Victoria Dawson

Bordentown, NJ ***** 516-***-**** adwnrp@r.postjobfree.com

Education

Franklin K. Lane High School

Graduated June 1994

Experience

Ridgewood Savings Bank Queens, NY

October 2011 – present

Mortgage Underwriter

Review broker files for commitment approval

Check to make sure file meets Fannie Mae guidelines

Calculate income

Clear files for closing department

Verify all requested documents are received to send to bank attorneys for closing

Revised commitments and revised loan estimates

Contact brokers and borrowers for documentation

Review Appraisals for Accuracy, Calculate monthly Hazard Insurance, Monthly Taxes

Review Property Reports for HELOC’s & HRL’s

December 2007 – October 2011

Senior Mortgage Processor

SONYMA loans/Affordable housing loans/Adjustable, bi-weekly and fixed loans

Reviewing loan estimates

Calculating insurance and taxes

Commitment disclosures mailed to borrower and broker

December 2006 – December 2007

Mortgage Processor

Review retail files

Asking for signed documents for approval

Order appraisals

Enter data on computer

Order credit report/Order underwriting findings

Send out conditional commitments

December 2005 – December 2006

Senior Mortgage Closer

Set up files for closing attorneys

Prepare documents requested

Prepare funds requested for closing

Send closing documents to attorneys

Create escrow account for loans

January 2003 – December 2005

Mortgage Closer

Reviewing signed notes and mortgage documents for accuracy

Check closing documents are acceptable and accurate for items requested

Making sure checks and amounts are correct and payable to correct persons

Pay flood fees to flood company

Skills

Proficient in Microsoft Office

Knowledge of SONYMA, Fannie Mae, Home Equity Lines of Credit, Home Resource Loans, Education Loans and Personal Loans

Knowledge of Conventional, Jumbo, Wholesale, HELOC, HRL, HMDA, LOS/MortgageBot, PMI

Strong organizational skills, adapts and learns quickly and team player

Contact this candidate