Mortgage Loan Officer

Fruit Heights, Utah ***** 801-***-**** **********@*****.***

AL ACOSTA

Talented mortgage loan originator with a proven track record of providing mortgage products to clients while managing complex loan transactions. Possesses deep understanding of sales techniques and presentation skills. Offers experience with 10+ years in various mortgage related roles including loan originator and processor. PROFESSIONAL

SUMMARY

$30+ Million in funded loan volume since

July 2020

Maintained top "Profitability per loan"

finalist 2021 & 2020

(Homie Loans LLC)

2021 Top finisher for "client capture rate" at

27%

(Homie Loans LLC)

Q1 2023 'most profitable loan officer' of the

lead gen team (Integrity First Lending)

NOTABLE

ACCOMPLISHMENTS

SKILLS Advanced mortgage loan

knowledge

●

● Key lead-management

Advanced presentation,

communication and

negotiation

●

Understands complexities

of profitable loans

●

Aptitude for

self-development and

learning

●

Self-motivated with a drive

to excel and the ability to

inspire and motivate

others

●

Advanced knowledge of

partner relations and

capacity to aid in loan

closing challenges

●

2+ years of previous Sales

Management experience

●

2+ years loan processing

experience

●

MORTGAGE LOAN ORIGINATOR 11/2022 to Current

Integrity First Lending, Remote

WORK HISTORY

Carefully tracked company generated leads and converted these opportunities to applications and finally funded loans.

●

Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.

●

Developed extensive network of referral partners to source new mortgage loan opportunities.

●

Assisted clients in selecting correct loan product and terms to meet needs and financial goals.

●

● Developed and implemented marketing campaigns to generate new business opportunities.

● Analyzed loan applications and credit reports to determine loan eligibility and risk level.

● Explained different types of loans pertaining to client situations. MORTGAGE LOAN OFFICER 06/2020 to 07/2022

Homie Loans LLC, South Jordan, UT

MORTGAGE LOAN ORIGINATOR 08/2018 to 06/2020

Security National Mortgage Company, Salt Lake City Communicated with clients, processing teams and other third parties to achieve prompt loan closings.

●

● Checked loan documents for accuracy prior to closing. Created strategies with Homie listing and buyers agents' to develop and optimize existing customer sales.

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Used company CRM to adequately track new/existing company leads for conversion and transparency to leaders.

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Educated new prospective clients on how Homie exclusive benefits worked and answered questions regarding Homie rebates.

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Attended open houses with agents and provided support in efforts to capture new opportunities.

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● Negotiated loan terms and conditions with clients to maximize profitability. Processed 90% of loan fundings and monitored progress from start to finish. (Roughly $28 Million in loan volume from June 2020 - June 2022)

●

● Executed responsibilities as a retail loan officer.

● Met often with realtors and builders to bridge new relationships and earn referrals.

● Guided customers through the loan process, loan terms and expected conditions. Communicated with clients, processing teams and other third parties to achieve prompt loan closings.

●

Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.

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UVU, Orem, UT

Associate of Science, International Business, 05/2011 EDUCATION

Spanish

Professional Working

LANGUAGES

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