995

Newport Beach, CA

RV Loan Officer

Evaluate risk to determine if a buyer, RV loan conditions meet company standards. Manually underwrite RV loans using Deutsche Bank software. Ensure processing staff and brokers procure appropriate information necessary to finalize loan packages. Evaluate appraisal to insure quality and data meet company and investor standards.

Education: Bachelor of Arts in Communications-Fort Lewis College, Durango, CO. May 1988.

Contact this candidate